Xervon Degen

Trump "We are going heavy into nuclear"

If you're in the UK, open a Stocks & Shares ISA. Do it today. Here's why: It allows you to invest £20k per year TAX FREE. No taxes on gains, no taxes on dividends. Forever. It's one of the best long-term vehicles for tax-efficient investing in the UK. I can't stress how great it is. Whatever disposable money you can afford to put aside each month, chuck it in. Doesn't have to be a lot. £100, £50, £20, £10 a month - it all adds up long term. Investing is not just for rich people. EVERYONE should invest, doesn't matter how much. The goal is to beat inflation and protect your money. Your cash is being debased year after year. You must protect yourself. Personally, I'd buy S&P 500 and Nasdaq 100 index funds with a 30+ year time horizon. It's up to each individual what they buy. Short term, don't care if price goes up or down. Be a robot with no brain. Robot invest every month. Robot know number go up long term. Robot know mechanical investing will make money grow. S&P 500 average yearly return since inception: +10% Nasdaq 100 average yearly return since inception: +14% Some large ETF options by biggest asset managers in the world: S&P 500: $VUAG (dividends reinvested) Nasdaq 100: $CNX1 (dividends reinvested) $EQGB (dividends reinvested) "What if price goes down?" - if you're chucking spare change in monthly, price going down is good. You get cheaper prices. Stop trying to time the market. Dollar cost averaging with a long time horizon: the earlier you start the better. Long term example: £100 invested every month for 30 years with a +10% yearly return = ~£230k+ (with only £36k invested). Rough maths, not including fees. All tax free when you sell within a S&S ISA. This assumes the UK government doesn't abolish or change the S&S ISA. They're already cutting Cash ISA allowances from April. Use it while you can. Focus long term, always.