Complete Degen

DeFi is very risky, please off ramp all your cryptos and stop diluting my yields. Thank you.

@SerenityFund For the Avantis LP, the APY is taken from their UI directly? If yes, I think that they overestimate it by almost 2x. A few weeks ago, there was a loss and it kept showing an APR of around 10%.

Weekly #stablecoin

@ProlabCH haha could be yes 🥲

@CompleteDegen is that you?

Crypto Reddit is fed up. Why isn’t it up only on $eth???

@Val_bpereira @infiniFi road to valhalla?

infiniFi: The Future Liquidator of RWAs & On-Chain Credit Markets @infiniFi is first on-chain yield layer capable of absorbing RWA liquidation risk at scale. Liquidators have historically been the unseen stabilizers of DeFi, ensuring solvency, restoring balance to stressed systems, and earning predictable premiums for doing so. But as crypto expands into RWAs, the role of liquidators becomes even more critical, and the mechanics far more complex. infiniFi is uniquely positioned to become the market’s first specialized RWA liquidator, bridging TradFi redemption cycles with DeFi’s demand for instant liquidity. This article explores why infiniFi is structurally suited for this role, how liquidations work for RWAs, and what this means for the next generation of on-chain credit markets. Examples like Apollo Diversified Credit Fund & @aave Horizon, @3FLabs, @Securitize Fund. I. Liquidations in DeFi vs. RWAs In Aave, liquidation is simple: - A borrower becomes under-collateralized - A liquidator repays debt - The liquidator seizes collateral at a discount - The liquidator sells or redeems immediately to realize profit This works because the assets are liquid, 24/7 tradable, and priced continuously. But RWAs are different. RWA Liquidations Are Not Instant Most tokenized real-world assets have redemption windows, such as: - Monthly or bi-monthly redemption cycles (Apollo Fund) - Weekend/hourly settlement pauses (BlackRock BUIDL model) - NAV updates that occur only weekly or monthly - Off-chain custodial or broker-dealer settlement processes This means that traditional liquidators cannot instantly unwind collateral the way they can on @aave , @eulerfinance, or @Morpho. A new class of liquidator is needed, one that can: - Hold assets through redemption periods - Manage duration and liquidity mismatch - Absorb temporarily illiquid collateral - Offload assets through AMMs, OTC desks, or redemption portals - Earn liquidation premiums that justify the delayed exit This is where infiniFi becomes essential. II. Why infiniFi Is Uniquely Positioned to Become the RWA Liquidation Layer 1️⃣ infiniFi already holds long-duration assets infiniFi’s core architecture is built around duration layering: - siUSD: senior, liquid layer - liUSD: long-duration, higher-yield layer - iUSD: instant money market layer This structure mirrors how real-world credit funds operate. It allows infiniFi to absorb longer-duration assets without breaking liquidity for senior depositors. In most liquidations, the main risk is: “What if the liquidator is stuck holding collateral they can’t redeem?” For iInfiniFi, this is not a bug, it’s a feature. The long-duration side (liUSD) is designed to want assets that redeem on multi-week or multi-month cycles. 2️⃣infiniFi becomes the liquidity backstop for the entire RWA ecosystem As RWAs grow, protocols need a reliable buyer of last resort, someone who: - Can warehouse collateral - Can wait through redemption periods - Can take on temporarily illiquid positions - Can monetize liquidation premiums - Can preserve peg stability for the stablecoins built on top Examples: Apollo Diversified Credit Fund - NAV updated monthly - Redemptions offered on scheduled cycles - Collateral suited for structured liquidation events infiniFi can absorb Apollo's tokenized credit assets during stressed scenarios, redeem them during the monthly window, and pass the liquidation premium back to siUSD holders. @3FLabs Leverage Rails for RWAs 3F builds on-chain leverage infrastructure for yielding RWA products, enabling permissionless, levered carry trades across assets. In these markets, liquidation isn’t instant. It can involve: - NAV movement - claim resolution - delayed redemption windows infiniFi’s long-duration tranches can absorb these timelines, capturing liquidation premiums that short-term liquidators can’t touch. III. How Liquidation Works for RWAs (infiniFi) Instead of instant arbitrage and block-builder bidding wars like Aave, RWA liquidations follow a credit-market style process: 1️⃣ Collateral enters a redemption or auction queue Triggered by default, under-collateralization, or protocol rules. 2️⃣ Liquidators bid on the collateral infiniFi enters as a bidder because: - It wants discounted long-duration assets - It has a reserve designed for this - It has predictable redemption pathways 3️⃣ Collateral is acquired at a discount (premium captured) Typical liquidation premiums for RWAs range from: - 5–15% for treasury-style assets - 20–50% for private credit defaults - Higher for distressed pools depending on terms 4️⃣ infiniFi stores the collateral in liUSD reserves Users, for the first time, are able to access tokenized liquidation premiums as a source of yield via siUSD & locked-iUSD tranches. 5️⃣ Redemption occurs on the asset’s schedule Could be: Weekly / Monthly / Bi-monthly / Based on maturity (e.g. 30–90 days) infiniFi is one of the only protocols structurally capable of waiting. 6️⃣ Profit is distributed back into the infiniFi yield stack The liquidation bonus becomes: - Higher siUSD yields - Higher liUSD yields - Stronger backing for iUSD IV. Why infiniFi as an RWA Liquidator Is Critical for the Space 1️⃣ Solves the liquidity mismatch RWAs introduce TradFi has settlement delays, DeFi expects instant liquidity. infiniFi bridges this gap. 2️⃣ Protects RWA stablecoins from redemption shocks When a large position unwinds, someone must step in. infiniFi becomes the backstop, preventing depegs and liquidity freezes. 3️⃣ Creates a sustainable revenue engine for its depositors Liquidation premiums (20–50% APR depending on scenarios) are: - Non-inflationary - Non-dilutive - Cash-flow positive - Derived from real economic activity 4️⃣ Strengthens the entire tokenized credit ecosystem Protocols like 3F need a buyer of last resort. infiniFi fills that structural void. 5️⃣ Enables safer leverage and liquidity for RWA borrowers Borrowers know that: - There is liquidity during redemptions - There is someone stabilizing auctions - The system won’t collapse during a default cycle This is the same function market-makers and distressed-debt funds serve in TradFi. V. The Bigger Vision: The TradFi–DeFi Abstraction Layer infiniFi isn’t just a liquidator, it becomes the interface between the two: For TradFi infiniFi handles: - Redemption windows - Delayed settlements - Capital buffers - Liquidity guarantees - Duration risk For DeFi infiniFi provides: - instant liquidity - Peg stability - More yield - Access to diversified credit exposure - Risk-adjusted markets This makes infiniFi the first on-chain yield layer capable of absorbing RWA liquidation risk at scale. VI. Why infiniFi Will Win This Market - Structural advantage: Its duration-layer architecture is built for this. - Economic advantage: Liquidation premiums are far higher for RWAs than for crypto loans. - Partner advantage: The team is already in discussions with leading RWA issuers and underwriters. - Risk advantage: infiniFi can absorb illiquid assets without harming user liquidity. - Market advantage: No existing liquidator today is designed to handle multi-week settlement assets. infiniFi becomes the BlackRock-Aladdin of on-chain credit, but with the liquidity engine of Aave and the liquidation efficiency of a specialized distressed-debt desk.

I tried to farm lighter & extended points by opening short and long legs on the same token on both platforms, and I still managed to lose most of my money. Perp dexes just aren't for me, and I'd even argue that they're for very very few people. The lighter airdrop was also quite disappointing

Sometimes I should listen to my own advice Told people to trade delta-neutral but that I'm too degen Lost $1k shorting SUI and it had a god candle I love this game I'll tell you again, perps are the casino and unless you're delta-neutral, the house will win in the long run The house always wins Hey but at least I got some Nado points right?

Neutrl pre-deposit recap: - locked for 2.5 months - 1.89% APR in 'real yield' - 0.72% APR in WXPL (roughly 600 XPL per $100k deposited) - 26x Neutrl points - 5x Upshift points (practically nothing) The target yield was 10% APR, which wasn't reached. Throughout the 2.5 months, around 40% of the funds sat in pure NUSD earning no yield due to 'limited capacity'. You can see exactly how the money was allocated here: debank.com/profile/0x5e86… At least the first redemptions of upNUSD were processed quickly, taking only a few hours. That won't be possible for the whole vault though, as 1/3rd is locked: $16M sits in sNUSD which unlocks over 10 days, and another $10M sits in NUSD locked until mid-march. If you don't want to wait a while to exit, you should consider withdrawing: app.upshift.finance/pools/1/0xAEEb… Selling NUSD was also not an issue as arbitrageurs are keeping the price stable. We were able to exit at around 0.9997 USDC per NUSD. Overall, we think @k3_capital could've done a better job allocating this money given a large part of it sat in pure NUSD, and ideally opened a lending market for upNUSD so predeposits could borrow against this and move on. More importantly, @Neutrl should've treated predepositors more fairly. The points multiplier for preNUSD/upNUSD was lowered multiple before complaints. x.com/Neutrl/status/… A lesson in not depositing in a vault just because it's a 'predeposit'. We hope the @daylightenergy predeposit vault won't end up like this.

@ProlabCH @c0syboi @0xEasymap @hemmie69117x @Organicsmoke1 @Ashie_crypto @devdosomething @ellisliu9 Can't wait to lose more money in 2026! wagmi

What a rollercoaster year onchain. Crazy ups and some brutal downs too. Made lots with Believe, Heaven, Streamer Metas, lost some on ICM and with the Base slowdown. Made money, lost money, made some good onchain friends along the way (except for @c0syboi) Grateful for the experience and convinced we will all bounce back only stronger. Keep clicking. Big things ahead for 2026.

@dev_enjoys tech is good, feels extremely fast, but the team is just retarded and people lost trust. vesting on gems didn't help too. they need to hire people with brains

Sometimes I still revisit to watch this masterpiece by intern

$S aka Sonic aka speedrun to down only tech... 📉 I think that we will soon need a new token migration for an even fresher chart!

@TigrisOfGaul i never see you in the tarot discord

Once I am able to access the monad website to find out whether or not I've gotten an airdrop, I will know whether or not I'm monad aligned. It's just that simple.

@panterafii i ain't reading all that. im happy for you tho, or sorry that happened. Jokes aside, the eth vault has been live for a bit over 2 months now and performance is still -1.8%... so the 38% APY on the UI is misleading, at best. Unfortunately

@ProlabCH it's called being old

@ProlabCH ser

Feeling when you meet up with a crypto friend and bro has told you the same story at least already three times before

McDonald's jokes incoming! wtf is happening

Judging by how big the airdrop is for these Sonic yappers, I should've yapped more and deposited less TVL. Happy for them, but what a clown show 🤡 Will they also get a 9 months vesting period or not?

@ether_fi wen android?

Did you know ether.fi has an iOS app? Easily access your account from anywhere in the world, track rewards, add or order cards, and more: apps.apple.com/us/app/ether-f…

@TigrisOfGaul wen b-b-bullish tarot ser?

The bull markets of failure have failed us. It's time to make them bullish again

@ProlabCH you still owe me a lunch/dinner btw

Good shit, we ate off this twin

@MetropolisDEX @SonicLabs $DOT for DownOnlyTech