
In my area, In-N-Out and Chipotle are hiring around $20/hour for new workers. Let’s say you even land full-time at 40 hours/week: $20/hour = $800/week That’s $3,467/month before taxes. After just 12% in federal taxes, you’re left with about $3,051/month take-home. Now here’s the reality: Average one-bedroom apartment is around $2,000/month. So even working full-time in fast food, 65% of your income disappears to rent alone. That leaves you with about $1,050/month for: • food • transportation • insurance • phone • savings • emergencies This isn’t a “budgeting problem.” This is a cost of living crisis. Working full time should never mean barely surviving.











