Andy W

@merseyrail We are on a train that has been stopped at new strand for 15 mins. We were told it was going to seaforth. No communication from onboard team. Any update please

⚠️ Latest Service Updates 🟦 Due to a points failure at Hall Road the Southport line is disrupted. Train services are suspended between Seaforth & Litherland and Formby.  ℹ️ Please click here for details: merseyrail.org/journey-planni…

@ThatJohnJones I’m so sorry this happened to you. I don’t know if he was on an ebike but illegal ebikes are a menace - too fast, no need to pedal. The city police in London occasionally confiscate them but so much more could be done.

Walking to my local bakery this morning a large, strong man on a bike cycling at speed on the pavement nearly ran me over. He hit me, but just a glance because I had taken evasive action. An apology from him? No. Just a torrent of abuse and a threat to kill me. Luckily for me I was near the shops and could get their quickly, while telling the man I'd phone the police if necessary. He cycled off. By the time I came out of the bakery, some people who'd seen (or heard) the incident warned me the cyclist has come back and was trying to find me. One man who looked like he could look after himself told me he told him to shove off. I'm absolutely fed up that we have to live our lives like this in Britain today.

@sweatystartup Massively failed in a large scale UK clinical trial

Everybody with a net worth over $5 million should do a Grail Liquid Biopsy every year. My wife, me and my parents all do it annually. $1k to do it. Every 3 years for $1-5 million net worth. Can give you super early detection on 50 types of cancers.

@tomhfh It has always struck me as baffling that they all open 10-4. Why don’t a few open 2-8 instead?!

I’m just back to London after a weekend away with my family. A busy week ahead, so now is the perfect time to go and do the big weekly shop. Thanks to politicians not understanding how family life actually works I now have precisely 20 minutes before the shop shuts. It’s not going to happen.

@akafaceUS I watched that race live. The thing that struck me most was that on the lap of honour bolt was pouring with sweat. How can you expend that much energy in ten second that you sweat so hard? Incredible.

During the London 2012 Olympic Games, Jamaica’s men’s team set a new world record in the 4x100 meter relay. The race was incredibly close right up until Usain Bolt received the baton and pulled ahead, making history.

@RupertLowe10 I’m genuinely interested Rupert - remove them to where? How will you get the afghans to cooperate for example when we no longer have a meaningful foreign aid budget to threaten to withdraw?

I do not want Britain to further become a third world slum packed full of imported young foreign men who can’t speak English, refuse to work, disrespect women and generally hate everything about us. I don’t care if they arrived on a dingy via Dover, or with a visa at Gatwick. A Restore Britain Government will remove them. We’ve all seen the acceleration over the last few years. We can feel our towns changing, our communities changing, our country changing. I don’t like it, and I know tens of millions of Brits are with me. Now is the time for all of us to find the courage to stand up and do something about it. Because I am entirely fed up of politicians outlining the problem without showing the balls to do something about it. Restore Britain has those balls. If you agree with what I’m saying. Then join us. Help us. Support us. There is finally a serious political party with a real chance of winning the next election that is on your side. Restore Britain. It’s our country. It’s our responsibility. We can do this.

@theveindoc Have you checked what trainee lawyers are earning? And that’s as trainees. Once qualified well into six figures

Let that sink in. £52000 straight out of university. Rejected by BMA

@Wheddsta It’d be sound and you’d be made up!

How fuming would you be if you went to Sorrento to a nice quaint authentic restaurant, and 2 Scouse lads were your waiters 😂 #RaceAcrossTheWorld

@reallordgreen It’s always slightly odd that people who bang on about freedom of speech don’t like it when someone exercises that freedom in a way they don’t like. You can put a happy Easter poster up if you pay enough!

Billboard not far from my house Can anyone tell me what it actually says? And more importantly, WHY is it there. (No it’s not some sort of April fools)

@vrexec Maybe it is different in the US but security of tenure is a big one. Rent and you can be kicked out at any time (pretty much). Your kids might need to find a new school, your commute may be disrupted. If you own, you control your destiny in that respect at least.

I'm doing some back of the envelope math on buying vs renting. Say you buy a $1M house with 20% down at about 6% mortgage rate and plan to stay there for five years. Your principal paydown in the first five years is about $57,000, but you've paid about $230,000 in interest. You've also paid roughly $100,000 in property taxes, insurance, and maintenance. Say the house appreciated 2.5% every year — so when you sell it's worth about $1.13 million. Your all-in costs to sell are about 7.5% — brokerage commissions, transfer taxes, attorney fees, title insurance, and the inevitable post-inspection negotiation. On a $1.13M sale that's about $85K in fees. So you net about $1.046M. You still owe $743K on the mortgage. You walk away with about $303K in cash — your $200K down payment back, your $57K in principal, and about $46K in net profit from appreciation. Your non-recoverable costs — interest, property tax, insurance, maintenance — were about $330K over five years, or about $5,500/month. That's your effective rent. But you "made" $46K selling, or about $770/month — so your effective rent was about $4,700/month. Not bad, but you tied up $200K for five years to get there. And if appreciation was 1.5% instead of 2.5%, that net gain basically disappears and you're paying $5,400+/month in effective rent. And this assumes there's appreciation at all — and that something doesn't go wrong with your house that needs a major remodel or repair. On a five-year horizon at 6% rates, you need everything to go right on appreciation just to make ownership competitive with renting. The transaction costs eat most of your upside. What am I missing? Anything?

@AvantiWestCoast hello - I am trying to go to Penrith on Thursday 16 April. It seems there is engineering work as the timetable is saying there is a rail replacement bus between Preston and Lancaster but I can’t find any details. Can you help, please?