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@CardRates

“The Ultimate Guide to Credit Cards.” We provide the most trusted information on the web to help you navigate the world of credit cards. Follow for 💳 tips!

Florida, USA Katılım Ağustos 2013
1.7K Takip Edilen5.6K Takipçiler
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CardRates
CardRates@CardRates·
Calling all credit card industry insiders — CardRates.com now has an official industry news channel! Follow @CardRatesNews for daily news analysis and relevant posts to help you stay in the know and take your company to new heights. #KnowledgeIsPower
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CardRates@CardRates·
Our latest study shows funeral costs are rising, and about 60% of people can't afford to cover them. In fact, 1 in 4 would be forced to use a credit card. Read the full study at CardRates.com. #FinancialPlanning #EndofLife
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CardRates@CardRates·
Surprised by a massive charge for a gas fill-up? Credit expert Gerri Detweiler explains authorization holds from gas stations and hotels, and why you should be aware of them! #CreditTips #PersonalFinance
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CardRates@CardRates·
Credit card companies could cut features and benefits to offset lower interest rates if a proposed 10% cap were to take effect. That would leave plenty of cardholders unhappy. #CreditCards #CreditCardRewards
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CardRates@CardRates·
If a price drops after you buy, your credit card's Price Protection policy could refund the difference. It is like a time machine for your wallet. Check your benefits guide and get your money back! #priceprotection #creditcardhacks #personalfinance
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CardRates@CardRates·
Struggling with reading all of the fine print? CardRates.com Expert Bobbi Rebell says AI can help! Use a GPT to identify red flags and vulnerabilities in your credit card contract before you sign. #CreditCardTips #AI
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CardRates@CardRates·
Chasing a massive signup bonus? Before you spend $6,000, ask yourself: Is it worth the debt? Overspending for rewards isn't a bonus — it's just a cost. #CreditCards #pointsandmiles
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CardRates@CardRates·
Your credit report is like a living, breathing thing. Expert John Ulzheimer explains that's why monthly credit score shifts are normal, but a sudden drop needs immediate investigation. #CreditScore #CreditReport
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CardRates@CardRates·
Missed your credit card due date by a few days? Credit expert John Ulzheimer explains why payments 1-29 days late aren't reported to bureaus. #CreditTips #PersonalFinance
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CardRates@CardRates·
Confused by your credit card bill? Credit expert Gerri Detweiler breaks down the 3 balances you'll see. Pro tip: Paying your statement balance in full helps you avoid interest and can even boost your score! #CreditCardTips #PersonalFinance
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CardRates@CardRates·
Ever wondered why your credit score is constantly on the move? Credit expert John Ulzheimer explains that scores are based on your credit reports, which update monthly. That means they change as your data updates. #CreditScore #FinanceTips
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CardRates@CardRates·
Want to donate rewards to charity? Personal finance expert Erica Sandberg explains you can give back via your issuer's portal or by using a statement credit workaround. #CreditCardRewards #GivingBack
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CardRates@CardRates·
Your credit card rewards are FREE money — no taxes required! Personal finance expert Erica Sandberg explains the IRS treats cash back and sign-up bonuses as non-taxable rebates. #CreditCardRewards #TaxTips #PersonalFinance
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CardRates@CardRates·
Worried about using your real credit card online? Credit expert Gerri Detweiler says virtual card numbers can keep your account safe. They're like a "burner email for your wallet." #CreditCardTips #OnlineSecurity
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CardRates@CardRates·
Want to maximize your travel rewards? Pick the right time to redeem! Personal finance expert Erica Sandberg says avoid peak season (June-Aug). Instead, aim for January-Feb, Sept-Nov, or April-May when demand is lower for better value.
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CardRates@CardRates·
FICO vs. VantageScore: What's the real difference? Credit Expert John Ulzheimer explains they're similar, but completely different, like Pepsi and Coke. FICO remains the most used.
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CardRates@CardRates·
Beware of foreign transaction fees — even when shopping in the U.S.! Personal finance expert Erica Sandberg says you can be charged 1%-3% if the merchant or processor is foreign. #CreditCardTips #PersonalFinance
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CardRates@CardRates·
Freelancer? You may want to consider a business rewards credit card. Personal finance expert Erica Sandberg says they can simplify accounting & tax planning, but remember: approval relies on your personal credit. #CreditCards #FreelancerLife #PersonalFinance
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CardRates@CardRates·
Premium rewards cards come with hidden (and not-so-hidden) costs. Erica Sandberg reminds us to watch out for annual fees, authorized user fees, and unused perks. Maximize your benefits or you're wasting money. #CreditCards #Rewards #PointsandMiles #PersonalFinance
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CardRates@CardRates·
Best time for a rewards card? Holidays (Nov-Jan) when spending is high, or before summer trips (May). Tailor the card to your spending for max cashback, points, or miles. #RewardsCards #CreditCardTips
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