Austin Collins

Our plans to build a blockchain-based shared ledger have reached a major new milestone. After completing its design phase with a global group of banks, we are now shaping the ledger’s first MVP iteration, which will enable interoperability between banks’ tokenised deposits and facilitate 24/7 cross-border payments. 📅The MVP is planned to go live with real-world transactions this year, as we work in parallel with banks internationally to help accelerate the industry's transition to digital finance. The ledger will allow payments to be executed using tokenised deposits, leverages existing compliance processes and supports multiple settlement options. The result? - Faster payment execution - Better liquidity visibility - Reduced reconciliation efforts - Interoperability across institutions ⚡Learn more about how our progress on the ledger is part of a parallel track strategy to power a best-in-class payments experience, however value moves: swift.com/news-events/ne… #CrossBorderPayments #Ledger

Sources: Utah State and Northern Iowa coach Ben Jaconson are finalizing a five-year deal to make him the school’s next coach, per me and @jeffborzello. Jacobson won 397 games over 20 seasons at Northern Iowa, including five NCAA appearances.

LETS GO

Brad Garlinghouse said $XRP holders will be happy in 5 years... And people are complaining that's too long? 😂 Most folks will work 30-35 years for a pension that barely covers their bills. But waiting 5 years for generational wealth? That's asking too much? Come on, guys. Know what you hold. Stay the course. 💪 #XRP #Crypto

Tell your Senator that you want voting integrity passed. Every other country has this!

@Jihooncrypto $sol

When you realize the weekend’s almost over, you’re not an #XRP millionaire yet, and your 9‑5 is waiting for you tomorrow…

Championship matchup is locked in. @UNImbb | #ArchMadness

Me in 2030 getting ready for dinner, remembering… “They said I was crazy. Turns out I was right about #XRP from the start.”

@OptionsBuffett Trade

I’m officially restarting the $1k to $100k Account Challenge for 2026 Tomorrow 🚨 This challenge is going to retire dozens and will change lives💰 Like & comment “Trade” to join!❤️ (Notifications must be on🔔)

Black monday loading... Oil spike loading... Japanese Bonds loading... Liquidity crisis... Adoption of XRP as an emergency rail loading...

If you hold $XRP, you need to watch this 👇 Asheesh Birla. A decade building in the XRP ecosystem. Now CEO of Evernorth. And he's telling you exactly what's coming. Evernorth is building an institutional XRP treasury. Not paper exposure. Actual XRP. Deployed into yield strategies on XRPL DeFi. Providing institutional liquidity. Running validators. Bringing new partners onto the ledger. Strip that down to what it means for supply dynamics. Institutions buying and holding XRP for yield. Not flipping. Holding. That's sustained spot demand pulling tokens off the market. Deeper liquidity on XRPL means tighter spreads. Better execution at size. The rails become usable for real money flows. A planned Nasdaq listing opens the pipe for allocators who can't touch tokens directly. Regulatory clarity is the catalyst. Institutional capital is the fuel. XRPL DeFi is the engine. Every condition needed for XRP to reach levels most people won't say out loud is being built right now. Treasury accumulation. On-chain TradFi activity. XRP as working capital and collateral. Yield markets that make institutions want to hold, not trade. The path to $XRP above $100 used to sound impossible. That's changing. Institutional treasuries accumulating. On-chain TradFi. Deep yield markets. Tokenization. XRP as a settlement layer for real money. Every single one of those conditions is now actively being built. The road to $100 gets shorter every day. Don't say nobody told you.

Crypto markets may get a meaningful lift in the second half of the year if US lawmakers approve sweeping market-structure legislation by midyear, even as sentiment remains sour, JPMorgan said bloomberg.com/news/articles/…

Iowa has a cancer problem.. Zach Lahn on Iowa's Cancer Paradox: Rural Outdoor Farmers Face Far Higher Cancer Risks Than Nevada - Despite Nevada's Top Smoking Rate and Iowa's Low Smoking & Active Lifestyle - Zach Lahn states Iowa has "the fastest rate of new cancer of anywhere in the history of human civilization." The top 10 highest-cancer counties are all rural/ag-heavy counties (not urban areas like Des Moines). In the worst counties, lifetime cancer risk is 1 in 2. - Statewide: Choosing to live in Nevada instead of Iowa gives you a 40% lower chance of getting cancer in any given year. - Worst Iowa county vs. Nevada: Up to 70% lower risk in Nevada. - Nevada has one of the lowest overall cancer rates in the U.S. - despite having the highest smoking rate of all 50 states. - Iowa has very low smoking rates (far below Nevada's), yet one of the highest cancer rates. - Lahn points out that rural Iowans/farmers spend their days outside getting physical exercise 12 months a year, Yet these same people have higher cancer rates than someone "working in a cube in Des Moines" - Farmers as a group actually have lower overall cancer rates (thanks to outdoor lifestyle, exercise, lower obesity/smoking), But they have dramatically higher rates of two specific cancers: non-Hodgkin's lymphoma and leukemia. Lahn ties these directly to chronic exposure to pesticides/chemicals from the dominant ag companies (Bayer, Corteva, Syngenta). Clip rumble.com/v76bs1c-iowa-h… Full Interview x.com/tuckercarlson/…

It’s time! It's happening at XRP Australia! Excited to be here in Sydney

@GavinNewsom Dear Diary 📔

Donald Trump is destroying our country.

🚨BREAKING: JPMorgan just Crowned Ripple's $XRP as Banking's Go-To Crypto.. 📃 🪙 💰 🇺🇸

‼️🚨 THESE ARE ALL THE BANKS PARTNERED WITH RIPPLE AND READY TO USE $XRP: Banco Santander Bank Of Indonesia Bank Of Thailand Moneygram Cambridge Global Holdings SBI Holdings BBVA Banco Bilbao Vizcaya Argentaria SCB Siam Commercial Bank Zip Remit InstaRem IndusInd Itau Unibanco Beetech Woori Bank Saudi Arabian Monetary Authority(SAMA) Western Union UAE Exchange Asia MTM LianLian International We Make Price Credit Agricole IDT Selly Bichip SBI Virtual Currencies Arrington XRP Capital RAKBANK American Express FX Payments TranferGo Bexs Banco AirWallex Currencies Direct IFX dlocal Cuallix ANZ Westpac Banca Intesa Sanpaolo Macquarie Group Natixis Nordea Scotiabank Krungsri Al Rajhi Bank MUFG Tokyo-Mitsubishi UFJ Financial Group SEB Skandinaviska Enskilda Banken Akbank Axis Bank YES BANK Star One Credit Union eZforex SBI Remit Bank Of England Fukui Bank FlashFX Star Bank Aomori Bank Ashikaga Bank Awa Bank Aeon Bank Senshu Ikeda Bank Iyo Bank Oita Bank Orix Bank Gunma Bank Keiyo Bank San-In Godo Bank Sikoku Bank 77 Bank Shimizu Bank Juroku Bank Shinkin Central Bank Shinsei Bank Hachijuni Bank Michinoku Bank MHFG Mizuho Financial Group Musashino Bank Nomura Trust and Banking Company Seven Bank Sony Bank Yachiyo Bank Tochigi Bank Bank of The Ryukyus Chiba Bank Chugoku Bank Daishi Bank Daiwa Next Bank Hiroshima Bank Hyakugo Bank Suruga Bank Yamaguchi Bank Hokuriku Bank Nishi-Nippon City Bank North Pacific Bank Resona Bank Shikoku Bank Sumitomo Mitsui Trust Bank Toho Bank Tsukuba Bank Yamagata Bank Bank of America Merrill Lynch Bank Leumi Le-Israel NAB National Australia Bank BMO Bank of Montreal Mizuho Financial Group SHRB Shanghai Huarui Bank Standard Chartered Bank Bank of Yokohama SBI Sumishin Net Bank Barclays ATB Financial National Bank of Abu Dhabi CBIC Canadian Imperial Bank of Commerce Reisebank UniCredit UBS Volante Expertus Temenos Deloitte RBC Royal Bank of Canada DH Corporation DBS Group Credit Suisse JP Morgan OCBC Bank HSBC The Hongkong And Shanghai Banking Corporation Limited UOB United Overseas Bank Singapore Exchange TD Bank Canada Accenture CGI Group Earthport Royal Bank of Scotland XRP Avengers ⚔️ @XRP_Avengers

🚨 Ray Dalio Just Signalled That The Trump Family Is Working With Ripple For Rewriting the Entire Banking And Financial System He said: “There will be no privacy, a very effective government control mechanism. They can tax instantly, take your money, impose forex controls… and if you’re politically disfavored, you could be shut off.” Who was Shut off from banking? Eric Trump. This is exactly why Brad Garlinghouse has been meeting Donald and Eric Trump. At the same time, Ripple is building zk-privacy infrastructure on XRPL where Monica Long described Digital Identity on XRPL as “identity stored in a token, without revealing private data.” And who is building the zk-credential and identity layer on XRPL? @DNAOnChain storing identity on XDNA with zk-privacy. Epstein Files revealed that Epstein funded ZCash to get “control over the keys” which was marketed as private money since Bitcoin was incapable of identity and privacy layer. At the same time, Gary Gensler who was meeting Epstein sued Ripple while giving an MIT Lecture on “Digitial Identity on Blockchain.” Coincidence? Trump and Brad Garlinghouse are working together: Trump said that the Clarity Act will give our dying banking system a 21st century upgrade using crypto technology and Brad Garlinghouse at XRP Las Vegas said, “We’re rewriting the entire banking system.” Ripple is clearly building the New Banking and Financial System.

We’re pleased to announce that our native token, MXI, is now formally structured as a Reserve-Class asset on the XRP Ledger (XRPL). Governance is stewarded by MXI Ledger Reserve, a formally constituted organization established within the RAK Digital Assets Oasis (RAK DAO) framework in the United Arab Emirates (UAE), operating under a quorum-based, multi-signature governance model designed for long-duration oversight and protocol-level discipline. Key structural characteristics: ▫️ Fixed supply — enforced at the protocol level ▫️ Irreversible issuer configuration — eliminating discretionary mint authority ▫️ Quorum-based reserve stewardship — preventing unilateral control ▫️ Governance administered through a legally established body operating within a recognized digital asset regulatory jurisdiction Reserve-Class designation reflects structural integrity, enforceable governance constraints, monetary immutability, jurisdictional anchoring, and institutional-grade oversight. MXI and the XRPL will be integrated into MXI Delta Wallet to support institutional-grade decentralized finance, self-custody architecture, and ISO 20022-aligned interoperability. Learn more: mxi.foundation Follow: @Ledger_Reserve