Dan

Revolut just dropped the biggest change in its app to date: while every FinTech is adding AI features, Revolut just made AI the Product 😳 AIR (AI by Revolut) started to roll out to ~13M UK users. On the surface, it looks like yet another AI assistant. But in reality, it quietly replaces the entire interface. Banking used to be menus. Now it’s intent. You don’t tap through tabs. You just ask. And the app just does the work for you. → “How much did I spend on subscriptions?” → real data, instantly → Freeze card → done in-chat → Cancel recurring payment → executed, not suggested → Buy travel eSIM → completed inside the flow → Set limits / create virtual cards → one prompt This is basically an A agent sitting inside the Revolut system 🤖 But the most interesting part is what’s under the hood: ↳ AIR is built on Revolut’s existing AI stack (fraud + support at scale) ↳ ~1.2M monthly support tickets, ~90% auto-resolved ↳ Runs on controlled infra (200+ H100 GPUs via Nebius) ↳ Zero data retention with external partners ↳ Uses only data you already see in-app In other words, AIR is not a feature. It’s the glue for a 65M user Financial Super App. More usage → better data → smarter AI → better products → more usage. Most importantly, it makes every Revolut product easier to discover and use. That’s where the real money is. Most fintechs are just adding AI on top. Revolut just made AI the product. Because the next generation of apps won’t look like apps at all.

VAR official Michael Salisbury has been dropped from the Liverpool and Arsenal game after the PGMOL said it was a mistake for the video assistant referee to disallow Fulham's opening goal at Chelsea on Saturday.