Citizens Advice SNPT

Os ydych yn cael trafferth talu’ch biliau dŵr, darganfyddwch faint sydd arnoch chi. ➡️ Gwiriwch fod y bil wedi’i gyfrifo’n gywir a chymharwch ddarlleniad y mesurydd â’r amcangyfrif ar y bil. Gall ein cyngor ni helpu⤵️ bit.ly/4b9uRDP

If you’re having a difficult time paying your water bills, find out how much you owe. ➡️ Make sure your bills have been worked out correctly and check your meter reading against the estimate on your bill. Our advice can help you ⤵️ bit.ly/3NbZpNe

Ydych chi’n poeni am eich arferion gamblo? 🛑 Gallwch ofyn i’ch banc gyfyngu ar faint y gallwch chi ei wario ar gamblo. Mae camau eraill y gallwch eu cymryd hefyd ⤵️ bit.ly/43BMyrQ

Are you worried about gambling habits? 🛑 You can ask your bank to limit how much you spend on gambling. There are other steps you can take ⤵️ bit.ly/3Hew8ye

Mae’n bwysig rhoi rhybudd i’ch landlord preifat yn y ffordd gywir os ydych am ddod â’ch contract meddiannaeth i ben. ❌ Fel arall gallwch orfod talu rhent a biliau eraill hyd yn oed ar ôl i chi symud allan. Dyma beth sydd angen i chi wybod ⤵️ bit.ly/4aZrnoF

It’s important to give your private landlord notice in the correct way when you want to end your occupation contract. ❌ If you don’t, you might have to pay rent and other bills even after you’ve moved out. Here’s what you need to know ⤵️ bit.ly/3RNYgKG

Charles Ignatius Sancho (1729-1780) cyfansoddwr, awdur, gwrthwynebwr caethwasiaeth ac actor, oedd un o'r bobl dduon cyntaf i bleidleisio mewn etholiadau seneddol yn y DU, gan bleidleisio yn 1774 a 1780. #BHCymru365

Charles Ignatius Sancho (1729-1780) composer, writer, slave abolitionist and actor, became one of the first black people to vote in parliamentary elections in the UK, voting in 1774 & 1780. #BHCymru365

Os ydych chi’n bwriadu prynu car ail-law gan fasnachwr: ✅ Chwiliwch am gwmni sefydledig ag enw da ✅ Edrychwch am arwydd corff masnach fel y Retail Motor Industry Federation Mwy o wybodaeth ar ein gwefan⤵️ bit.ly/4stmI4c 📷

If you’re planning to buy a used car from a trader: ✅ Look for an established firm with good reputation ✅ Check for a trade association sign like the Retail Motor Industry Federation Find out more on our website ⤵️ bit.ly/44e34Qs

Ydy’ch swyddfa budd-daliadau wedi cysylltu â chi oherwydd ichi gael gormod o arian ganddynt? Gall hyn ddigwydd am sawl rheswm ac efallai y byddant yn ceisio adennill yr arian. Gallwn ni helpu i egluro’ch hawliau ⤵️ bit.ly/4rlaWrA

Have you been contacted by your benefit office because you've been paid too much? This can happen for a number of reasons and the benefit office might take action to recover the overpayment. We can help you understand your rights ⤵️ bit.ly/4cy3vd3

💬 Gall fod yn rhwystredig cael galwadau neu negeseuon digroeso yn gwerthu rhywbeth neu’n honni bod iawndal yn ddyledus i chi. Mae rhai camau y gallwch eu cymryd i’w hatal ⤵️ bit.ly/4bezJZy

💬 It can be frustrating to get cold calls and messages selling you something you don’t need or saying you’re due compensation. There are some actions you can take to stop getting these nuisance communications ⤵️ bit.ly/4nunL2b

Os ydych chi wedi bod yn cael trafferth talu’ch morgais, efallai eich bod wedi dechrau cronni dyled – gelwir y rhain yn ôl-ddyledion morgais. ➡️ Bydd angen i chi drefnu ffordd i ad-dalu’r hyn sy’n ddyledus. Gall ein cyngor helpu ⤵️ bit.ly/4jSWp4t

If you’ve been struggling to keep up your mortgage payments, you may have started to build up a debt - this is often called mortgage arrears. ➡️ You’ll need to work out a way to pay back what you owe. Our advice can help ⤵️ bit.ly/4ra9xEQ

Cynthia Ogbonna oedd y fenyw gyntaf yn hanes 110 mlynedd Bws Caerdydd i gael ei phenodi'n gyfarwyddwr rheoli. Cymerodd hi'r rôl yn 2012 a cheisiodd wneud trafnidiaeth gyhoeddus yn fwy hygyrch a chynaliadwy. #BHCymru365

Cynthia Ogbonna was the first woman in the 110-year history of Cardiff Bus to be appointed managing director. She took on the role in 2012 and worked to make public transport more accessible and sustainable. #BHCymru365

☕ Mae gan y rhan fwyaf o weithwyr hawl i seibiannau, ond nid oes gan rai swyddi hawl awtomatig gyfreithiol iddynt. Efallai na chewch dâl am seibiannau – darllenwch eich contract i weld os yw hynny’n wir. Gwiriwch eich hawliau ⤵️ bit.ly/422nXg2

☕ Most workers are entitled to rest breaks but some jobs mean you don’t have an automatic legal right to breaks. You might not be paid for your rest breaks - your employment contract will say if you are. Check your work rights ⤵️ bit.ly/41WDaza