Equity, Justice & Fairness

If I had ₦1 million to invest on the NGX today, here’s how I’d split it: → ₦250,000: GTCO (dividend monster) → ₦200,000: BUA Foods (growth + moat) → ₦200,000: MTN Nigeria (recovery play) → ₦150,000: Dangote Cement (the king) → ₦100,000: Zenith Bank (income) → ₦100,000: Aradel Holdings (oil exposure) 5-year hold. Reinvest dividends. Ignore noise. This is not advice. DYOR.

@TimeyinI Your decision, but you don’t have to pay it off. When you get old, you will downsize(sell and buy smaller one); especially when kids have moved out. Again, your choice and it doesn’t make the decision of those buying even at the age 50 a bad one!!!

Unpopular opinion, but I honestly don’t see myself buying a house in Canada 🇨🇦 I’m 42 now. Taking a massive mortgage at this age just doesn’t feel viable to me anymore. If I was in my 20s or even early 30s, maybe. Even with almost 50% down payment available, I’d still rather rent and keep my flexibility, peace of mind and liquidity. Owning a home here is not the only definition of success, but the maintenance, property tax, interest payments and long-term debt can mentally drain someone. Would you buy or continue renting in Canada?👀

@Donpworld @ossaivictor1_ @Mr_more001 I thought you have data to buttress your points like he did?

@ossaivictor1_ @Mr_more001 That’s a big lie sir I totally disagree with you The population alone is making things to be more expensive because the demand for commodities is so high in Lagos compared to other states

The cost of living in Enugu is higher than that of Lagos. Lagos is just overpuplated with random people while Enugu is mostly filled with working class citizens. A bag of pure water in Enugu is 500 Naira while in Lagos, it 350 Naira.

@Durbarman And what is the percentage to revenue? We k ow you people. Continue gaslighting

As at today, the contribution of crude oil and gas to Nigeria’s real GDP is less than 7%. Economy fully diversified.

@MikeArnoldTruth Calm down. He will be VP, not president!!

NO, I AM NOT OK WITH OBI-KWANKWASO — AND YOU SHOULDN'T BE, EITHER I like Peter Obi. I am not sold on him yet, but he has potential and I have an open mind. What will close my mind instantly, without any wiggle room, is an Obi-Kwankwaso ticket. Nigeria does not need more of the same. It does not need different gasoline running through the same engine. It does not need a different conductor on the train — not when the train has to follow the same damnable tracks. Why am I against Kwankwaso? Simple. He is the Sultan's man. Most inside of the inner circle. A sniveling bootlicker to Sokoto in a five-decade career arc that has changed parties five times — PDP to APC to NNPP to ADC to NDC — but never once strayed from fealty to the throne. When the future Sultan was — as a senior officer of an OIC nation — operating in the shadows during the war on terror, his assignment from the Nigerian government assignment was to Pakistan, Afghanistan, Iran, Iraq, and Saudi Arabia. Every active jihadi theater of the post-9/11 era. One Nigerian Defense Attache who is a descendant of Muhammed. Five radical Islamic countries. Three years. There are only two other people in the Nigerian government who knew what he was up to. The President. And Kwankwaso, who was serving as Defense Minster at the time. Incidentally — when the future Sultan returned from this post in 2006, not long after, the top ten reform-minded generals of the Nigerian Army died in a plane crash. The committee Obasanjo had assembled to clean up the military, gone in one flight. A few weeks later, the sitting Sultan, his son and heir Senator Badamasi Maccido, and several grandchildren were killed in another plane crash. The Abuja airport radar was turned off when their plane went down. The Aviation Minister declared it pilot error within 24 hours. The President ordered arrests of aviation officials within 48. Question closed. The future Sultan was turbaned four days later. Record time. Skipping past Maccido's surviving adult sons and past dozens of older brothers in the line — Sa'ad Abubakar was the youngest of 52 children of Sultan Siddiq Abubakar III. The Sultanate Council reached past all of them. And not long after that, all those terrorist groups from Pakistan, Afghanistan, Iran, Iraq, and Saudi Arabia started showing up in Nigeria — where they have been slaughtering Christians and raping the land ever since. The Defence Minister through every one of those events was Rabiu Musa Kwankwaso. That is not the only stain on his record. As Governor of Kano State, Kwankwaso formally declared Sharia law on June 21, 2000, and established the Hisbah Board — the religious enforcement agency that has been arresting Kano residents for "improper dress" and "indecent mixing of the sexes" ever since. He lost his re-election in 2003 anyway, for being insufficiently Islamic for the Kano clerical establishment. Obasanjo handed him the Defence Ministry the same year. When he returned as Kano Governor from 2011 to 2015, he left behind allegations that he misappropriated roughly N10 billion in pension contributions from Kano state workers. The EFCC interrogated him over it in 2021 and sealed his property. The investigation has stalled. A separate panel found that the EFCC chairman at the time had personally directed his operatives not to investigate Kwankwaso. Today his nephew Musa Garba is under criminal investigation in Kano for a multi-billion-naira pharmaceutical procurement fraud allegedly tied to a contract awarded to his company without due process. Kwankwaso is publicly accused of interfering with the investigation to protect him. Sharia. Hisbah. Pension funds. Pharmaceutical contracts. The defence ministry during a genocide. A different party every cycle. And now the vice presidency. That is why I will actively oppose any ticket with Kwankwaso on it. No matter who is on top. Peter Obi, if you want my open mind, pick a running mate who is not a puppet of the Sultan. #EarthShaker @PeterObi

@Big_marvis Stop deceiving yourself. What are their debt servicing to revenue ratios? Nigeria is over 100%, meaning their revenue can barely cover debt servicing…. I hope you know what debt servicing is???? x.com/finplankaluaja…

Egypt’s total debt is estimated at over $400 billion, with a GDP around $390 billion — debt-to-GDP above 100%. South Africa’s debt is about $580 billion, with GDP around $420 billion — roughly 135% debt-to-GDP. Nigeria’s total public debt is about $110 billion, with a GDP around $340 billion — roughly 35% debt-to-GDP. Yet some people keep shouting that Nigeria is the “loan capital of the world.” To them: Loans are Haram. Education is Haram. Road construction is Haram. Power projects are Haram. Internet expansion is Haram. Railway modernization is Haram. Airport upgrades are Haram. Seaport reforms are Haram. Dams and agro-processing projects are Haram. Solar energy expansion is Haram. But the same people praise countries that borrowed far more aggressively to build infrastructure and grow their economies. The difference between productive borrowing and reckless borrowing is simple: what the money is used for. If loans are used to build roads, expand electricity, improve transport, increase internet access, modernize ports, support agriculture, and attract investment, those are long-term national assets. President Bola Ahmed Tinubu says the focus is on infrastructure that can improve productivity and economic growth across Nigeria. Criticism is normal in democracy, but opposing every single project simply because of politics helps nobody. Development is not the enemy. Underdevelopment is. Some people are no longer in any coven. They are simply online 24/7 wailing against everything.

@boye4christ2006 N500m is not profit but the total cost of the project. Just so that you know. Except if he plans to embezzle the money!!!!

Rejected ₦500M contract because of British Passport. My friend who has COS as a Civil Engineer in the UK 🇬🇧 refused a ₦500M contract in Nigeria because of his visa. He’s going to spend One year in Nigeria for the project which will disrupt his visa. If you’re in his shoes , would you accept or reject it?

Most Nigerians don’t know this 👇🏽 The Central Securities Clearing System (CSCS) has an official portal called e-CSCS where you can view your ENTIRE stock portfolio in one place. Every share you own across ALL stockbrokers is linked through your CHN. So even if you: • Use multiple brokers • Forgot where you bought certain shares • Received bonus shares • Have unclaimed rights issues …your CHN connects everything together. One login = full visibility into your NGX investments. A lot of “missing shares” are not actually missing investors just never checked their CSCS account.

@PNMbah Keep speaking boardroom english to villagers. How many jobs have you created? Put in the numbers & the data let us see.Smart School, you didn’t achieve,Water in Enugu city,you didn’t achieve. What was Enugu HDI when you came and what is it now? What did you achieve?

I do not dream of an Enugu that merely survives. I dream of an Enugu that inspires the future. Enugu should not just be known as a coal city but a City of Great Minds , because our young people have courage, brilliance, and dreams ready to change the world. This is bigger than technology. It is about giving our youths a reason to believe again and creating a future they can proudly call their own. Together, we are not waiting for tomorrow, we are building it. 𝗧𝗼𝗺𝗼𝗿𝗿𝗼𝘄 𝗶𝘀 𝗵𝗲𝗿𝗲

@rukky_nate @FavourAkam Which market? Nigeria market. Can you list these funds?

@FavourAkam Money Market Funds, Treasury Bills, Commercial papers (safe, low risk) Equity funds between 15-40% or higher (aggressive, high risk)

Let me show you how quickly small money grows when invested and left alone. If you invest N50,000 every month in a fund returning 18% annually, and it compounds monthly, here’s what happens: Year 1: about N652k Year 3: about N2.37m Year 5: about N4.81m Year 10: about N16.5m From 50,000 a month, you contributed N6m over a period of ten years and the market added the rest. This is not a get rich quick scheme, don’t be deceived. This is mathematics working in your favor over time. The problem is that investing 50k monthly sounds like a lot when rent, fuel, food, internet data, and transportation are all competing for your income. However, The goal is to start small, and let it compound into something meaningful overtime. So, are you investing a portion of your salary or everything goes to bills?

@rukky_nate Which fund gives assured 18% annually?

@aonanuga1956 2027 General Election Rigging data populated!!

The making of President Tinubu’s almost 11 million votes in the 2027 APC presidential primaries 1. Lagos: 814,988 2. Adamawa: 644,149 3. Kaduna: 618,914 4. Imo: 582,960 5. Kano: 500,852 6. Katsina: 467,003 7. Gombe: 450,517 8. Borno: 414,988 9. Delta: 407,646 10. Akwa Ibom: 389,197 11. Enugu: 383,382 12. Benue: 374,787 13. Plateau: 241,720 14. Bayelsa: 227,192 15. Ebonyi: 207,579 16. Jigawa: 206,520 17. Kogi: 197,370 18. Taraba: 183,698 19. Ondo: 181,996 20. Niger: 175,487 21. Abia: 161,005 22. Bauchi: 156,541 23. Ogun: 322,485 24. Zamfara: 321,579 25. Kwara: 310,990 26. Sokoto: 301,000 27. Kebbi: 292,972 28. Nasarawa: 285,436 29. Rivers: 280,082 30. Yobe: 253,804 31. Cross River: 113,911 32. Edo: 121,098 33. Oyo: 142,754 34. Osun: 100,888 35. Ekiti: 85,340 36. Anambra: 43,034 37. FCT: 36,103

@winexviv It is time you start a private secondary school and university in Enugu. I will invest in it!!

Rainbow Bridge College will be starting in Enugu this September. It’s a day secondary school with a unique curriculum of “practicals first” approach. Students will be outstanding. Teachers are needed across many subjects and the remuneration are very competitive with minimal workload. If you are interested apply here rainbowbridge.educare.school/job-applicatio… I’m a board member of this great school. The school is located at the center of Enugu Central Business District, Independence Layout Enugu.

If you died tomorrow your family could not access a single thing you own digitally. Bank accounts. Crypto. Passwords. Cloud storage. All of it locked permanently. Here is how to fix that in 30 minutes:

@blackpresido @ProfitableMan1 What about Eurobond?

@Equity_and_Just @ProfitableMan1 No only in NGN. You have to convert

Treasury bills in Nigeria currently yield 17.38% per year. At last week's auction, investors submitted N1.99 trillion in bids for just N650 billion on offer. That is three times more demand than supply. The 364-day treasury bill was the most popular. It attracted N1.84 trillion in bids for only N500 billion on offer. What this tells you: Nigerian institutional investors are very comfortable locking money into government paper at 17% annual yields. They see real value there. For ordinary investors, treasury bills are available through licensed stockbrokers and most banks. They are backed by the federal government, carry minimal credit risk, and currently earn more than the inflation rate. If you have money sitting in a savings account earning 4%, you owe it to yourself to understand what a treasury bill actually is. Get @ladda and you may use my invite code 7DUNC

2026 was the last realisticish FGN budget The 2027 FGN budget will be a Frankenstein monster

@ProfitableMan1 Is Eurobond always available and at what rate?

How to Open a CSCS and CHN Account in Nigeria (So You Can Start Investing on NGX) Many Nigerians want to invest in the stock market but stop at one question: "How do I even start?” To buy shares on the Nigerian market, you need two things: 1. A stockbroker account. 2. A CSCS account with a CHN number. Let’s break everything down in the simplest way possible.

@Madridghost1 Will you yous just shut up your mouths on all the Cho Cho. If you don’t like it, leave. It is a free world

Sadly, the money you make in Canada was designed to circulate back into the system. Keep your hopes down on the idea of building wealth here.🇨🇦