Shashwat Rana

@chiragbarjatya ngl “jump 50 times” sounds stupid till you actually do it and realise your brain somehow resets a little lol🤌

First Monday of May. > Feeling like eating something sweet? Eat a fruit. Oranges. > Feeling like eating something spicy? Make a puffed rice bhel. Lemon salt zeera. > Feeling no motivation to workout? Jump 50 times in a single place. Or take a bath. > Feeling inactive? Wear workout shoes at home. > Feeling brain fogged? Play binaural beats for 5min. > Feeling strong cravings for food? Drink black coffee. Black Decaf if evening. Keep things simple. Don’t complicate.

@imYadav31 Since cred coins have a value of nil so why not🤣

Why would anybody burn their cred coins for applying for a new credit card???

@credofly Maybe not “bites the dust.” Feels more like Tata finally accepted that India doesn’t need another everything-app. People want one app that does one thing really well, not 17 half-baked features stuffed into one login.

Tata Neu is changing its positioning. It will now transition into a fintech, payments, and loyalty app. India’s last super app bites the dust.

Would add one more thing brother: always test drive back to back On paper two cars can look almost identical, but 20 mins behind the wheel tells you stuff no spec sheet ever will, steering feel, visibility, seat comfort, suspension tuning, confidence. A car is felt, not compared on Excel🙌

5 Things that first time buyers, need to keep in mind before comparing a spec sheet of multiple cars and making a purchase decision. 1) 60 km rule - Your service centre should be within 60 km max 2) Torque - If you are going to drive on highways and hills, prioritise torque (nm) over CC and BHP 3) Naturally Aspirated Petrol - If you want easy on pocket maintenance after 6th year too and will keep the car for longer period, prefer Naturally Aspirated Petrol Engine over Turbo Petrol and Diesel too. These engines are ok to travel from A to B with peace. Cars from Maruti, Toyota and Honda will fetch you excellent resale value in C2C market. 4) AMT and AT - If you are going to drive majorly in city, prefer AMT or Automatic after learning to drive AT car properly before getting a new one. AMT under 10 lakh is OK but above 10 lakh, prefer a proper Automatic (CVT, Torque Converter and DCT/DCA) 5) 6 Airbags and HSA - Don't compromise on solid safety kit in 2026. Safety rated car, 6 airbags, hill start assist/hold is a must. Also, have a basic understanding of platform (monocoque and ladder-frame). Prefer ladder frame with RWD only for rural areas and hills. BONUS TIP - If fuel efficiency is a big concern, consider an EV if you have parking at home to install home charger. Driving radius of 200 km. Range will be 6-8 km per kWh of your battery pack in real time, no matter what brands say. Get this tech if you are going to keep your car for 8+ years and running is 1000+ km per day. Read warranty thing very carefully. Otherwise, Hybrid Victoris/GV/City/Hyryder/Invicto/Hycross are near perfect if you are ok with 16-24 km/l and don't need an extra headache of charging your car. These hybrids still don't have any solid alternative for city use. Diesel is fine for 50:50 use with 1500+ km monthly running and if you understand that authorities may come hard at Diesel in coming years.

I get the point, but honestly this swings too far the other way. Not everyone needs to become some full time portfolio manager to build wealth. For most people, just understanding the basics and staying consistent is enough. Half the people who “manage their own wealth” are just panic buying and panic selling anyway.

At some point in your life, someone convinced you that you are an incompetent fool who can't manage money. You should simply work, earn, spend. Whatever is left: hand it over to a money manager for 1-2% fees. And, you dare NOT break compounding. No questions on:- - Valuations - Currency depreciation - Senseless IPO investing If you know nothing. You would bother with nothing. While 100% rich person spend time managing their own wealth (the more they manage, the more they learn). You were somehow convinced that money management is all about picking 5 Mutual Funds. Well, it is maybe step 2/10. There is a whole ladder you'd discover: once you upgrade your skills. Most people unfortunately quit at Mutual Funds.

@InvestorOfJAMMU This mindset is exactly the problem. In India, a lot of people still see kids as a retirement plan they can emotionally redeem after 25 years of “investment.” Children aren’t pension schemes. If they care for you, it should come from love, not repayment pressure

I fully support people with DINK idea. Because what is the guarntee that your kids will take care of you in your old age, specially boys??

@mohitlaws India is probably the only place where: You pay tax to buy the car Tax to fuel the car Tax to insure the car Then tolls expensive enough to make you question owning the car At this rate, expressways are becoming premium subscriptions

Varanasi to Delhi (800 km) • By train: ₹600 • By flight: ₹5,000 • By Car (via Ganga Expressway ) Fuel: ₹4,000 Toll-1 (NH-19): ₹200 Toll-2 (Ganga Expressway): ₹1,800 Toll-3 (Delhi-Meerut Expressway): ₹200 • Total: ₹6,200

Salary is probably the weakest way to judge car practicality I think What matters more is total monthly obligations, how much of your income goes into the car, your running pattern, and whether you’re buying utility or aspiration A well-bought Creta on ₹90k makes more sense than a stretched Fronx on ₹1.5L

Punch or Fronx feel more practical below ₹1 lakh/month income Nexon, Brezza or Creta make more sense in the ₹1-1.5 lakh/m range. Fortuner is best suited if you are a politician.

People are missing the dosage context here. At 0.054 mg/kg, a person eating ~250g rice/day would ingest around 0.013 mg from that batch. If true, it may be a standards compliance issue. That is very different from the dramatic implication being pushed here. Food safety discussions need toxicology and sampling science, not just scary multiplication :)

Reality Check 🍚 A men tested 1 batch of India Gate Basmati rice in lab costing ₹22,000 After testing, the results that came will shock you: Thiamethoxam (Pesticide used in rice): Limit~ 0.02 mg/kg Actual~ 0.054 mg/kg Difference~ 2.52x Means according to FSSAI standards limits it failed in tests. Just imagine around 200 Tonnes India gate basmati rice consumed daily in India. But from India Gate side : • No Clarification • No Explanation • No Action Plan This is the condition of the biggest consumer brands of India 🤡

🚨 Air India’s Maharaja Club Points Fest is live And this is actually pretty interesting Till 31 May, members can earn up to 50% bonus Maharaja Points across eligible partner spends Why this matters: This means faster point accumulation without stepping on a flight. That’s a big deal because Air India is clearly trying to make Maharaja Club an everyday rewards ecosystem, not just a frequent flyer program. If you’re already using partner platforms like Atlys, Zomato or converting reward points strategically, this is free acceleration. Wouldn’t overspend for it. But if these are spends you’re making anyway, this is one of the better loyalty promos live right now. Link: airindia.com/in/en/maharaja…

30,000 in 100 days Maybe consumers aren’t anti-EV. They’re just pro-convenience. Big difference :)

@volklub This is what I would call peak driving therapy🙌

Good weather means a good mood. And the 1.5 TSI adds pure calm.

@jassneetsingha I think UPI spoiled us into thinking every digital transfer is just an API call The delay of points transferring is less about tech capability and more about legacy infra + zero urgency to fix it🤦‍♂️

Instant transfers to airlines/hotels should be standard in 2026. We have UPI with real-time APIs. But transferring points takes 2–3 days. If it’s integrated, why the delay? Instant transfers should be the way forward. Hope all credit card partners work towards it.

@Akshat_World You’re right about one thing Indians should think more globally with their investments But the THB conversion example is misleading. I believe that loss is mostly exchange spread + conversion costs, not some hidden proof that INR is imploding

INR is a falling knife. Change 5000 INR into Thai currency (THB)-- you will get 1030 THB. Now, try changing that 1030 THB back to INR, you will get only 2989 INR back (instead of 5000). This 40% "spread" indicates how illiquid (& weak) INR is. - No one bothers. - Media won't educate you. - Everyone says: why even bother, you will stay in Indis; spend in India, right? Wrong. That's not how it works. Just because YOU don't spend in USD or AED, does not mean that it doesn't hurt you. India is a net importer. And, is likely to remain so. Whenever something is imported, you need to pay in a foreign currency. Just because you are not paying this "directly" does not mean this payment is not happening. As the currency falls, your buying power (globally) gets depleted. Solution? if you want to travel abroad, send kids abroad, plan your retirement or simply retain your buying power: Start saving in a foreign currency. Example: invest in US stocks. This is legal. One of the many ways. Else, you might look at your SIP growth= 12% Pay 12.5% tax= roughly 10.5% Currency depreciation = 8% Net returns= 2.5-3% The new reality is: to retire in India, you need to invest abroad. The sooner you get started the better it is. India is a great growth story. Use it strategically. Don't buy it at any valuation. Buy it only when the valuations are low.

People assume global brands “don’t care” about India Reality is they care deeply about scale but they care even more about policy stability No serious automaker wants to keep redesigning powertrains because the fuel roadmap keeps shifting from E10 to E20 and now conversations around even higher blends Long-term consistency attracts investment but moving goalposts push it away😅

If you ever have a question why Global passenger car brands don’t take us seriously, this is the answer. They rather focus on markets where they can plan things for 10 years upfront while investing.

@gharkekalesh She might be health conscious 💀paneer > refined flour

A woman was begging for food outside a Delhi mall. Someone gave her fresh butter naan and shahi paneer, but she immediately threw the naan on the road and walked away. This is why many have stopped giving food to beggars.

One incorrect map graphic can undo a lot of diplomatic goodwill India and Nepal share open borders, trade, infrastructure links, energy cooperation and decades of partnership That’s exactly why official communication from a national carrier should be accurate and responsible Please correct this @NepalAirlinesRA

India has kept Nepal’s economy breathing for decades… open borders, jobs for lakhs of Nepalis, trade access via Indian ports, fuel pipelines, power projects, disaster relief, infrastructure, scholarships, even military cooperation. And this is how Nepal Airlines responds? A flight network map casually showing the entire Jammu & Kashmir region aligned with Pakistan. This isn’t a “design choice.” It’s a political statement. At a time when India continues to be Nepal’s biggest partner, such messaging from a national carrier is not just irresponsible, it’s telling. Fix the map. @NepalAirlinesRA

@shobhitic @atherenergy This is the funniest downside of software-defined vehicles Your scooter now has the same issue as smartphones: updates always arrive exactly when you urgently need the device😅

I am getting late because of your software update, what is this behaviour @atherenergy

@CardMavenIn The hardest part about DCB is meeting the criteria The hardest part about PhonePe SBI Select Black is figuring out if it actually exists outside screenshots🤣

At this point I feel, getting the DCB is easier than PhonePe SBI Select Black card! Of course, you need to meet the eligibility.

@Akshat_World “Just 2x your returns” is doing a lot of heavy lifting here big bro That’s like saying housing affordability is easy if you simply double your salary Is it possible? yeah but a retirement framework shouldn’t depend on exceptional execution I believe :)

To retire, you don't need 10 Crores, you need common sense. FIRE experts are not wrong about the math. They are wrong about many assumptions. Here are the top 3:- (1) After retirement, you might NOT want to live in Mumbai/Delhi/B'lore. Your cost of living in a tier-2/3 city dramatically comes down. (2) You might have inheritance. If your parents are financially okay or have an ancestral house; again your corpus size requirements shrink dramatically. (3) In this 10 Crore computation, the assumption is that you are growing your wealth at 4% inflation adjusted. This is abysmally low. You can do much better. If you cultivate the ability to 2X your return (you cut your portfolio's corpus size by half). Does this require work? Yes, of course. Anything worth doing requires effort. My point is: don't get scared by this 10Cr number being thrown around. Look at your life situation. Make reasonable assumptions. You might require far less than you think you need.