
Amazing Intelligence (AI)
280 posts

Amazing Intelligence (AI)
@AmazingIntelli
Exploring intelligence — artificial, human, and beyond. #AI breakthroughs, curious questions, and ideas large and small.





At fintech's peak, 25% of venture dollars went into the category. In the second half of 2022, that number dropped to almost zero. And now, fintech is building momentum again as AI makes new software solutions possible. Plaid CEO Zach Perret joined a16z's David Haber and Erik Torenberg to cover the wild story of fintech's ups and downs and where the industry is headed, including: - How fintech startups went mainstream - Why AI has caused a significant increase in financial fraud, and how companies like Plaid are building safeguards - How fintech has solved the "access problem," so that many more people can use excellent financial services products - How Plaid uses big data to deliver financial freedom for consumers 00:00 Introduction 01:10 A recent history of fintech 04:43 VC surge and fintech summer 08:25 Solving the access problem 10:41 Is crypto fintech? 13:51 Plaid's evolution and industry impact 17:26 Consumer behavior and adoption 21:48 Global fintech expansion 27:43 2026 predictions: AI and fraud 40:26 Emerging trends in fintech 43:34 Plaid's anti-fraud and credit innovations @zachperret @dhaber @eriktorenberg @Plaid


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