Bank Policy Institute

The Bank Policy Institute today announced the hiring of Sam Fabens as Head of Communications. Sam will start the position on April 20. He joins BPI after 17 years at public affairs agency VOX Global, where he most recently served as a partner and led the firm’s financial services practice.

In this weekend's edition of BPInsights 📝: ➡️ The banking agencies release a new Basel capital proposal. ➡️ New research analyzes nonbank presence in consumer finance markets. ➡️ BPI’s Clara Kim testifies at a House hearing on financial privacy. and more: bpi.com/bpinsights-mar…

STATEMENT: Following the release of the Basel proposal, the Bank Policy Institute, American Bankers Association, Consumer Bankers Association, Financial Services Forum and National Bankers Association issued a joint statement: bpi.com/banking-trades…

@FifthThird Read the @WFTV story here: wftv.com/news/local/tha…

After scammers tricked a Florida woman into wiring her $135,000 nest egg to a fraudulent account, @FifthThird jumped in to help her secure her identity and report the crime to law enforcement.  Bank impersonation scams tripled from 2024 to 2025, with scammers now using spoofed numbers and high-pressure tactics to target seniors. Most fraud threats originate outside the banking system, with insufficient proactive prevention by the social media and telecom platforms where fraud and scams originate. See BPI’s 5 policy solutions to combat fraud and scams at the source. #PolicySolutions" target="_blank" rel="nofollow noopener">usagainstfraud.com/#PolicySolutio…

To what extent have banks been losing ground to fintechs and other less regulated nonbanks in the markets for consumer financial services over the last decade? A new BPI working paper – summarized in the blog post below – explores this question. bpi.com/the-evolving-c…

Tune in to the hearing here to follow along: financialservices.house.gov

RELEASE: BPI Senior Vice President Clara Kim will testify today on financial data privacy policies at a @FinancialCmte/@USHouseFSC hearing “Updating America’s Financial Privacy Framework for the 21st Century.”  bpi.com/bpis-clara-kim…

$16.6 billion was lost to internet crime in 2024, per the FBI. The current patchwork defense isn't working. BPI is calling for a National Anti-Scam Strategy that aligns accountability across the government, technology and telecom sectors to prioritize fraud prevention. usagainstfraud.com

BPI has two newsletters: 🏛️ BPInsights is a weekly newsletter summarizing some of the most important legislative and regulatory developments in banking. 🔬 Research Exchange is a monthly newsletter highlighting both BPI and external research curated by our team of economists. 🔗 Sign up here: bpi.com/stayconnected/

In this weekend's edition of BPInsights 📝: ➡️ The Fed’s Michelle Bowman previews the upcoming Basel capital proposal.  ➡️ A recent paper coauthored by BPI’s head of research shows how lawsuit settlements from the 2010s led to a decline in mortgage lending to low-income homebuyers.  ➡️ The latest on crypto market structure legislation.  and more: bpi.com/bpinsights-mar…

🚨 NEW Bank Reg 101 Module: What Are Bank Stress Tests? Learn how stress testing works and take the quiz to test your knowledge: bpi.com/education_modu…

Fraud is a global crisis, but the U.S. is one of the few major economies without a coordinated national response.  Australia’s 2025 Scams Prevention Framework imposes legal duties on social media and telecom platforms to stop scams before they reach your phone. It is time for the U.S. to follow suit. #NCPW2026 bpi.com/what-works-wha…

To access the statement, visit: bpi.com/banking-trades…

"As with previous proposals, the details will matter. We look forward to reviewing the proposal in full, as well as the economic analysis underpinning it, and appreciate regulators' continued efforts to work to ensure a fair outcome."

RELEASE: Following Vice Chair Bowman's comments regarding what is next for the Basel proposal, BPI, @ABABankers and @FSForum issued a joint statement. 🧵

This new report shows social media has become a hunting ground for scammers, costing Americans nearly $119B a year. If Big Tech profits from ads on our feeds, they have a responsibility to make sure they aren’t scams. My SCAM Act would hold them accountable and protect consumers’ hard-earned money. nbcnews.com/tech/security/…