Destiny Real Estate/ Annette M Pounds

@rei_chronicles Thank you! Having been a loan agent through the 1994, 1999, and 2008 crashes.

Dear Real Estate agents, A DSCR loan is not a conventional loan.

@fukTHEirs @Govindtwtt I posted that yesterday. Same thread.

Older generations say “we all struggled in our 20s.” No, you didn’t. You didn’t pay $2,200 for rent and $7 for eggs. You didn’t graduate into $50K student debt and $0 job security. Gen Z isn’t dramatic. They’re drowning.

@fasterfreedom I believe it is because home buyers must budget better knowing the bills they have.

The average homeowner has 40x the net worth of the average renter. 40x. And people still debate whether buying makes sense.

@AshValePress @Govindtwtt Your figures are not correct. The minimum wage was 2.75 in 1978,. Minimum wage in 2026 in CA is 16.90 per hour. 100%? You need to go back to school.

@BrokerDestinyRE @Govindtwtt Math? I'm Gen X and you are out to lunch if you can't see it. Wages went up 100%. Cost of housing went up over 500%. There's your math. Few people became millionaires from your generation, and now you expect everyone to earn that much on only twice the wage? Stupid.

@PageZaplendam @Govindtwtt No, we didn't have cell phones until 1986, however, your phone bill was 35.00 per month and long distance was very expensive. I paid cash for my first car at 17. 4,000. saved up from working summer jobs since I was 12. I think it is a balance of what can I live without.

@BrokerDestinyRE @Govindtwtt There's some truth on both sides. You also didn't have pay to play entry costs that moderns have - like a car, a cellphone, a laptop, etc. Not saying you're completely wrong, but neither are they.

@MultifamilyMad I think the phrase "Happy Taxing" says it all.

Tutorial on how to single handedly ruin a city.

@JohnR29669433 @Govindtwtt In the 80's yes. First house was 18.5%.

@BrokerDestinyRE @Govindtwtt Mortgage rates in the 80’s were 12-18%

@ick_real Nina, Rose, Edith, Geraldine, Zipporah (Bible)

I'm looking for a ridiculously old-fashioned girl's name for our new born . Think great-grandma name. Very old and rare. Any suggestions asap pls?

@DearS_o_n Tipping for coffee, when I walk to the counter and pay for it myself.

Name a huge scam that has been normalised?

#Bakersfield, #3bd, #California

$425,000. 00 MLS# 2608196, DRE# 01221717 3201 Mulberry Bakersfield Westchester Tract, this 3-bedroom, 2-bathroom home sits on a spacious corner lot and offers a blend of classic charm with modern updates. The kitchen has been upgraded, complemented by new flooring and fresh interior paint that gives the home a bright, refreshed feel. Inside, you'll find two comfortable living areas plus an additional room that could easily serve as a home office, playroom, or hobby space providing flexibility for a variety of lifestyles. Situated on a generous 9,506 sq. ft. lot, the property offers ample outdoor space with towering trees that create privacy and a peaceful natural setting.

@MatrixMysteries NO! Not the 51,000 Car. Even my car at 66 did not cost me 51,000.00 Bad Choices are what are making her life hard.

22 years old and already $91,300 in DEBT. No house. No safety net. Not even rent she can afford — so she’s living in a camper. $51,000 on a car. $12,000 in student loans. $2,200 in medical bills. Nothing extravagant. Just the baseline. This isn’t excess. It’s survival.

@jonbrooks Interest rate on the first one was 18.5%. Second home was a 40 year loan with 10 years of interest only payments. 11.5%. Horrible loan.

@jonbrooks 24.500.00 1st one in 1982, 55,000 for the second one in 1986.

Asking older generations how much they paid for their first house. $15k-75k. Incredible.

$139,000.00 Manufactured home with .35 Acres 2 bd ba. MLS# 2608267 DRE# 01221717 7801 Easy St. Onyx, CA 93255, Destinyrealestatekv.com

$139,000. 10638 Pine 1bd 1ba with Bonus Room and large deck overlooking the pines. Close to Ski Lodge. MLS# 2608222, DRE# 01221717 Destinyrealestatekv.com

@4score__7 @WallStreetApes If she is in San Francisco my area is just 6 hours away. $249,000. 3bd 2 ba. DRE# 01221717,

American says they she will never be able to afford a home because every home in her area is $500,000 to $1,000,000 She says even looking for something very basic, there is nothing under $500,000 “I cannot fathom ever owning a home. I cannot fathom ever not living in an apartment — honestly, it feels like one of the worst timelines to ever be dropped into this sh*t because everything is so expensive, and I hate that word, but everything is so expensive” We have to bring back home ownership in America