Divine

Announcing Credit — an automated, undercollateralized lending system built on stablecoins. Live since December 2024, it has issued 175,000+ loans to 100,000+ unique borrowers worldwide We raised $6.6M led by Paradigm, with Nascent and strategic angels, to scale and expand Credit

1/ Sharing name-generator: a fast workflow for finding product names that might actually be usable. It uses Claude to generate natural-sounding names and screen them for obvious trademark and namespace issues. github.com/DivineResearch…

Dive into the full mechanism design here: writing.divine.inc/delegated-unde…

Finally, the design formalizes how to safely scale credit limits with repayment. Limits grow only as much as possible without creating a profitable opportunity for strategic "repay-then-default" attacks.

How can a permissionless network issue unsecured credit when the cost of creating a fake identity is zero? Today, we’re sharing a mechanism for pseudonymous lending that requires neither overcollateralization nor legal recourse.

@bluepupq Hello! Could you please send us a DM?

@DivineResearch I deposit 1m usdc in the vault, can i talk with the team?

Credit has now issued 1,000,000+ undercollateralized loans We’ve raised the vault cap from $2M to $4M

@KazumaxCrypto You can see who we’re lending to exactly here: credit.cash/analytics

@DivineResearch Can you guys publish a report on whom exactly are you lending money to, how's the default rate, lending rate for individuals etc?

Supply USDC today: credit.cash

The API is live. You can try it here: docs.world.org/api-reference/…

You can use the API to tune rewards, limits, or access. For example: ✦ Offer higher rewards to users with high credit scores, who are more likely to be high-quality ✦ Restrict or offer lower rewards to users with low scores, who are more likely to engage in fraud or farming

Introducing the Credit Scoring API: real-time creditworthiness data for 500k+ World accounts that have borrowed on Credit Use it to focus your app and incentives on trustworthy users who are less likely to game or farm your system docs.world.org/mini-apps/refe…

Credit has issued 500,000+ undercollateralized loans! To celebrate, we're releasing an analytics page at credit.cash/analytics. Track utilization, share price, real-time loan activity, and more

@Theeesis Nope. We don't have or plan to have a coin on Pump

@DivineResearch Is this yours? CXPAWdoKtnyCQxeftM1U3LZFrB9zFTrtQRGKEK9Xpump

We hit our $2M cap at credit.cash. We'll increase it soon. Stay tuned!

@b00gi3 We didn't.

@DivineResearch did you create a coin called credit on pumpfun? maybe to raise funds?

Announcing Credit — an automated, undercollateralized lending system built on stablecoins. Live since December 2024, it has issued 175,000+ loans to 100,000+ unique borrowers worldwide We raised $6.6M led by Paradigm, with Nascent and strategic angels, to scale and expand Credit