Elijah GOnserio
6.8K posts

Elijah GOnserio
@EGonserio
Pensions | Investments| Medical| Insurance
Nairobi, Kenya Katılım Ağustos 2017
4.7K Takip Edilen640 Takipçiler

@LlewellynOuya You wonder coz year in year out you hear billions of loses and yet it is operating normally like any other airlines surely does it mean they offer free flights all year round?
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@ItsGregy_ That roll is very heavy like 50times heavier than what any pick up can carry more so in the long distance.Imagine as per the tonnage of that truck that is all it can carry.
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Papa laid the first brick to our house in 1995, I was 5, we moved into the house around 1998. At home we’ve known nothing else but love, laughter, discipline and prayer.
My sisters agreed at the beginning of the year that we needed to give our lovely parents a home makeover. We prayed about it and we asked God to guide our steps.
Our little one said she’ll cover cost of fundi food, the other said she’ll take furniture, the other curtains and the other all three gates and together we labored for four weeks and delivered.
I handled the rest of the renovations, supervised and executed. For four weeks I’d be here to ensure all was done as planned. And all went smoothly and the outcome left me breathless.
We’ve seen our parents happier but not how happy when the renovations were complete. I’m grateful to have my family, it’s all I have and everyday they continue to remind me how blessed I am.
I’ve considered this makeover as my birthday present to my family. Cape Town can wait, this here is our home, and it’s warm, it’s beautiful, there’s love here, God resides here with us and it’s Enough.
May our parents know nothing but joy and peace. May they know that we love them now and forever and may God grant us long life and good health to enjoy that which He has blessed us with~Family.
And may this promise in Ephesians 6:2-3 ring true to us.
“Honor your father and mother, which is the first commandment with a promise, so that it may go well with you and that you may enjoy long life on the earth.”
Here’s to 36, and to many more.🥳




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@mungaikihanya Archdiocese of Nairobi apparently to celebrate 100 yrs(Centenary) under Catholic Church.
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Strategies to adopt in loan negotiations.
1. If you want to do a project, register a company. Don't do it under your personal name. In law, a company is a separate legal entity from its owners.
2. Before a bank approves a loan, it often satisfies itself on the adequacy of the underlying security. Often, they will ask for additional security or personal guarantee of the directors. This is where most of use get tricked. We provide security but also proceed to sign the personal guarantee. Big mistake- because when the company defaults, the charged property is often sold. If loan is not fully paid, the bank can legally sue under the personal guarantee, get judgment and proceed to execute by attaching the personal assets of the guarantor-which is often the matrimonial home. This is where you get clever, don't own your matrimonial home under your personal name. They will try to come for it. Own it under a company. When they look to attach, they will not find assets under your name.
3. Banks will try to get you-the way they did to Tuju, to provide your personal property as additional security for the lending. Don't ever do this. For Tuju, the bank must have asked him to charge his home and other properties to fully secure the entire Kshs. 1.2 billion. Then they play legal games-they disburse Kshs. 900 m -refuse to disburse the Kshs. 300 m for valid or invalid reasons (only Tuju knows- then they sue Tuju in London. The loan contract that Tuju signed usually contains a clause. It is a hidden clause but has huge legal implication. In London, they agree with the bank and then the judgment is later enforced in Kenya. Judges in Kenya cant re-open the case. But Tuju ties to sue. He looses at the High Court and Court of Appeal. Supreme Court judges refuse to hear the case. I am told Tuju accused the SC judges of corruption [ capitalfm.co.ke/news/2024/10/b… ] Bad move, if you ask me. Tuju badly needed the SC. If were him, I could have been humble like winter rat ! But it is what it is.
This means, the bank proceeded to lawfully auction Tuju's personal properties that were covered under the charge instrument. Very unfair. But the law is the law. One must be clever and foresee all the legal risks in any transaction. The bank played Tuju and has lawfully auctioned his property despite that the Kshs. 900 m went to the primary property that the bank charged. Legal rules and principles-res judicata, doctrine of finality of litigation etc- are all against Tuju. I saw his letter to the CJ but the CJ cant help. The law is an ass ! May be Tuju needed legal strategists like Fred Ngatia. But it is too late to hire Ngatia. The case is at a stage where it cant be re-opened. Nothing Ngatia can do ! The law-what is the criteria of validity of legal rules and legal principles? Is justice one of them? No, lit looks like courts of law are not courts of justice. Self-evidently.
Can Tuju stop the new owners from taking over his property ? Legally, he cant. The property has new owners.
Nairobi, Kenya 🇰🇪 English

@Mbithe_Mulinge @BCherich The business concept will vary, particularly for individuals seeking quick returns. For instance, three bales of wholesale mitumba baby clothes can be sold quickly, or establishing a roast chicken stand outside entertainment venues can yield results quite fast.
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@mwaura2012 @moneyacademyKE CIC is different from Corporate Insurance now under receivership. You can verify this via @CICGroupPLC, info@corporatekenya.com
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@DrMercyKorir @Safaricom_Care @SafaricomPLC @PeterNdegwa_ Your clients are hurting due to this blanket rule of redacting tel nos something even banks don't,can you have your team relook into this @NjiruAdv what does the constitution say about this?
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Hey @Safaricom_Care @SafaricomPLC what’s the point of sending me my MPESA statement with phone numbers redacted?! 😳 How is it useful?
The document is password protected, a unique code. Even banks don’t redact anything in the statements they send us….
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@ntsa_kenya Wat if the no. in te system is different from the reg.owner of the said motor vehicle due to recycling of numbers? Secondly instant fines could have worked well if the next police block is alerted and the offender pays there and then or proceeds to court,this could bring sanity
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@thekenyatimes Actually this can easily be incorporated in their app whereby once you purchase via the app the tokens are automatically loaded or let them just bring the manual feeding to the phones so that you can load on the go @KenyaPower_Care
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@MosesMunika @pwanyama Wakili you are strong willed Barrister,the truth that cost you votes is your association to the powers which was a huge turn off otherwise 2years is just tomorrow and your leadership then will still impact more as it could have done now.
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@pwanyama First off, you’re a good man. A proud Kibabii alumni!. Losing hurts, no doubt, but let’s be real; the public (lawyers) didn’t turn away from you, they turned away from your association with the ruto regime. I warned you this would weigh heavy.
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In life we all face challenges that can leave us feeling broken and defeated. But remember it is in those moments of adversity that the fire within you burns brightest. Embrace your failures. They are stepping stones; not stumbling blocks. Find strength in your scars that tell tales of resilience. Fear nothing for you have the power to conquer everything. Rise from the ashes of doubt. Spread your wings of determinination and soar higher than never before. Yesterday, I lost the LSK Presidential election but today at 8 am, I was at my law firm, encouraged by Ambrose Otieno Weda , to continue what he calls 'blue-ribbon' lawyering. I would to encourage all my supporters to take heart, recover, and soldier on. Valiantly. I am a phone call away.
Have a good weekend.
Peter Wanyama [ PMO]
Nairobi, Kenya 🇰🇪 English
Elijah GOnserio retweetledi

@Thuranira_1 True,they are many as one could want to see.Court is the best ground to hone skills and by starting small one client today 3 next day as the week ends your name will start circulating and within no time it is full house and nothing beats networking and the power of referral.
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The legal profession is not flooded. We are barely 20,000 advocates serving a population of over 50 million.Many are in public service others are in-house roles, leaving very few in private practice. The question is not where are the clients but how you get the clients, and the answer is clients are everywhere.
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@DavisThuranira In the alternative also unite and refuse/ban them from representation of any nature they sweat it out on their own,they will lease the spaces for free🤣
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