David Otiera

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David Otiera

David Otiera

@DFlamesD

Actuarial Graduate hopefully an Associate soon

Zaria, Nigeria Katılım Temmuz 2024
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David Otiera
David Otiera@DFlamesD·
Lived it , Survived it
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DFlames
DFlames@DFlames12·
History depends on who gets to tell the story. Let’s make this thread the largest compendium of forgotten history, hidden civilizations, overlooked empires, strange wars, ancient knowledge, and historical moments that deserve to be remembered. Without googgling drop one fascinating piece of history below.
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DFlames
DFlames@DFlames12·
WHERE DO PEOPLE’S MONEY STAY AFTER LEAVING THEIR BANK ACCOUNT ​When you tap or dip your card, the money doesn't fly directly from your bank to the supermarket. It travels through a "four-party model" Your Bank (Issuer) → The Switch ( Interswitch/NIBSS) → The Supermarket's Bank (Acquirer) → The Merchant. The issue is that sometimes the process breaks halfway. So: Your bank may already remove the money. But the supermarket never receives confirmation. That creates a “hanging transaction.” So where does the money stay? The money is usually sitting in one of these places temporarily: • In a “hold” or “shadow balance” Sometimes your bank has not fully transferred the money yet. It is merely deducted from your available balance, but still sitting internally within the bank awaiting final settlement. Banks call this: ● authorization hold, ● pending transaction, ● uncleared debit. The money has left your balance because your bank successfully processed the "debit" instruction. However, because the communication timed out before reaching the supermarket's bank, the money is held in a suspense account at either your bank or the central switching provider.
Maryj 🕊️@maryakpa_n

I was at a supermarket yesterday. A man who came in before me was about to pay for his things. Total bill: ₦92,600. He tapped his card. Declined. He tried again, error message that says. “Issuer inoperative.” But the ₦92,600 had already left his account. The supermarket POS didn’t receive any credit alert. The manager said, “Sir, we can’t let you go with the items until we see the payment.” The man showed them his banking app and said, “I have been debited already. Do I look like I’m here to steal bread?” Still, they refused. The man just stood there looking frustrated. You could clearly tell he wasn’t a small person. After some minutes, he walked to his car and said he would come back later. Where do people’s money stay after leaving their account because this same thing happened to me before. ₦38k hung during payment in the market, and it took 37 days of back and forth with the bank before I got reversed. Now I’m thinking… What happens if that was their last money? What if they needed it to eat or survive for the week? Why does the Nigerian banking system hang people’s money for so long without considering if that’s all they have to survive on?

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DFlames
DFlames@DFlames12·
The Redeemed Christian Church of God Living Faith Church Worldwide Deeper Christian Life Ministry Christ Embassy Mountain of Fire and Miracles Ministries Dunamis International Gospel Centre Salvation Ministries The Lord’s Chosen Charismatic Revival Movement House on the Rock Daystar Christian Centre Commonwealth of Zion Assembly The Synagogue Church of All Nations Foursquare Gospel Church in Nigeria Assemblies of God Nigeria The Apostolic Church Nigeria Church of Nigeria Anglican Communion Methodist Church Nigeria Nigerian Baptist Convention Evangelical Church Winning All Catholic Church in Nigeria Presbyterian Church of Nigeria Christ Apostolic Church Cherubim and Seraphim Church Celestial Church of Christ Word of Life Bible Church Omega Fire Ministries Champions Royal Assembly Kingsway International Christian Centre Nigeria Streams of Joy International Elevation Church Harvesters International Christian Centre The Fountain of Life Church Covenant Christian Centre Trinity House This Present House Guiding Light Assembly The New Church The Stone Church Citadel Global Community Church Shepherdhill Baptist Church Warfare Life Christian Centre Goshen International Christian Centre Jesus Dominion International Christ Chapel International Churches Dominion City Royal House of Grace International Church Freedom Foundation Gospel Ministries House of Freedom Rhema Chapel International Churches Sword of the Spirit Ministries The Redeemed Evangelical Mission Grace Assembly New Covenant Church Christian Central Chapel International Faith Foundation Ministries Power City International Global Impact Church Family Worship Centre Holy Ghost Mission Bible Believing Mission Gospel Faith Mission International Church of God Mission International Spirit and Life Bible Church Mercyland Deliverance Ministry Eternal Sacred Order of Cherubim and Seraphim Christ Royal Family International Church New Glory Revival Ministries The Master’s Place International Church Jesus Is Alive Evangelistic Ministry Chapel of His Glory Vineyard Christian Ministries Living Spring Chapel International Christ Life Church Upper Room Mission Holyhill Church Household of David Church The Transforming Church Potter’s House Church Nigeria Victory Life Bible Church Peculiar People’s Assembly Believers’ Loveworld Incorporated Zoe Ministries Worldwide The Covenant Nation Throne Room Trust Ministry Koinonia Eternity Network International Celebration Church International Davidic Generation Church Liberty Gospel Church New Wine Church Royal Priesthood Church Kingdom Heritage Christian Centre Fresh Anointing International Church Ever Increasing Word Ministries Grace Nation International Reigners Bible Church International The Gospel Church of Christ African Church African Episcopal Church United African Methodist Church Seventh-day Adventist Church Nigeria Jehovah’s Witnesses Nigeria The Church of Jesus Christ of Latter-day Saints Nigeria St Patrick’s Catholic Church National Evangelical Mission United Methodist Church Nigeria Christ Healing Evangelical Ministry Living Hope Church Revival Assembly Church Power Pentecostal Mission Mountain of Blessing Church True Covenant Church Household of Mercy Church Christian Pentecostal Mission Holy Family Catholic Church Victory Christian Church Mountain of Praise Ministries Open Door Christian Assembly Faith Tabernacle Ministries Word Harvest Church Living Waters Church Divine Grace Mission Holy Trinity Church Kingdom Power Chapel Holy Seed Ministry Revival Fire Ministries Christian Faith Assembly Hope of Glory Church Glorious Vision Church God’s Heritage Ministry The King’s Assembly Grace and Truth Church Holy Covenant Ministry Royal Covenant Assembly New Life Gospel Church Divine Victory Church Power House Assembly Jesus Breakthrough Ministry Christian Revival Centre Living Gospel Church Full Life Christian Centre Bibleway Christian Centre Mountain of Solution Ministries Holy Spirit Mission The Father’s House Church Christ Victory Chapel
DFlames@DFlames12

Today is SUNDAY , Make sure you go to church today

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OMOLARA🐰
OMOLARA🐰@LA_RAH0·
Cheers to more success 🥂
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DFlames
DFlames@DFlames12·
Nothing Survives here , Not Dreams , Not Viruses
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DFlames
DFlames@DFlames12·
I just watched a video on TIKTOK in which a couple are engaged in a game where you react fast by grabbing the item called, The woman was so focused on the money that she didn’t compete for all other things, she just went for the money at every call. The man however, stayed focused on the game and attentive to each call to grabbing whatever was named Finally, all that was left was the money to the woman this is the moment she has been waiting for, all her life has led to that moment, and when the call was made the man is fastest to reach and eventually ended up with every reward. Then I realize that I am the woman, so focus on achieving a goal that all other rewards are irrelevant, whereas the man has been in turn practicing, appreciating small wins, understanding the psychological build up, skills, confidence attributed to winning and almost winning. You could say he has practiced in the act of winning. Already conditioned to win When life’s reality finally dawns, I feel cheated when I miss the big goal but fail to realize that I had been so fixated on THE BIG PRIZE while neglecting and undervaluing SMALL and INCREMENTAL win
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David Otiera
David Otiera@DFlamesD·
April tested me. May will reward me. Watch closely.
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DFlames
DFlames@DFlames12·
I WORSHIP the grind, not the gold, but still whisper Amen when the figures unfold. Started with GRATITUDE, pockets lean, heart loud, now the numbers i too do but I no fit RORA, this is the AMEN to mama's prayers From nothing to something, I told life WA (come), move, make space, I’m becoming a star. MY CHOICE BE HEAVEN (MCBH) that high In the silence of nights, I asked WHY LOVE money so deep? ’Cause it buys you some peace, but not the sleep. I’ve learned FORGIVENESS for losses, for bets, for trusting the wrong hands and drowning in debts. Still I stand like an OBA, composed, never frantic, though they label my hunger BADMAN GANGSTA like italian Mafia We rise and we dance, anywhere with bad energy ASAKE ASAMBE (We run from there ) , every loss just a verse, every win a refrain. Now I move SKILFUL, no rush, no delay, ’cause money’s a rhythm and I’ve found my symphony
DFlames@DFlames12

ASAKE!!!! AHHHHHHHHHH!!!!!!!!!

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DFlames
DFlames@DFlames12·
Na this one is dey repeat . Hope i am safe ASAKE don initiate me
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DFlames
DFlames@DFlames12·
Unrelated but I have an experience of this sort .I was in UNIBEN 200 LEVEL then It was a first Saturday in Benin City. We went to MFM Uselu for the Power Must Change Hands program. Entering that church was not an invitation; it was a deployment. The ushers were not there to welcome you. They were there to command you. ​"Move here!" "Go up!" Their voices carried the weight of a decree, making it clear that your sitting position was a matter of the violent that taketh it by force rather than personal comfort. ​We climbed up to the gallery. Beside me sat my friend, Terry. Terry was the visual definition of maturity. He was heavyset, sturdy, and blessed with a full, thick beard that made him look like he had been a grown man since birth. Then there was me: a princess with a face as smooth and you can imagine looking every bit the junior in the room even though we were almost the same age ​During the sermon, I bent my head low, focused entirely on my jotter to get the message. Terry, meanwhile, had surrendered sleep. ​Suddenly, I felt a slep like as though it was a touch from heaven ​The sting was instantaneous. I looked up, dazed, only to see an usher looming over me like an angry cloud. She did not touch Terry, the actual person sleeper. She targeted the smooth-faced innocent young looking one. ​"I wasn't sleeping!" Before I could protest I was cut with "Shut up or I will slap you again!" ​The disrespect was a physical weight. Right there in the gallery, I wanted to retaliate, give her the weight of the slap and walk out of the church but Terry turned pacifier . I was very angry all through the service that I wasn't to still meet her after the close of service. ​As we left that day, I vowed to grow a beard. ​I promised myself I would get that beard, by hook or by crook. ​Well, eventually, it came by hook.
Primegurl@x_RonZY

Fastest way to gain weight abeg 🤲🤲 people too dey disrespect me because of this small body 🥺

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DFlames
DFlames@DFlames12·
@TeniEntertainer Spotify don dey warn me say I don too listen to ZION oo But I no gree for them seh Song wey Teni and @Olamide cook for kitchen like Christmas rice
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DFlames
DFlames@DFlames12·
Imagine fighting with someone every year for the rest of your life To you its probably 50 to long fights to him its just 1 fight Manhattan could easily kill you at infant stage while fighting your adult self and proof!! Just like that you are off existence
That Guy@ThatG4m

Which team can take out or match Dr manhattan

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