Curvance Intern 💾 (Floppy Arc)

Today’s Morning Brief 🗞️ Your top Curvance markets across @monad, with max earning APYs reaching 58.77% today. Click less, earn more ☕️

@dust_puff3asr @frit_gong Some solid stable yields on @Curvance, check it out

@frit_gong wait so where ARE people putting their stablecoins now if DeFi yields are so low? 🤔 is there anything still worth it?

DeFi yields are getting squeezed hard lately. What used to be easy 10%+ on stables is now barely beating inflation. Either we're maturing as a market or everyone's waiting for the next narrative to pump. Probably both. #DeFi #CryptoTwitter

@guttered_ancon @Curvance touching up close to $120M total deposits despite the past few weeks of DeFi adversity is a prime example

Noticing a shift in DeFi liquidity patterns lately. Smaller protocols are actually retaining TVL better than expected while some blue chips see outflows. Makes you wonder if we're entering a phase where niche utility beats pure yield farming hype. #DeFi #CryptoTwitter

@WEB3Seer Curvance mentioned! 💾

15/ Curvance Offers 9.67% APY on AUSD, 3.5% APY in MON token. Bytes points are accrued. #Curvance 16/ StandX New task on X: tweet on the topic of trading on StandX, halving. Deadline → May 8. #StandX 17/ dMeet Farming points for the distribution → $2.6M. Creating calls farms points (20 points/minute). Quests available for additional points. #dMeet

CRYPTO DIGEST AIRDROP & ACTIVITES 🪂 1/ Cuties Early freemint. #Cuties 2/ Snout Early NFT collection on Ethereum. #Snout 3/ PEEPIES Early collection on Ethereum. #PEEPIES

@3liXBT @veH0rny @Curvance @brix_money 💾👀

@veH0rny @Curvance is the only good thing on monad rn @brix_money is the only good thing on megaeth rn both chains have literally 1 good thing to do and the rest is all copy-paste dexes or ponzis

Here's what we built this week at Curvance: - Leverage across app & SDK - Cleaner dashboard + mobile flows - Improved Bytes & referral flow Brick by brick 🧱

@wintermute_t Curvance Summer ☀️

In 2020, we had DeFi Summer In 2026, it’s _____ Summer

@turtledotxyz @Curvance

10%+ on stables, @Curvance USD market, lend AUSD. • 10.15% deposit APY. • 4.5x boost on earnAUSD, 2x on AUSD + Turtle Shells • $28.91M deposits Deposit: app.turtle.xyz/earn/opportuni…

@CoinDesk @Nick_van_Eck @withAUSD @Nick_van_Eck the goat 🐐

"By being the issuer we’re able to get rid of pretty egregious fees.” @Nick_van_Eck explains why @withAUSD filed for a national trust bank charter and why cutting out middlemen means avoiding the 3–10 bps costs.

@stromatolid50b Just wait until you learn about stable strategies and looping on @Curvance

just realized i've been earning more yield on my stablecoins than my actual savings account pays lmao. traditional banking feels like a scam now that i've seen what defi can do

@DefiIgnas Currently we're seeing some solid stable yields on @Curvance, mainly on AUSD market pairs. Hoping to get some USDC markets and other cool offerings cooked up soon 👨‍🍳

DeFi needs new high-yield, high-risk products onchain. Everyone knows DeFi yields are too low for the risks we take, so while we reduce exploit risks on one side, we need new financial primitives for high yield. The demand for these products already exists. Despite the risks the demand for high yield products is high: • High yield corporate: ~7-9% • Private credit: ~8-12%, some strategies up to 15% • Private equity: ~12-18% (7-10 year lockups) In contrast, stablecoins yield between 3% to 5% and that's because rsETH hack temporarily increased yield. Seriously, DeFi risk profile looks good when you compare to private credit: illiquidity, years of lockups, unclear valuations and now withdrawal limits. But private credit still attracted $1.5T anyway because 8-12% on USD is hard to find elsewhere. That could be our target group currently underserved onchain. ---- We had amazing yields but the old yield model was reflexive. Bull markets push leverage demand up, which pushes yield up. Bear markets run the loop in reverse: TVL leaves, leverage demand collapses, yields compress. Emissions and points were really fun but temporary. The yield is gone when emissions stop, and mercenary capital leaves after TGE. We need to leave this circular economy. One innovation is undercollateralized lending but it's hard without identity. Maple tried this in 2021 and got rekt with ~$36M in bad debt from 3AC, Alameda etc. They stopped it now. Centrifuge loans also get rekt often but that's a risk lenders should be willing to take. Anyway, seems that the current innovation is still at importing TradFi yield instead of building crypto yield. Ethena's USDe with perps funding rates is truly unique. But even they are relying more on TradFi yields recently. Another recent 'innovation' is RWAs wrapping emerging market stables paying 10% local rates (with USD delta-neutral strategies). E.g. Brix on MegaETH. Tokenized stocks potential is also underdeveloped but will help: Borrow against tokenized SPX500 without selling which brings crypto native borrower demand but with real world collateral. Still early. What's actually missing is crypto native yield primitives. Something like: • Uniswap LP pools were the OG (and ETHlend). Yield from swap fees, paid by people actually trading. Still relies on crypto cycles but should reduce if payments increase (due to multiple stablecoin swaps required) • Fluid turns debt into LP positions. The borrowed liquidity also earns trading fees. • Liquity's BOLD pays yield from stability pool deposits and liquidation discounts. • Pendle splits yield-bearing assets into principal and yield tokens. Created a yield-trading market that didn't exist before. • Perp DEX LP vaults like Hyperliquid HLP. LPs earn from trader losses and funding rates. • Jito style MEV captured at the staking layer. The risk profile of these products is higher than wrapped T-bills. But they should give much higher yields. Private credit teaches that institutions are good at selling degen yield to their customers. DeFi could do the same. Hope we can find 10%+ yields from onchain mechanics soon. This will attract a new group of people, pump TVL and our bags as a result.

@Curvance @EchoProtocol_

Supplying wBTC on the eBTC | WBTC market via @EchoProtocol_ is a slam dunk 🏀 → Earn 3.74% APY → Backed by real borrow demand → Deep, productive liquidity Time to put your BTC to work.

@MetaMask @monad free @monad 🙏

free @monad 🙏

If you're not earning at least 8-10% APY on your stables, time to rethink your strategy. These Curvance markets are doing exactly that...so get with the program. No excuses not to Click Less, and Earn More on @monad.

WMON deposits now earn 12× Magma Points on Curvance 🌋 Also enjoy 13.65% APY on gMON, as well as 18.22% for WMON deposits. Supply, loop into gMON, and amplify both yield and Points rewards from a single position.