Deji

USDT vs USDC ownership by country. Ranked. 🥇 🇳🇬 Nigeria: 59% USDT / 48% USDC 🥈 🇦🇺 Australia: 34% USDT / 29% USDC 🥉 🇮🇳 India: 30% USDT / 27% USDC 4. 🇨🇴 Colombia: 25% USDT / 29% USDC 5. 🇸🇬 Singapore: 29% USDT / 24% USDC 6. 🇿🇦 South Africa: 23% USDT / 29% USDC 7. 🇺🇸 United States: 22% USDT / 26% USDC 8. 🇵🇭 Philippines: 27% USDT / 20% USDC 9. 🇹🇭 Thailand: 25% USDT / 21% USDC 10. 🇦🇷 Argentina: 25% USDT / 20% USDC 11. 🇫🇷 France: 21% USDT / 14% USDC 12. 🇩🇪 Germany: 15% USDT / 17% USDC 13. 🇲🇽 Mexico: 16% USDT / 16% USDC 14. 🇬🇧 United Kingdom: 16% USDT / 14% USDC 15. 🇧🇷 Brazil: 14% USDT / 16% USDC Two things stand out: 🔹 Nigeria is in a league of its own. Nearly 60% USDT ownership. Dollar-denominated savings aren't optional when your local currency loses value daily. 🔹 USDC is catching up. In Colombia, South Africa, US, Germany, and Brazil, USDC ownership actually exceeds USDT. The regulated stablecoin is gaining ground. USDT still leads globally. But the gap is narrowing fast. Data: @BVNK Stablecoin Utility Report 2026

I don’t think people truly understand what’s about to happen with 𝕏 Money. This is Elon going back to his roots - back to x.com - and building what he always wanted in the first place: one place that runs your entire financial life. When he rebranded Twitter to 𝕏 in 2023, he said straight up that we’re adding the ability to conduct your entire financial world. He even said you may not even need a traditional bank account. Most people brushed that off. And now it’s becoming real. 𝕏 Money has already been live in closed beta internally within the company. A limited external beta is expected soon, and they’ve already secured money transmitter licenses in over 40 states plus DC. 𝕏 Payments is registered with FinCEN. Visa is officially partnered. You’ll be able to fund your wallet instantly, send peer-to-peer payments, move money to your bank, and eventually use a debit card. And I think this is just the beginning. This will probably start as a simple wallet where you can send money as easily as sending a DM. With this technology, you can pay creators, pay subscriptions, pay whatever bills, shop inside the app, get paid inside the app, and much more. Then, there will be high-yield savings, you can invest, you can get loans, have money market accounts, maybe even treasury access, cool smart cashtags that let you see live stock prices in your timeline and execute trades seamlessly, crypto integration, potentially full asset management… the list goes on and on… Elon literally said this is meant to be the central source of ALL monetary transactions. Bro… think about that for a sec. Your 𝕏 profile becomes your financial identity. Everyone you follow is already there. Everyone you interact with is already there. That social graph becomes your distribution engine. Like, you won’t need a separate banking app, no need for a separate investing app, no need for a separate payment app… this all lives where you already spend your time. Right here on 𝕏. Look at WeChat in China, which Elon always alluded to. Payments, messaging, shopping, investing - all integrated in one app. It handles $ trillions in volume and became deeply embedded in everyone’s daily life. Now 𝕏 is building the Western version of that, but with a more global reach, and xAI’s AI layered on top of all this. Before you call me crazy, you have to understand how big this opportunity is. Digital payments globally are measured in the tens of $ trillions of dollars annually. Even just capturing a small slice of that across hundreds of millions, and eventually a billion, users can change everything. 𝕏 already has the audience. That lowers customer acquisition costs significantly. Add fintech revenue on top of ads, plus float, plus lending, plus investing tools, and we’re talking about a completely different valuation profile. Now, $44B for this company looks like the bargain of the decade… this was one of the main reasons I invested in 𝕏. And if they execute the way they’ve executed at Tesla and SpaceX, this could truly fundamentally redefine how people handle $ . Most people today still see 𝕏 as just a social media app. I see it as the foundation of a financial system layered on top of a global network. Ultimately becoming the “everything” app. And this I believe is a once-in-a-generation opportunity. Elon is calling this a game-changer. I believe him.

Circle Nanopayments are now live on testnet. Send $0.000001. Pay zero gas. Power AI agents. The financial rail for agentic commerce: circle.com/nanopayments

The cNGN team, represented by Ogedegbe Uyoyo (@Uyoyo_O) MD, cNGN, will be live at the Nairobi Stablecoin Conference 2026. He’ll share insights on regulated stablecoins, regulatory collaboration, and digital public infrastructure for financial inclusion across Africa. Venue: Hyatt Regency, Nairobi Date: Feb 13, 2026 | Time: 9AM–5PM Planning to attend? Let’s connect. Register: bit.ly/NairobiStablec… powered by @Bitnob_official and @tether

cNGN new website is LIVE! 🌐 Everything you need to understand, build, verify and partner cNGN all in one place. WHAT IS NEW: - Transparency Page: See reserves, attestations reports, and smart contract Audits - Onchain Dashboard: Track all cNGN in circulation in real-time - cNGN Testnet Faucet: Experiment with cNGN in your projects and products before go live - Developer Resources: APIs & SDKs to build on cNGN - cNGN Brand Assets: Logos, guidelines, and more - Ecosystem Hub: Discover all projects and products in the cNGN universe Explore Now:: cngn.co