Employee Fiduciary

📣 Exciting news for all small business owners and financial advisors out there! We've launched TWO distinct #401k tax credit calculators that are tailored to your unique needs. Let's dive into each 👇

Does your 401(k) plan pass ADP and ACP testing? These nondiscrimination tests compare deferral and contribution rates between HCEs and NHCEs to ensure your plan doesn't favor higher earners. Our latest blog breaks down the basics: employeefiduciary.com/blog/401k-nond…

Meet the newest members of the Employee Fiduciary team. 👋 We're thrilled to welcome Jack Moody and Mark Nicholas to the Employee Fiduciary family — bringing decades of retirement industry expertise to our growing team. 🔗 prnewswire.com/news-releases/…

Last week we submitted a DOL comment letter on PEPs. We warned they can add hidden fees and limit flexibility. Today we released our press statement supporting a single-employer 401(k) safe harbor built on fairness and transparency. 🔗 Read it here: prnewswire.com/news-releases/…

Read more about 401(k) catch-up contributions here 👉employeefiduciary.com/blog/401k-catc…

💡The Frugal Fiduciary's Tip of the Week💡 “401(k) catch-up contributions allow employees aged 50 and older to contribute beyond standard IRS contribution limits, helping them boost their retirement savings as they approach retirement.”

How you handle 401(k) admin fees matters! Paying fees from a business account—not plan assets—can boost your savings, lower taxes, & help employees grow their retirement funds faster. Learn more in today's blog: 🔗 employeefiduciary.com/blog/401k-plan… #401k #SmallBusiness

Learn how to spot and avoid costly 401(k) fees here 👇 employeefiduciary.com/blog/avoid-rev…

💡The Frugal Fiduciary's Tip of the Week💡 “There’s no such thing as a free 401(k) plan. Every 401(k) provider charges fees for their services, but how those fees are structured can make a big difference for both you and your employees.”

Don’t let your hard-earned retirement savings slip through the cracks. Read the full blog post for step-by-step guidance here 👇 employeefiduciary.com/blog/reclaim-r… (3/3)

The database is an innovative tool to help individuals locate lost or forgotten accounts. In our latest blog post, we explore: - How to Use the DOL’s New Database - Additional Steps to Reclaim Accounts - Tips to Prevent Future Lost Accounts (2/3)

Did you leave a 401(k) or pension behind when changing jobs? You’re not alone—millions of Americans have unclaimed retirement accounts. 🧐 Thankfully, the U.S. Department of Labor (DOL) has recently launched the Retirement Savings Lost and Found Database. (1/3)

Read more about 401(k) tax incentives here 👇 employeefiduciary.com/blog/401k-tax-…

💡The Frugal Fiduciary's Tip of the Week💡 “The government offers a wealth of tax incentives that make a 401(k) plan more affordable and accessible, especially for small businesses. Understanding these incentives can help you maximize your tax savings opportunities.”

Our CEO, Eric Droblyen, shares insights in @planadviser on SECURE 2.0 provisions coming in 2025: auto-enrollment, new long-term, part-time rules, increased catch-up contributions & more. How will these changes impact small businesses? 💡 Find out: planadviser.com/secure-2-0-wha…

With 76 employees and $13,207,117.01 in plan assets, this #401k sponsor saved $51,356.57 by switching from ADP to Employee Fiduciary. See the fee comparison here 👉 hubs.ly/Q02GlWkk0

We are incredibly grateful for your support and trust over the past 20 years. We look forward to continuing our journey and achieving even greater milestones in the coming years. 🔗 hubs.ly/Q02F2hlH0

Over the past two decades, we have grown from a small startup to a trusted partner for over 5,000 small businesses and approximately 145,000 participants. Our commitment to transparent fees, personal care, and expert plan design has made us a standout in the industry.

We are thrilled to share that Employee Fiduciary is celebrating its 20th anniversary today! 🎉 Since our founding on July 2, 2004, we have been dedicated to providing low-cost, high-quality #401k plans for small to medium-sized businesses across the United States.

With 35 employees and $1,173,885.75 in plan assets, this #401k sponsor saved $9,669.50 by switching from Paychex to Employee Fiduciary. See the fee comparison here 👉 hubs.ly/Q02CBXzR0

Today’s blog is designed to help you make the best decision for your financial future. Read it here 👇 employeefiduciary.com/blog/401k-roll… (4/4)

🧠 Making smart decisions about rolling over your 401(k) is crucial because the fees and investment options can vary widely between different plans and IRAs. (3/4)