David Dierking

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David Dierking

David Dierking

@David_Dierking

ETFs & markets | As seen on @TheStreet, @TheMotleyFool, @YahooFinance Substack newsletter: https://t.co/4Ps8oGb6Xu Threads: https://t.co/PnqVqV3Hci

Menomonee Falls, WI Katılım Temmuz 2012
347 Takip Edilen31.9K Takipçiler
David Dierking
David Dierking@David_Dierking·
@Markymark1025 No doubt it could get worse from here. But I'm seeing people panicking already and they probably shouldn't be yet.
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Al Bundy
Al Bundy@Markymark1025·
@David_Dierking And if oil continues to stay above $90? That’s what broke the GFC open.
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David Dierking
David Dierking@David_Dierking·
Liquidity matters. Events like this don't just mean that they don't want to give you your money back. It probably means they can't. It probably means that the value in at least some of these securities has fallen through the floor. And they can't raise enough cash to meet withdrawal requests. We've seen this in private credit. We're seeing it in real estate. It's probably happening in the junk bond market. When this happens in one area of the market, it likely starts spilling over into other areas. Big red flag here.
Tuki@TukiFromKL

🚨 Do you understand what UBS just did.. they locked $469 million in a real estate fund and told investors they can't have their money back for up to 3 years.. they're calling it a "withdrawal halt".. it has another name.. here's why this matters.. in June 2007, Bear Stearns froze two of their hedge funds.. told investors the same thing.. "temporary.. market conditions.. we'll sort it out.." 14 months later, Lehman Brothers collapsed and the entire global financial system went with it.. the "gate" on a fund is a confession.. it means UBS looked at their real estate portfolio, looked at how many people want out, and realised they don't have the liquidity to pay them.. commercial real estate has been quietly bleeding since COVID.. office vacancy at record highs.. WeWork gone.. buildings worth half what they were.. UBS just confirmed what the market has been pretending isn't true.. someone always knows before you do.. trust me.. and when they stop you from taking your own money, they've already made their decision.

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Jeffrey Gundlach
Jeffrey Gundlach@TruthGundlach·
Larry Fink: “If I allowed more people to redeem, I’m not a fiduciary to those who are staying in”. It’s an admission that the reported NAV is bogus.
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David Dierking
David Dierking@David_Dierking·
The "new look" Schwab U.S. Dividend Equity ETF $SCHD is here! 25 new stocks. Energy is no longer the top sector. Let's break down what else happened... fool.com/investing/2026…
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Ben Carlson
Ben Carlson@awealthofcs·
Some definitions: -5% = pullback -10% = healthy correction -15% = correction -20% = bear market -30% = collapse -40% = crash -50% = crisis A short history of stock market pullbacks: awealthofcommonsense.com/2026/03/a-shor…
Ben Carlson tweet media
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David Dierking
David Dierking@David_Dierking·
@EricBalchunas Fun fact: my daughter told me during the game that Dylan Darling is her boyfriend's uncle's cousin's girlfriend's nephew. I swear I'm not making this up. She told me this before he even hit the shot so I think it might be legit.
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Eric Balchunas
Eric Balchunas@EricBalchunas·
TIL this was Dylan Darling's (great name btw) first bucket of the game. He scored 2 points total and this was it. What?! That is super rare in hoops. That's when you know it's just your day as a team. (I also think it was dumb of Kansas to foul St Johns 3x to kill clock as it forced someone to act quickly and boldly vs pass ball around looking for good shot which rarely goes well)
NCAA March Madness@MarchMadnessMBB

DYLAN DARLING GAME WINNER OMG 🚨 ST. JOHN'S ADVANCES TO THE SWEET 16 🤯

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Desiree
Desiree@DesireeAmerica4·
The biggest gamble of your life? Social Security. ​The system tells you to wait. Take it at 62: $1,800/mo. Wait till 70: $3,000/mo. ​Sounds like a no-brainer, right? Run the math. To actually profit from waiting, you have to live past 82. The average US life expectancy? 79. ​With the garbage in our food and the stress we carry today, making it to 82 is a massive bet. ​Are you taking the money at 62 and running, or holding out for the bigger check?
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David Dierking
David Dierking@David_Dierking·
The S&P 500 $SPX just finished its 4th consecutive down week. Some stats around when this has happened in the past: * This is the 1st time this has happened since March 2025. * This is only the 10th time this has happened this decade. Interestingly, it didn't happen during the COVID bear market. * Since 1970, the average 4-week decline when this has happened is -7.3%. Median is -6.9%. We're at -5.8% today. * Smallest 4-week decline is -2.1% in July 2004. * Largest 4-week decline is -21.3% in March 2009.
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SCHD STAN | Craig
SCHD STAN | Craig@SCHDETF·
$SCHD 2026 Reconstitution Results confirmed with Schwab. But I also noticed something unusual… $SCHD is temporarily showing $VYM, $VIG, and $DGRO as small holdings. 👀 I’ve never seen this before, so I looked into it. Here’s what’s likely going on: This is most likely reconstitution in progress. When $SCHD updates the portfolio, it has to: • Sell removed stocks • Buy new ones • Rebalance everything That doesn’t happen instantly. So instead of sitting in cash, it may briefly park capital in broad dividend ETFs like: $VYM $VIG $DGRO Why? • Stay fully invested • Reduce tracking error • Execute trades more efficiently This is NOT a strategy change. $SCHD isn’t becoming an ETF of ETFs. It’s just behind-the-scenes portfolio management during the transition. Should be temporary. Good reminder… there’s a lot going on under the hood during reconstitution. Did anyone else catch this?
SCHD STAN | Craig tweet mediaSCHD STAN | Craig tweet mediaSCHD STAN | Craig tweet media
SCHD STAN | Craig@SCHDETF

📢 2026 $SCHD Reconstitution Results We’ve got the results early based on the Korean ACE U.S. Dividend Dow Jones ETF, which tracks the same index as $SCHD. Schwab can technically deviate, but historically hasn’t and last year the changes matched exactly. So this should be a strong preview ahead of the official release Monday morning. OUT ❌ $CSCO Cisco
$ABBV AbbVie
$VLO Valero Energy
$HAL Halliburton
$PKG Packaging Corp of America
$CF CF Industries
$AMCR Amcor
$LYB LyondellBasell
$OVV Ovintiv
$UNM Unum
$JHG Janus Henderson
$RDN Radian Group
$IBOC International Bancshares
$SIG Signet Jewelers
$CATY Cathay General Bancorp
$WHR Whirlpool
$HUN Huntsman
$FMC FMC
$NWBI Northwest Bancshares
$FCF First Commonwealth Financial
$CRI Carter’s
$KFRC Kforce ADDITIONS and thoughts next…

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SCHD STAN | Craig
SCHD STAN | Craig@SCHDETF·
$SCHD 2026 Reconstitution Results
SCHD STAN | Craig tweet media
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SCHD STAN | Craig
SCHD STAN | Craig@SCHDETF·
🚨 $SCHD Reconstitution Update I made some adjustments to my model… Some of my original adds were incorrect. • Special dividends were counted (the index does NOT include these)
• A few names fell below the market cap minimum Those are now removed. In their place, I’ve added several higher-quality names that were right on the bubble. Here’s how it changes things 👇
SCHD STAN | Craig tweet media
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Charlie Bilello
Charlie Bilello@charliebilello·
The S&P 500 is now down 7.6% from its January peak. Is that a lot? Not at all. This is right in line with the median correction off an all-time high since the March 2009 low. We see a decline of this amount or more during most calendar years. That's the price of admission.
Charlie Bilello tweet media
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David Dierking
David Dierking@David_Dierking·
@SCHDETF I thought $CME might have a chance, but I think the yield is too low.
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SCHD STAN | Craig
SCHD STAN | Craig@SCHDETF·
$SCHD annual reconstitution is tomorrow. Last chance… what’s getting added or removed? Drop your picks below and I’ll break down what I think happens to it and why 👇 Full analysis and estimated changes dropping later today.
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