I am Franklin  𝕏

2001 VW Touareg 5.0L diesel 1.5M Call/Whatsapp: 0726892543 Nairobi

I did my thesis in Artificial Intelligence in 1992 - Governor Wavinya Ndeti

If you want to become a millionaire in just one year, rush to the nearest bank on Tuesday after the Easter Holiday and take a loan. You are not doing this for consumption but for an income-generating asset. This is how people move fast. Take that loan and buy a clean 14-seater like a Toyota Hiace. Put it where the money is. Ilete kwa hii Bungoma to Nairobi route. This route is always active. Day and night people are always moving.. Now let’s break everything down step by step so you understand clearly. First, the setup: Cost of matatu: Ksh 1,600,000 Loan finances the full amount. Tuseme Monthly repayment is Ksh 60,000. Let's go to how you will operate. You don’t operate casually. You maximize the vehicle. Daily plan: Morning: Bungoma → Nairobi Evening/Night: Nairobi → Bungoma That is 2 full trips per day Now income per trip: Passengers: 14 Fare per passenger: Ksh 1,500 So: 14 × 1,500 = Ksh 21,000 per trip Two trips per day: Ksh 21,000 × 2 = Ksh 42,000 per day Now monthly income: Assume 26 working days: Ksh 42,000 × 26 = Ksh 1,092,000 per month (total revenue) Now subtract expenses step by step. Fuel: Approx Ksh 12,000 per day Monthly: 12,000 × 26 = Ksh 312,000 Crew (driver + conductor): Ksh 3,000 per day Monthly: 3,000 × 26 = Ksh 78,000 Maintenance & other costs: Monthly estimate: Ksh 40,000 Now total expenses: 312,000 (fuel) 78,000 (crew) 40,000 (maintenance) = Ksh 430,000 Now subtract from revenue: 1,092,000 – 430,000 = Ksh 662,000 Now remove loan repayment: 662,000 – 60,000 = Ksh 602,000 net profit per month Now let’s make it even clearer. Monthly profit: Ksh 602,000 After 2 months: 602,000 × 2 = Ksh 1,204,000 You have already crossed one million. After 12 months: 602,000 × 12 = Ksh 7,224,000 From one matatu. Ukimaliza kulipa loan in about 2–3 years: You remove Ksh 60,000 repayment. New monthly profit: 602,000 + 60,000 = Ksh 662,000 per month At this point, the matatu is fully yours na pesa inakuja kukuja. This is how people scale: Year 1: Buy 1 matatu Year 2: Add a second using profits Year 3: Build a small fleet The secret is not just buying. Make sure you manage them well. Ensure full capacity trips ju demand iko high. Stick to a busy route like Bungoma–Nairobi Use disciplined crew Track daily income Maintain the vehicle properly If you get this right, one matatu is enough to completely change your financial direction. Stop looking for complicated businesses. Sometimes the simplest models executed with discipline and consistency are the ones that create real wealth. Hii ni Siri nimewapea...

When life gives you lemon, you make lemonade out of it . So what if life gives you pepper ?

Full-time at Wembley Stadium.

Hate Bernardo Silva. Biggest rat of all-time

In which country are you watching the Carabao final at? 👀