WP-Tweaks

@LindaAn31324607 @ShaziGoalie Ok, I get it now. The buyer is forced to go through with the sale because of the contract.

@ComTweaks @ShaziGoalie Also not good for buyers buying an overpriced home in this market or any market for that matter. I’ve heard many stories of this happening over the years when buyers are forced to come up with more $ to the closing table or face a lawsuit for not closing.

"Toronto Homebuyers Facing Appraisal Gaps" Lawyer warns 40% of pre-construction purchases from 2021-2023 at risk! 👇🏽

@R2Stonks @ShaziGoalie Are we saying the buyer is forced to buy it at a specific price? I bought a resale condo, so I don't really understand how these things work...

@ComTweaks @ShaziGoalie It might not fit the financial plan of the buyer if the value drops as the gap must be filled by the buyer not the builder/seller.

@DouglasRPage @lilyraynyc Have we factored in the time it would take to find these instructions and follow them in the first place? It's also about simplicity. Asking a question in English, walking away, then coming back to find it done has real value.

@lilyraynyc Excel already has a function to do this that would be easier and faster than taking the time to navigate to your chat window, typing in your request and uploading your files. Just use Power Query in Excel to Load & Combine. Job done. Could also copy all files to a single file.

OMG I just asked ChatGPT to merge 5 CSV files into one XLS file and it worked 😭😭🙌🏽🙌🏽

@patrizbay @zeroxLucky @KellockLinda @diana_murphy613 The one two responses above my first comment.

@ComTweaks @zeroxLucky @KellockLinda @diana_murphy613 Which response is AI generated?

If we thought the carbon tax actually did something, we would likely not be so against it. There is ZERO proof this has had one iota of an effect on the climate. Zero proof. Zero. Like not one provable piece of evidence to support this tax.

@KellockLinda @diana_murphy613 @patrizbay AI spam. Can we report this?

@diana_murphy613 @patrizbay While Japan's carbon tax rate has helped to reduce its carbon emissions by 0.5% compared to 1990 levels in 2020; other developed economies with higher carbon taxes have reduced carbon emissions by a similar or greater amount in a shorter time frame.

@zeroxLucky @KellockLinda @diana_murphy613 @patrizbay That response sounds like it's AI generated.

@KellockLinda @diana_murphy613 @patrizbay Saying that is not proof, where’s the data?

@1776Official @Babygravy9 People who survive in cataclysms are those who are most likely and able to co-operate with others for the common good. Individualists get massacred.

Statisticians worked out that the rulers of medieval Europe executed 1% of men in every generation (i.e. the worst and most unruly) for hundreds of years. Liberals hate to acknowledge this, but it's how we ended up with high-functioning societies: ruthless removal from the gene pool of people who behave like this. It's something to think on as you consider how we might extricate ourselves out of our current civilisational morass.

@MarkMcGrathCFP Have something to look forward to while you chill. Even when the stock price goes down, we must have some benefit from holding the stock to help us "chill" and not panic sell. And that something is...?

@ComTweaks must....chill harder?

"buy the index and chill". What people don't realize is that "chill" is the hard part.

@benjaminfelix @clark_acton Employers pay the market rate for labor. They have no choice. It's not as if employers are looking at the productivity of employees with a cost benefit analysis when determining wages. No employee is looking at contribution matching and reducing the wages for employees.

@clark_acton Self-employed people pay the same as regular employees. It's just more explicit. Employers take CPP contributions into account when they set wages, so employees pay both sides of CPP through lower wages.

CPP is one of the best investments available to Canadians. -It is the best inflation hedged asset most Canadians can buy. -It hedges longevity risk. -It spreads investment risk across a massive base of pensioners. Anyone who tells you it is a scam / bad investment is wrong.

@investmattallen And we're expected to believe that the average CEO can profitably re-invest earnings at a higher IRR than the supposedly greatest investor of all time? Stop wasting the cash and pay a damn dividend.

Berkshire Hathaway having $157.2 billion cash on hand is absolutely wild🤯

@LandlordRev To be fair, I have a pretty healthy stock portfolio as well. But I'm just greedy. I have to tell myself that the value of a house isn't just a financial one. It also brings stability and permanence, beyond the financial return.

@ComTweaks Don't want to be house rich and cash poor! Although that's a lot of real estate investors

Hot take: The more I look at my 401k, the more I just want to withdraw all the funds and invest it in RE. (I'm fully aware of the taxes and penalties)

@MarkMcGrathCFP Plenty of people hawk crypto. Fantastic total returns. No nasty, taxable dividends, either.

Not many "total return guy" accounts either

@einarwhat @JulianKlymochko @wmthomson22 It's never net buybacks.

@JulianKlymochko @wmthomson22 Does this graph show net buybacks (minus RSUs, Warrants, etc?) If not, I'd expect that very large % of the money spent on buybacks are not returned to the shareholder, but used as exec compensation.

There are hundreds of "dividend guy" social media accounts However, there are very few "buyback guy" accounts, which is nonsensical, given buybacks represent about twice the shareholder returns of dividends Not to mention that buybacks are far more tax-efficient than dividends

@ace_greenberg @nasmadotali It's a business, and businesses must follow laws. This is like complaining that restaurants have to abide by hygiene laws because the kitchen is the restaurant's property and hygiene laws are an "abortion of property rights". Don't start a business if you can't follow the laws.

If you’re selling a tenanted house/condo and the buyer says they will live in the house & need the tenant evicted: Don’t just take their word for it, ask them to provide an affidavit stating they or their family will be living in the property for 12 consecutive months. Because if the buyer ends up renting out the place after possession, the tenant will come after you the landlord who evicted them, not the buyer.

@ronmortgageguy @derek_sojek Gotta push back on the dislike for the subway and streetcars. They're actually pretty amazing and highly efficient compared to other cities in the western hemisphere: youtu.be/bm-GpUEn-ag

@derek_sojek Street Cars!!! Jesus Christ we operate in a previous century

Canada: The Country Where No Big New Great Project Can EVER Happen Where's the Toronto to Montreal Bulllet Train? Why is Toronto Mass Transit so awful? Why has Peason Airport had 2 complete makeovers in 35 years & it's still crap Why can't we build ANY great big project? 2/

@MarkMcGrathCFP Personally, I just get pleasure from seeing the numbers go up. And I enjoy the warm glow that comes from having a high net worth. There's nothing I want, very badly anyway. I don't enjoy travelling much, either.

@ComTweaks What's the point of hoarding money that you can't take with you? Isn't that money better spent on experiences while you're alive? To each their own of course

Have seen multiple posts about: 1. Increase income 2. Buy assets 3. Act broke Please ignore step 3. Don't put your life on hold so you can be old and rich.

@MarkMcGrathCFP I genuinely believe it, for myself.

@ComTweaks This is satire right