Carranza LLP

With changes to auto insurance right around the corner, make sure to: ➡️ Review your policy ➡️ Ask questions ➡️ Make informed decisions After an accident, the coverage you choose today is the coverage you'll have. 🚗💥

Ontario auto insurance is changing July 1, 2026 🚗⚖️ While renewals won’t automatically lose existing benefits, insurers may offer lower premiums if you reduce coverage. Be careful—less coverage means less protection when you need it most. See more 👇 truthaboutinsurance.ca/ontario-auto-i…

With warmer weather bringing more cyclists and pedestrians onto Ontario roads, drivers must remember to stay alert at intersections and while turning 🚴⚖️. Even low-speed collisions can cause serious injuries with lasting physical and financial impacts. ontario.ca/page/bicycle-s…

🚨Ontario auto insurance is changing July 1, 2026 New policies will include only medical and rehabilitation benefits by default—other coverage must be added. Also: only named insureds and dependents get these benefits. Others? Likely not, unless they have their own policy. 🚗⚖️

Insurers won 74% of decisions at Ontario’s License Appeal Tribunal in 2024 ⚖️📊 For accident victims, that’s not just a stat—it’s a reality. Many go without needed benefits, even after disputing denials. Knowing how the system works matters.

Ontario’s Licence Appeal Tribunal is failing MVA victims: long delays, insurer-favoured rulings, and limited access to justice. All while injured people go without needed care, fall into debt, or rely on family for financial support as insurers pressure to settle low. ⚖️🚗

Car accident victims in Ontario face an uphill battle as disputes can take years, with some cases dragging on 6+ years before resolution ⏳. Lawyers say tribunal delays, complex rules, and insurer advantages leave claimants at a serious disadvantage. ⚖️ ca.finance.yahoo.com/news/odds-stac…

Ontario distracted driving penalties are steep: up to $1,000 + 3 demerit points + licence suspension—even for a first offence. Repeat offences mean bigger fines and longer suspensions. One moment of distraction can have serious, lasting consequences.🚗📵⚖️

After an injury, recovery is more than medical—it’s personal 🤝. Having a support team that speaks your language—from lawyers and paralegals to physiotherapists, specialists, and psychologists—means clarity, comfort, and confidence at every step. We’re here to meet your needs! ⚖️

Canada’s Bill C-12 introduces a strict 1-year rule for refugee claims 🇨🇦: If you apply more than 1 year after your first entry (since June 24, 2020), your case may not be referred to the IRB—even if you left and returned. This also applies to students and temporary residents.

Canada’s new immigration law (Bill C-12) brings stricter asylum rules and broader government powers over visas and permits. Deadlines and eligibility now matter more than ever—missing one step could cost your status. Stay informed and act early. ⚖️📄

Recovery after a motor vehicle collision takes a strong support team. From PSWs and physiotherapists to doctors, psychologists & surgeons — one's care team is essential to one's road to recovery. We’re proud to work alongside them to support our clients every step of the way 🤝🩺

E-scooters are everywhere—but Ontario law hasn’t caught up 🛴⚖️. Injuries are rising, yet victims often face unclear rights since many scooters aren’t covered by standard auto insurance, limiting access to accident benefits. If you’re hurt, don’t assume you’re out of options.

Recent hit-and-run investigations in Ontario highlight an ongoing issue in personal injury law: victims may still pursue compensation even when the driver is unidentified. Ontario law allows claims through one’s own insurer or the MVACF in some cases. Contact us for details. 🚗⚖️

In Ontario, an injury alone doesn’t merit a lawsuit. Liability matters—someone must be legally responsible. Even then, pain and suffering claims must meet a legal threshold and deductibles may apply. Knowing the law and time limits helps set expectations and avoid surprises. ⚖️

After a car accident, there can be two claims: 1⃣ Accident Benefit claim from your own insurer for medical care and income loss; 2⃣ Tort claim against the at-fault driver for pain and suffering and losses beyond those benefits. After a MVA, speak to a lawyer about your rights!

February in Ontario often means freeze–thaw cycles ❄️➡️🌧️➡️❄️—a perfect recipe for black ice. If you’re injured in a slip-and-fall, take pictures of the scene and seek medical care. Winter hazards carry real legal implications. For more info 👇 carranza.on.ca/how-we-ca-help…

Dash cams are becoming a key tool after collisions 🚘⚠️Clear video footage can capture what really happened in seconds—lane position, signals, speed, and impact—helping cut through uncertainty when liability is disputed. Footage can make a real difference. ⚖️

Winter reminder for Ontarians ❄️: If you’re injured in a slip-and-fall, photos, witness names, and reporting it quickly can matter more than you realize. Evidence fades fast once the snow melts, and timelines can be strict. Knowing this early can protect your rights later. ⚖️

Today was Toronto's snowiest day and outdoor conditions are poor. If you slip or are injured because sidewalks or parking lots weren’t properly cleared, contact a lawyer as time is of the essence! ⚖️ Refer to our guide on what to do if you slip or fall 👇carranza.on.ca/docs/default-s…