Ashy

The Championship playoff final is the single most valuable game in world sports. One match. 90 minutes. Worth up to £235 million ($300m). Not the Super Bowl. Not the Champions League final. A second-tier English football playoff. Here's the math: Win on Saturday at Wembley = automatic £100m minimum in Premier League prize money next season. Add in: → TV revenue share → Commercial deals → Parachute payments (if relegated) → Global exposure Total value: at least £85 million in year one, plus £80 million the following season if you avoid relegation. No other single sporting event comes close to that financial swing. The Super Bowl winner gets prize money, sure. But it's a fraction of this. The Champions League final: Prestige, but clubs are already rich. The income gap isn't life-changing. The Championship playoff final: It's financial survival vs generational wealth for a club. And this is what Southampton were cheating for. They got caught spying on Middlesbrough's training sessions before their playoff semifinal. Then it came out they'd also spied on Ipswich Town and Oxford United during the season. Yesterday, Southampton were expelled from the final and docked 4 points for next season. Middlesbrough, who they beat in the semifinal, will now face Hull at Wembley instead. Why would a club risk everything to spy on training sessions? Because £235 million was on the line. That's generational money for a football club. New stadium. World-class players. Financial stability for a decade. When the stakes are that high, some people convince themselves the rules don't apply. Southampton just learned they do. The Championship playoff final kicks off Saturday at Wembley. Hull City vs Middlesbrough (who just got a second life after spygate). One of them walks away with a quarter billion pounds. The richest game in sports. #TheBoardroom

@KSI Absolute legend at Boreham wood

And another 🙌🏿

@FTS_BWFC Femi is a big part of the academy

Big clear out at the wood with some good lads unfortunately leaving, getting rid of Coxe and Sousa but talking with Femi is wild.

@BOREHAM_WOODFC Ah damn I love him

Giving us memories to last a lifetime! There’s only one Charles Clayden 🤍🖤 #WeAreTheWood

@randolpwilliams @alphabatim @howayinvestment Bro I think you should go for a walk and touch grass. Not good for you to be so angry

@AshyCompounds @alphabatim @howayinvestment Yes, and you can put commercial property in a true SIPP. It still doesn’t make the vermin idea to increase cgt anything less than theft.

It’s clear what’s coming on capital gains in the U.K. Lose money on an investment that’s 100% yours, tough luck. Make money, half of the winnings go to the government. Result = more wealth creators flee, less capital gains realised. Moron premium on gilts only going 1 way.

@randolpwilliams @alphabatim @howayinvestment 20k per year yes. Parliament is not trying to access your private pension. Nor is there any means for them to access it.

@AshyCompounds @alphabatim @howayinvestment I meant ISA allowance is 20k, my phone keyboard is playing up. 20k is bugger all. The vermin in parliament have been trying to get control of pensions. They will eventually succeed.

@randolpwilliams @alphabatim @howayinvestment Also it's £20k per year. + £60k per year for a SIPP.

@randolpwilliams @alphabatim @howayinvestment Isa allowance is £20k. And they are not raiding private pensions not do they have the ability to.

@financefraz Be sure to claim your£30 tax relief! 😂

@AshyCompounds Thats really easy to understand thank you!! I only invested £100 in Sprive but at least I know where I stand 😝

This isn't entirely true. The UK tax system actually shares downside risk on startup investments through EIS (Enterprise Investment Scheme). Here's how it works: Invest £10,000 in a qualifying startup: Upfront: 30% income tax relief = £3,000 back immediately If it fails: Full loss relief against income tax at your marginal rate (up to 45%) If it succeeds: Zero CGT on gains after holding 3 years (normally 20% CGT rate - or whatever rate they hike it too) This is one of the genuinely brilliant UK tax structures. It incentivizes risk-taking on high-growth startups that create jobs and innovation. Problem is nobody knows these schemes exist because they're buried in HMRC guidance instead of promoted by government. If you have £10K-£100K sitting in cash earning 5%, EIS-qualifying startups are worth understanding. You can use your capital wisely within the system, you just have to know where to look.

@randolpwilliams @alphabatim @howayinvestment Tiny but almost everything else can be wrapped in ISA or Pension. Except property. But if you live there you don't incur cgt. I'm just saying the govt doesn't leave you on your own for negative

@AshyCompounds @alphabatim @howayinvestment What percentage of invests are EISs?

@KpaghMatth71367 @StokeyyG2 I want stones as well buy he hasnt been playing

@StokeyyG2 Definitely Ghehi and stones

With no Harry Maguire in the England squad for the World Cup, who do you think England’s starting CB’s should be?

@StokeyyG2 Guehi and probabaly Konsa. Geuhi is the must

@InvestingAddict I did ask GPT to make that - and I don't think it got the meme right 😂

@AshyCompounds Literally

Statistically, someone is reading this right now while blowing their life savings on prediction markets. Don’t let this be you.

@InvestingVince There's no risk in your 1.5% interest. You always guaranteed to lose to inflation

What the average UK person does with their money. Current account — 1.5% interest Cash ISA — 3.5% interest Savings account — 4% interest S&P 500 average — 10.5% per year Choosing the worst option every single time. Then wondering why retirement feels impossible.

@alphabatim @howayinvestment Sorry also coz I was getting sidetracked, my point is govt is actually sharing in your downside risk there.

@AshyCompounds @howayinvestment Yes .. but it is quite a high risk solution ..!

@alphabatim @howayinvestment Sorry meant Invest £1,000

Is it though? What else is higher risk with CGT? Invest £1; 30% income tax relief = £300 back immediately Your net outlay: £700 If it goes to zero: Remaining loss: £700 (since you already got £300 back) Loss relief at 45% marginal rate: £700 × 45% = £315 back £700-£315 Maximum you lose: £385 out of £1,000

@BOREHAM_WOODFC Proper club legend. Wishing him the best!!!

A true club legend. Wishing you all the best, Ash! 🫶 #WeAreTheWood

@JamesP728 Lovely surprise to end the quarter

@AshyCompounds Nice! Always good to get bonus money haha

Today on things I'd never thought would happen! This is from a rental from over a year ago. It was a flatshare so this will be split. But looks like my ISA is getting a little unexpected bump