Arlind
298 posts

Arlind
@Arlind969
Visionary. Entrapreneur. Thriving in Chaos, Mastering the game of Life. 🚀📈
Katılım Ekim 2024
96 Takip Edilen328 Takipçiler

@BritishHodl @PunterJeff Is that guy you told to buy MSTY still your friend?
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@MarioNawfal Pumping?? Crushing?? Lol it’s just going sideways with a down trend thats it.
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Yes mate but the comparison is not correct.
In 1 scenario you are assuming borrowing the 300k to buy a house and in the other you are assuming that the 300k is already yours and directly investing it..
How about if you had the 300k in both examples and you either use it to buy a 300k house and live rent free or use invest in Nasdaq and rent?
Do the math on that 🥱
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Everyone says renting is throwing money away.
Nobody says this about a £300,000 mortgage:
→ Interest: £12,000/year
→ Maintenance: £3,000/year
→ Insurance: £800/year
→ Stamp duty: £10,000 upfront
That's £25,000+ gone in year one. On a house you don't fully own yet.
£300,000 in the Nasdaq instead:
→ 15% average annual return = £45,000/year
→ No boiler. No roof. No estate agent taking 1.5% when you leave.
Renting + investing isn't losing.
It's paying someone £1,000/month to fix your problems while your £300,000 makes £45,000 a year.
The maths was never about the mortgage. It was always about what you do with the alternative.
Change my mind. 👇
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If your expenses are going up, that doesn't mean you should cut your living standard
Your cost of living will go up forever, and there's no way to stop it
You must find ways to increase your income so the increased expenses don't affect you as much
Dollars are abundant
Find ways to get more dollars
Create value for other people
Don't downgrade your lifestyle just because your expenses are going up
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So you work 45 years of you’re life, 25 of it roughly gone through taxes and inflation. With the other 20, you try going on couple holidays per year, get a mortgage on a house that you will end up paying until retirement if you make it, and all for what?
Housing should be the first most basic thing that people should be able to afford. Houses now days can be built so quick and easy, that the prices of them should be much, much cheaper then it was 100 years ago.
But instead we have turned them into saving accounts because people got nowhere else to store their wealth.
So the previous generation could buy the average house for 4.5 time their salary and now it’s in the range of 10-12 times current average salary.
So we our working more for less, our time has been diluted and still going.
Crazy how no one speaks about this.
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@LayahHeilpern Unfortunately, Even if Reform gets into power, I don’t think it will make much difference for the better. But I guess time will tell.
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I voted Tory my whole life.
They were equally as bad for 14 years.
Now Labour sucks.
Soon Reform may also have the chance to suck.
What’s broken is the British mind, desires and intentions.
The saviour is not a different party run by the same unelected bureaucrats.
It’s the mindset that brought my parents to the UK & inspired me to success - that is no longer.
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@Rajatsoni Bruh, you don’t need to pay for any courses on BTC. Just buy and hold fo 5+ years minimum and that’s it. I mean fair enough, you obv trying to make abit of money on it but i’m sure you can find other more helpful way to educate people?
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London pint, 2000: £2
London pint, 2026: £10
The pint didn't change. Your money got worse.

Politics UK@PolitlcsUK
🚨 NEW: Pint prices have hit £10 for the first time in London [@Telegraph]
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@LayahHeilpern I have to agree, although I been DCA regardless of the price.
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