32a80064

@AdrianCoates8 @SandyofSuffolk Whatever you paid for your parents is between you and them, but your generation on average did not pay more than you will take. The triple lock ensures it will be even fewer than otherwise. Earn your own effin money, mate.

@32a80064 @SandyofSuffolk The older generation, as in me, started working at 16 and retired at 63 to look after parents, paid in way more than I now get in state pension, earn your own effin money mate, try full time for 48 years, dik

The younger generation haven't thought this one through: "Sell your 3 bed house grandma, buy a studio flat and live off the sale proceeds instead of getting a state pension". Then young entitled grandson won't inherit his grandma's half a million pound house but a grotty fifty grand flat that he can't sell but is liable for the huge monthly management fees. And grandma has spent all the sale proceeds of her big house. It's called karma. 😜🤣

@daleethompson What a deeply evil worldview. You'll be long gone, so why not run up the debt and let infrastructure fail too? Either argue it's positive to lose social cohesion and the culture that built the country you enjoy or don't, but don't weasel out like this.

For the “Canada won’t look like Canada in 100 years” crowd: Who gives any fucks? You’ll be long gone along with your racist friends & maybe, just maybe, your kids & grandkids won’t grow up to be racists either & not care.

@RubyRedhead4 @SandyofSuffolk If you worked all your life you had plenty of time to save for yourself. I was responding to someone who claimed women your age couldn't save for their retirements because they didn't work.

@32a80064 @SandyofSuffolk Are you are moron ? Did u get this from a Jack & Jill book ? I worked all my life with two children & my husband did too. 48 years so shove your leisurely activity up your hairy arse….

Younger generation to pensioners: "Why didn't you save more into a private pension?" Because most women stayed at home to look after your mums and dads and so didn't earn anything, let alone save anything. And your granddads were struggling to pay the 14% mortgage rates. And any 'pin' money your nans earned from little part time jobs was spent spoiling you on days out at the seaside, birthdays and Christmas and slipping your mum and dad a few quid on the sly when they were a bit hard up. Just so you know.

@seale8 @SandyofSuffolk Don't waste your time arguing with "people" who are old enough they have no risk to their income if someone gets pissy about their opinions. Old people can't really point fingers about anonymity when they've got nothing on the line.

@SandyofSuffolk @32a80064 Dont waste your time answering to 'people' who dont put a photo or some sort of names. Most of them are bots here to create aggro

@GarrickKingston @Landeur Cutting the state pension means they pay less. You're for some reason arguing only about benefit and not opportunity cost. They're completely compensated for any 'cuts' by not having to pay for them now, and they have less risk of whether it's there in future.

@32a80064 @Landeur Stop dicking around and just answer the question. Why is it a good idea for younger workers to vote to cut the state pension?

“If you dare to talk about the triple lock on state pensions we will vote to send you to your death in Ukraine.” “I don’t understand why young people are so antagonistic to us boomers.”

@GarrickKingston @Landeur Would you rather give me $20 with a promise someone else will give you $20 in four decades, or keep your $20? You've still not explained why the people paying benefit from this arrangement, or are spiting themselves by keeping their own money.

@32a80064 @Landeur Oh right, so you don't mean "ahead," you mean "older." That is a world of difference in meaning. My question is unchanged. Explain why it is a good idea to vote to saw off the branch you're sitting on.

@Dringcarol @SandyofSuffolk Ok, so for the other 35 years of your adulthood you had plenty of chances to save for your own retirement, thanks for clarifying.

@32a80064 @SandyofSuffolk When I had young children there were no nurseries to put them in so I had to stay at home until they were at school before I could get a part time job to help with the bills. We had 2 2nd hand chairs, a fridge, cooker and a bed when we first married. No TV or phone.

@GarrickKingston @Landeur The justification is that there's no other way for the system to work when the population is not growing. One person (on average) has to pay as much in over their working lifetime as it costs to support one retiree, in a stable population. This is basic.

@32a80064 @Landeur You said: "Like, current generations will have to pay in at least as much as they take out." You have yet to justify that statement. I don't have to mount any argument against it.

@GarrickKingston @Landeur You're paying for the generation ahead of you. Nothing is saved, it goes right to pay out current pensioners. You're just completely misinformed.

@32a80064 @Landeur "The only people better off with the system where people pay for those ahead of them instead of for themselves are current retirees." As I've already told you, that is not how it works at all. You are not paying ahead.

@GarrickKingston @Landeur Where do you think the money is coming from?

@32a80064 @Landeur That is not how things work in any scenario, it's just made up sci-fi bollocks with no foundation in reality. Genius.

@GarrickKingston @Landeur And again, not clear why you think it's "spite" motivating people to want to keep their own money. There's a material interest here, not just anger.

@32a80064 @Landeur No, stop dicking around and answer the question. Why is it good to want to reduce your own eventual pension, just in order to spite the people receiving it now? If it helps you formulate a coherent response, then think of it in terms of sawing off the branch you're sitting on.

@GarrickKingston @Landeur This is how things work when the population is not growing, genius. What do you think is supporting people taking out more?

@32a80064 @Landeur "Like, current generations will have to pay in at least as much as they take out." Yeah, right.

@SandyofSuffolk Which makes the youngest boomers... 20 in 1984. Is that not the mid-80s?

@32a80064 Boomers were born from 1946 to 1964. I await an apology.

@GarrickKingston @Landeur Like, current generations will have to pay in at least as much as they take out. Why would that benefit them? Completely different story than when the number of workers was growing, when pensioners could take out more being supported by a larger number.

@32a80064 @Landeur I'm not a pensioner, you spiteful dipshit. But you're right about opting out. It was stopped almost exactly 10 years ago. I didn't know. My bad. Anyway, now you've stopped changing the subject, explain how "young people" voting to cut their own eventual pension is a good thing.

@riversorare @investingidiocy It's not moral to think you can make binding promises that entitle you to the labour of people who weren't even born. It's good if pensioners understand they will only be paid out if the deal is fair enough future generations don't revolt. That's how social contracts work.

Its a moral contract. If the state takes it from people just before they retire they will respond without morality. All trust and law will be broken. Obviously old people aren’t that dangerous, but I would expect to see an explosion in fraud and tax evasion and unfortunate bankruptcies. It will be everyone for themselves.

1/ Quickie on the UK triple lock debate: firstly there is no legal contract, just a social one. The level of your contributions is set by the govt, and the benefit you receive is set seperately. The govt. can change that benefit as they wish. There is no seperate pot of money...

@GarrickKingston @Landeur Opting out was a privilege available only to your generation, actually. Not possible now. Young people organizing to cut you off are in fact taking charge of their own lives, however much you resent it.

@32a80064 @Landeur Right, now you're bitching about National Insurance contributions. 😵‍💫 If you object to paying NI, then contact HMRC. Opt out of NI. Pay into your own private pension instead. Stop wasting time with your resentful whining about OAPs, and start taking charge of your own life. 👍

@WeeWitchyWuman @DavidB22066 @SandyofSuffolk Yeah, that whole year makes such a big difference. Why so bitter when you're told no one owes you their paycheque? Easy to not be angry when you're currently getting more than your share.

@32a80064 @DavidB22066 @SandyofSuffolk Wow 32a why so bitter? A person who is 65 today is not in receipt of a state pension.