Clark Howard

The harsh truth about home renovations is that you’re not going to recoup your costs. There’s one reason and one reason only to consider doing it, Clark says. clark.com/homes-real-est…

Right now at Tripmasters, you can enjoy a 6-night California self-drive road trip with Yosemite stay and flights from $859 per person. Get this DEAL ➡ clarkdeals.com/travel/6-night…

Clark explains one of his favorite Costco “insider” secrets. If you see this, don’t walk, run and put the item in your cart. clark.com/shopping-retai…

Bundling your insurance policies will save you money. It will also make it harder to switch companies. What does Clark think about it? clark.com/insurance/shou…

Should you buy individual dividend stocks… or just stick with ETFs? 📈 💡 Wes Moss says the answer for most people is simple: ETFs. Why? Because today’s dividend ETFs give you endless options: 🍦 5-year dividend growers 🍦 20-year consistent payers 🍦 High yield vs. stability And you get diversification without constantly tracking individual companies. That said 👀 Owning individual stocks can still work—if you’re willing to stay on top of the research and make changes when things shift. 👉 For most investors, ETFs make dividend investing easier, simpler, and less stressful. 🎧 Watch this and more: YouTube.com/clark | Clark.com/podcast | Or your favorite podcast platform #DividendInvesting #ETFs #Investing #WesMoss #PersonalFinance

Did you know Target has an official eBay store? It’s called Bullseye Deals — and you can score discounts on clothing, home, electronics, lawn & garden, and more. Some items may be open-box. Get this DEAL ➡ clarkdeals.com/deal/ebay-targ…

You’re happy with your credit score. Suddenly: BAM! It drops 30 points. What gives? Here are some less-than-obvious things that can drop your score. clark.com/credit/why-did…

Clark Howard says if you’re ordering furniture and paying a deposit, there’s ONE mistake you cannot afford to make: ❌ Don’t pay with cash ❌ Don’t pay with a check If that store goes out of business before your furniture arrives? Your money could disappear with it. ✅ Always use a credit card — and there’s a critical deadline most people don’t know about: If your furniture doesn’t arrive within 55 days, you may need to dispute the charge before you lose your protection. ⚠️ This is the furniture shopping warning every consumer needs right now. 👉 Listen to the full episode at clark.com/podcast 📺 Watch on YouTube at YouTube.com/clark 🎧 Or listen on your favorite podcast platform

There are tens of billions in unclaimed money—and some of it could be yours 💰 From old bank accounts to forgotten retirement funds… it’s more common than you think. But here’s the trap ⚠️ If someone emails saying “we found money for you—just send info”… it’s almost always a scam. 💡 Clark Howard says you can search safely for FREE using: 👉 MissingMoney.com 👉 Unclaimed.org He even found money himself. 👉 It takes minutes—and you might be surprised what’s out there.

Right now at Tripmasters, you can enjoy an 8-night Miami & Florida Keys self-drive road trip from $949 per person. Get this DEAL ➡️ clarkdeals.com/travel/8-night…

You don't need a professional to get professional-level travel deals. From a little-known trick on Google Flights to the newsletters that find 90% off airfare, we're sharing the ultimate toolkit for budget travelers. clark.com/travel/travel-…

Scammers are getting smarter, but there are a few simple steps you can take to shut them down for good. Clark shares the #1 thing you should never do when you get a spam text. clark.com/cell-phones/sp…

✈ It's Travel Tuesday! Right now at Princess Cruises, you can take a 16-night Hawaiian cruise from $1,224 per person, plus your 3rd and 4th guests sail free! Get this DEAL ➡ clarkdeals.com/travel/cruise/…

Without this policy, you have “no line of defense,” Clark says. It’s not required, but Clark thinks everyone should buy it. clark.com/insurance/owne…

Roth vs. Traditional—everyone wants a simple answer… but there isn’t one. On this special episode, Clark Howard throws a big question to Wes Moss: 👉 Why do you say *traditional*… when Clark always says *Roth*? The truth: it’s not either/or—it’s strategy. 💡 The real power comes from having **multiple tax buckets** in retirement: ✔️ After-tax ✔️ Pre-tax (traditional) ✔️ Tax-free (Roth) Because when you have options, you can **control your income—and your taxes—later.** 👉 50 years of saving is one thing… Managing 30–40 years in retirement is where this really matters. 🎧 **Watch this and more from today’s episode:** YouTube.com/clark | Clark.com/podcast | Or your favorite podcast platform

Right now, Macy’s is offering great deals on comforter sets. While supplies last, these 3-piece comforter sets are available in various patterns starting at just $23.93. Get this DEAL ➡ clarkdeals.com/home-kitchen/c…

What do you do with cards after the big day? A) Save them forever B) Display them for a week, then toss C) Repurpose them into something new! clark.com/save-money/rep…

Nothing ruins a vacation faster than watching an empty baggage carousel. With lost luggage stories still making headlines, is it finally time to grab an AirTag (or a Tile) for your checked bags? Clark shares why these tiny trackers are becoming "extremely valuable"—and his #1 rule to avoid luggage headaches altogether. clark.com/travel/should-…

clark.com/make-money/how… What's the most creative way you've ever made a quick buck?

Retirement changes one big thing most people overlook… 👉 It gets harder to get approved for credit. That’s why you need to set things up before you stop working. 💡 Clark Howard recommends: ✔️ Have credit cards from at least 2 issuers ✔️ Consider a simple 2% cashback card ✔️ Set up a HELOC (home equity line of credit) while you still have income Why? Because once you retire, lenders see less income—even if you’re financially solid. 👉 A HELOC can be a backup plan for home repairs or unexpected costs without scrambling later. This isn’t about debt—it’s about access and flexibility when you need it most. 🎧 Watch this and more: YouTube.com/clark | Clark.com/podcast | Or your favorite podcast platform