Bloxley

after raising $2.5M at a $25M valuation, our launch in Q1 2026 will bring a reliable foundation for consumer banking designed to provide: 🤝 personalized cards 🤝 BloxID for simple username payments 🤝 instant, fee-free SpeedPay between users 🤝 real-time spending visibility

splitting a bill abroad: “what’s your account number?” “it says it’ll take 1 hour to arrive” “why did i just lose $4 to fees?” just use bloxley. coming soon.

there’s a version of your financial life where: 👉 your transfers aren’t hit with high fees. 👉 your payments arrive before you have to chase them. 👉 your experience is tailored to how you actually operate. that version exists, and it’s coming soon. bloxley.

email has addresses. social has handles. messaging has usernames. payments have a 6-digit sort code and a 10-digit account number. make it make sense.

new country, same financial freedom. bloxley moves with you. wings for your money. coming soon.

you shouldn’t have to think about money this much. which app to use, which account to send from, whether the transfer will land in time, how much in fees you’re going to lose… finance that causes this much friction isn’t working hard enough. we’re flipping that script. coming soon.

60% of Americans use AI tools weekly, yet only 12% have used AI inside a financial app. That gap is about to close fast. By 2030, AI will manage 60% of your money; here’s why: bloxley.com/blog/ai-financ…

a platform that reads financial behavior to respond in ways that actually make sense for your life? check. we raised $2.5M to advance consumer finance by introducing a reliable foundation enabling seamless peer-to-peer payments, real-time spending visibility, and complete personalization. and there’s more where that came from. throughout 2026, we’re layering in more advanced capabilities, like MoneyPenny AI for natural-language budgeting. stability first, intelligence on top of it. ready for your money to have wings? bloxley.com/blog/bloxley-r…

we wrote about why real-time payments are still the exception, and what it'll actually take to change that: bloxley.com/blog/why-real-…

70% of consumers expect same-day or instant payments. almost 80% say they'd want faster payments if offered. but most of them think they already have it. when you tap your card and get an instant notification, that's often not a real-time payment. it's a provisional credit that settles later. banks have been very good at creating the feeling of speed without the reality of it.

remittances to low and middle-income countries hit $685 billion in 2024, more than foreign direct investment and development aid combined. that's rent paid, groceries bought, children kept in school, and more. the infrastructure moving that money still charges 6% on average to do it. that's the problem worth solving. so that’s exactly what we’re doing. coming soon. via Nikunj Gundaniya from @digipay_guru: digipay.guru/blog/remittanc…

the most effective systems share one quality. they disappear. not because they don’t work, but because they work so well that you never have to think about them. finance has rarely reached that standard. most people’s relationship with money is defined by friction: fees they didn’t see coming, delays they can’t explain, and products that ask the user to adapt to them, not the other way around. we’re flipping that script. bloxley is built on a different premise. the best financial product is one that makes managing money feel effortless. coming soon.

72% of U.S. adults now use mobile banking as their primary interface. the 3 strategies above aren’t complicated financial hacks but straightforward choices available to anyone with a smartphone. we share 2 more strategies for you to use in our blog: bloxley.com/blog/app-based…

transfer money for free wire transfers cost a lot (are they still using carrier pigeons to transfer money??) and let’s not even get started on international transfers. digital banks can offer ACH transfers, same-day payments, and dramatically reduced international costs. those benefits alone can save you up to $180-$450 a year.

app-based banking reduces your financial costs by a whole lot. basic banking shouldn’t cost anything at all. so, we’ve put together 3 ways app-based banking reduces your costs 🧵

moving abroad comes with many questions. like, where’s the best place to grab a coffee before a 9am lecture? however extensive that list of questions is, your finances shouldn’t be on it. when money moves easily, settling in feels a little less overwhelming.

a weekend abroad with the family? your money should keep up. not charge you 3% in fees. when your money has wings, it flies with you.

behind every cross-border transfer is a story. 👫 parents covering their child's rent in a city they've never visited. 🧑‍💼 workers sending home the month's earnings before paying their own bills. 🧑‍🎓 students receiving just enough to get through to the next term. these aren't just transactions; they're relationships, expressed in the only way that works across distance. finance should make that easier. not harder. coming soon.

every transfer carries more than money. it carries someone’s reason for sending it. tuition, support, a gift… transfers represents more than just money; your finances should work with you, not against you.