egbon.eth

The banking system will be unrecognisable in the next decade. Existing banks will either adapt or die. Here's how banking has evolved & what it will look like in the future 👇🏻🧵

Happy New Month Finna Fam!😮‍💨🟢 May is gonna be a great month.🤌🏽

UNN, the energy was unmatched.🤩🟢 This one was special. Stay tuned for more.😮‍💨 #Finna #FinnaXUNN

We came to UNN with a vision… and left with something bigger. 🤩🟢 #FinnaXUNN was truly an incredible event. We taught. We learned. It was a moment, come take a walk with us… 🧵

Pewbeam MUST become the #1 product of the MONTH on Product Hunt. Nothing Less! I reckon we’ll need 700+ votes to make this happen. Link below. Thank you for your attention to this matter! And please RT!

We’re live here!🥳🥳 X has nothing on creators economy…🙂‍↕️👍🏾

@gmsolana_show More use cases to SOL, that's good for your SOUL. 🫠

🟢 Finna 🤝 Superteam Nigeria 🟢 Super pumped for this partnership with @superteamNG! $7,000 bounty up for grabs! See below to learn more 👇

Our co-founder has a special message for you. 🫢🟢 Make sure you listen closely, okay? 🫵🏽

Another amazing milestone by the team! 🟢🎉 Giving out daily N5k to 20 people to celebrate the new Finna experience! To win, just reshare this post, claim your Finna tag, e.g., @agb from the app & drop it in the comments. Goodluck!

Backpacks? Check! Smiles? Double check! Today,we are on a mission to equip young minds for a successful school year 📚.

Faster 🟢 Friendlier 🟢 Finna 🟢 Built to unlock the Stables lifestyle. For the Finna Fam. The New Finna Experience. Full Specs 👇

We’ve been cooking & food is almost ready! 🟢 Something smooth & seamless, for you. Should it have been here sooner? Probably. But it will be worth the wait. Anticipate! 👀

Stablecoins are becoming global liquidity rails The global stablecoin market recently pushing past the $300B mark isn’t just a milestone. It reflects a shift in how value moves across borders. In emerging markets, where currency volatility is routine and access to USD liquidity is restricted, stablecoins have quietly become a lifeline for freelancers, cross-border workers, and businesses settling global invoices. The demand is real. The adoption is organic. And the infrastructure is maturing faster than traditional banking rails can respond. Where this gets interesting is the next compression cycle. As stablecoins evolve from simply “USD tokens” into programmable dollars, the settlement layer of the internet will move away from legacy gatekeepers. The winners won’t be the tokens with the most hype. It’ll be the ones with transparent reserves, regulatory alignment, and the ability to integrate with compliance-first payment systems. This is the direction we’ve been building toward at @FinnaHQ Global money movement should be secure, instant, and currency-choice driven, not geography-locked.

Non-USD stables face three blockers. Thin liquidity, expensive hedging, and the absence of deep FX markets on-chain. Until there’s real demand for local currency settlement outside domestic rails like PIX/UPI/M-Pesa, their growth stays capped. USD stables will dominate cross-border, DeFi, and capital flows for the next cycle. Local stables will grow, but as corridor tools, not global money.

Great conversations. Sharp minds. Solid connections at DevConnect Argentina. It's always great to meet builders and investors who are pushing the ecosystem forward.

.@FinnaHQ processed $6.66M in October. Our biggest month ever. Last 3 months: $2.74M → $2.61M → $6.66M 155% MoM growth. $12M+ in 90 days. This pushed us into two clear products:

Most 'on-chain FX' solutions only solve the problem halfway for cross-border businesses. Here's why, and what a complete solution looks like. Say, a business in Lagos 🇳🇬 wants to pay a supplier in Istanbul 🇹🇷. Their first problem isn't the NGN/TRY exchange rate. Their first problem is FX scarcity and capital controls. They can't even get their Naira out of the local banking system and into USD to start the transaction. This is the first last-mile gap → The On-Ramp. Most solutions just say "Use our on-chain FX protocol! Swap USDC for a digital Lira!" Cool, but how do businesses get USDC from the local fiat? This gap acts as the first barrier to entry. Onramps mostly add a significant margin to ramping & P2P markets are just the wild wide west. After these businesses scale the first huddle to land on-chain, the swap is instant and costs only cents. Amazing, right? Wrong. The transaction is not yet done. The Istanbul supplier most probably doesn't want a Lira token. They want real Lira in their bank account for business Ops. This incomplete transaction creates a problem for them & the sender; how to off-ramp this token reliably, instantly, and at a fair price? This is the second last-mile gap → The Off-Ramp The "on-chain" part, the stablecoin-to-stablecoin swap, is just the middle leg of the race. It's the fastest part, but it's incomplete if you can't get the swap outcome to the bank. Most on-chain FX platforms completely ignore this real problem: the fiat entry & exit points. Perhaps, they build solely for onchain citizens. But, The winning solution for B2B payments isn't just a better DEX. It's a full-stack payment infrastructure that obsesses over the last mile with 3 core components: ❄️ Seamless Local On-Ramps: NGN Bank Transfer → chNGN ❄️ Efficient On-Chain Core: chNGN → chTRY ❄️ Robust Local Off-Ramps: chTRY → TRY Bank Transfer The winner builds deep local liquidity networks on both sides. It connects local payment rails (bank transfers, mobile money) directly to global on-chain liquidity. The future of B2B payments isn't 'on-chain vs. off-chain.' It's a convergence of both. It uses the on-chain highway but, crucially, builds the local roads and bridges that let real businesses get on and off it, completely abstracting all complexities but integrating end-to-end connectivity. This is the @ChissProtocol way of Onchain FX! ❄️

@ThisDeolaSef AG is not a first time founder either. Chiss, backed by @avax, is not his first or even second Web3 rodeo. DYOR and you'd see he's been backed by Circle, Celo & some other giants in the web3 trenches.

Apart from Ugo and Njoku, it looks like every other founder here is a first time founder. Apart from Ugo, every other founder here is running just one startup. Apart from Ugo and Seun, no other founder has raised anything above $100k. How do you determine who the most resilient founder is?