Shannon Martin

The biggest risk in homeownership right now might not be disasters. It’s underinsurance. Why even “good” policies are falling short 👇 bit.ly/4rPPT0y

Couples may split bank accounts… but car insurance? Usually cheaper together. Multi-car discounts + lower married rates can mean real savings — and most insurers require spouses on one policy. Romance optional. Savings not. 💍🚗 bit.ly/3ObIuL7

Lower auto insurance rates sound great. But they aren’t controlled by a switch in Washington. Insurance is regulated by states, and prices are driven by repair costs, medical bills, litigation and climate losses. Promises don’t equal lower premiums. bit.ly/3O8ALNO

“The fire isn’t the hardest part. The weeks after are.” After a house fire, insurance claims, temporary housing, and replacing everything you owned collide with shock and trauma. Here’s what really happens after your home burns down: bit.ly/4kdPO4V

Teen drivers now cost parents $5,740/year on average — often more than drivers with DUIs or accidents, per new @Bankrate data. One reason: some insurers rate teens on the most expensive car on the policy, even if they don’t drive it. bit.ly/4qLxiDj

Auto loan rates may dip in 2026 — but don’t expect a miracle. @Bankrate forecasts: • New cars (60 months): 6.7% • Used cars (48 months): 7.1% That’s about a third-point drop, or roughly $10–$12/month for most buyers. bit.ly/4bmm1nU

Health insurance costs are set to rise sharply in 2026. For many, it’s not about cutting back — it’s about whether they can stay insured at all. One policy change could double premiums or push millions off coverage. Here’s what to know: bit.ly/48WqwCP

Gas under $3 a gallon doesn’t fix everything, but it does help. When most household costs are still rising, cheaper fill-ups mean real, repeat savings — especially for holiday travelers. One small win that actually adds up. bit.ly/4j1Mjh3

The gender pay gap is still holding women back. @Bankrate’s new analysis shows women earn about 81 cents on the dollar and most won’t see equal pay before they retire. For women of color the gap is even wider. Awareness is power. bankrate.com/personal-finan…

Auto loan delinquencies just hit a 15-year high. Not because people forgot to pay, but because car ownership has become a budget buster: higher payments, higher rates, higher insurance. If you’re struggling, act fast and know your options. bit.ly/3KDVRSO

Homeownership is starting to look like a luxury item. @Bankrate’s new study shows the typical household is priced out of 75% of homes — and in many metros, a six-figure income is now the entry point. The dream is drifting out of reach. bit.ly/4iKoYQP

Car insurance costs keep climbing - even for safe drivers. Repairs, medical bills, labor shortages, and extreme weather all add up. More here: bankrate.com/insurance/car/…

Insurers are increasingly requiring upgrades for policy renewals. Rising claims and risk evaluations are driving this trend. bankrate.com/insurance/home…

Speeding tickets can spike your insurance rates — up to 49% for drivers in North Carolina. Should you hire a traffic lawyer to help you fight it? bankrate.com/insurance/car/…

🚗 Owning a car costs more than you think. @Bankrate’s new study shows the hidden costs add up to $6,894 a year, with insurance and gas leading the way. For many families, that can break the budget fast. bankrate.com/insurance/car/…

A Pew Research study shows women are underinsured, with life coverage at just 69% of men's, despite being nearly 1/2 of breadwinners. Women earn less and manage households, yet often need more coverage. How can we bridge this gap? bankrate.com/insurance/life…

Inflation is raising repair and medical costs, but many are keeping old coverage limits. Saving pennies on premiums today could mean risking dollars tomorrow. bankrate.com/insurance/car/…

An umbrella policy can be an important addition to your total insurance package, especially if your home has an “attractive nuisance” like a trampoline or a swimming pool. bankrate.com/insurance/home…

Some auto insurers are dropping the "right to appraisal" clause, risking higher repair costs for drivers and removing consumer protection. Check your policy and know your rights. bankrate.com/insurance/car/…

Renting isn’t always “throwing money away.” With rising homeownership costs, it can be the smarter, more flexible financial choice for many and with more money available for investing. bankrate.com/personal-finan…