Chairman

∞/21M. Bitcoin author. Educator. Armchair philosopher. Bitcoin rockstar. The man behind "Everything Divided by 21 Million." "Bitcoin allows you to be your own bank. Firefish provides that bank with actual services — borrow fiat against your stack, or lend fiat and earn yield — all secured by on-chain multisig. No custodian," says @knutsvanholm. Now we're working together to help you short fiat while never selling your $BTC.

"A lot of the players don't know they have this option. They made a mistake. Bitcoin will appreciate." The biggest miners in the world are selling Bitcoin at the worst possible time. And they didn't have to. Hash price has been at all-time lows for twelve straight months. Every month, a new floor. The biggest publicly traded miners are responding the only way they know how. They're unloading thousands of BTC into the worst price action of the cycle. @KristianCsep, CMO of @Braiins, said it plainly on the Firefish podcast recently: "Bitcoin will appreciate. They could have done a Bitcoin-backed loan and kept the balance sheet." Four years ago, Bitcoin-backed lending barely existed as a category. The infrastructure wasn't there. The counterparties weren't trustworthy. A lot of miners who experimented with the early platforms got burned. So the muscle memory is simple. When you need fiat, sell BTC. But the tool exists now. Non-custodial. Peer-to-peer. Multisig escrow. The collateral doesn't move. It just sits there until you repay. Braiins used it to fund their new 6 MW Houston facility. Kristian personally used it to buy his wife's engagement ring. Same product, different scales. Stack untouched in both cases. Meanwhile, public miners are unloading thousands of $BTC at the lows because they got squeezed and didn't have another move. The mistake of this cycle isn't operational. It's financial. We're still early. Most miners don't know the option exists. The Bitcoin will appreciate. That was Kristian's point. And the miners who sold won't get those sats back. Never sell your Bitcoin. Live off it.

@toretto21m @firefish_io

@firefish_io wen automatic rollover?

Wait… Firefish isn’t the counterparty?

@livetrader2025 @firefish_io @KristianCsep Sign-up and try it out! 👍🏻

@firefish_io @KristianCsep Firefish available to Australians?

💍 @KristianCsep needed cash for an engagement ring. He didn't sell his Bitcoin. He took a loan against it. The biggest miners in the world made the opposite call this year. Thousands of $BTC sold at the lows. They had the same option. They just didn't know. Full chat in the comments. @Braiins @FFChairman

⛏️ Miners can relate 👇🏻

@NoFinntech @maximal_frei Bitcoin je jediná cesta 🧘 aj v Bratislave

@maximal_frei @FFChairman bráško

Zuerst der Bitcoin-Automat, dann kurz danach das. Ich sitze in einem Café in Bratislava und was sehe ich? Ein Bitcoin-Tattoo, das sich vom Knöchel bis zum Oberschenkel zieht. Großflächig, detailliert, unmissverständlich. Ist das hier die heimliche Bitcoin Hauptstadt, oder was? Zufall? Vielleicht. Oder Bratislava weiß einfach etwas, das der Rest von Europa noch nicht ganz verstanden hat. 😁 Was meint ihr? 👇

@KarlosCz3 @RuzovejSlon @Bitperia @firefish_io USDC sadzby sú na platforme vyššie z dôvodu dopytu a likvidity. Swap z CZK do USDC prináša FX riziko, takže určite treba zvážiť. Ak máš ale natívnu pozíciu v USDC, tak sú BTC loans veľmi atraktívnou alternatívou k defi alebo cefi yield produktom.

@RuzovejSlon @Bitperia @firefish_io Ja bych byl velmi opatrný, radit někomu kdo funguje v CZK aby půjčoval USDC… Přemýšlel ste někdy nad tim, proč úrok na CZK je výrazně menší než na USD (USDC) ?

Kam se hrabe DeFi, to se nedá srovnat. zatímco tam se pořád mění strategie kvůli pár %, na @firefish_io za USDC dostanete na rok dva stabilních 11 %. O tom, jak se FF daří, kolik poskytli úvěrů a co je čeká, si poslechněte díl s Igorem Neumannem. Linky v komentu 👇

Every year, the whole BTC world shows up in our backyard. More Bitcoiners under one roof than you'll meet the rest of the year combined. We'll be at @BTCPrague. Get your tickets: btcprague.com/?promo_id=3588… See you in Prague 🇨🇿 @Matyas44Cook @kucharmartin_

@jan_21m *$185m 😏

👉Nový díl s Gorrdym + soutěž na YT: youtu.be/GMNPmV_dI1U

Půjčky kryté bitcoinem jsou stále více v kurzu. Díky nim mohou bitcoineři získat likviditu, aniž by museli prodávat své prostředky a na druhé straně investoři zhodnocují své peníze úrokem, který na spořícím účtu nenajdou. 🤝 🎙️ Nový rozhovor s @_Honza_Dvorak o @firefish_io , projektu @CashuBTC nebo také @jednadvacetorg nyní na Kryptoplebs. 👇 🎁 Zároveň soutěžíme 5 knížek Bitcoin: Ultimátní kolaterál v českém jazyce! Stačí okomentovat video na Youtube. Link v komentáři. 👇

Krypto půjčky mají smysl především s pořádným kolaterálem, tedy zejména s on-chain bitcoinem. Ne s derivátovými sračkami jako rsETH, LRT tokeny a dalšími výmysly na shitcoinových L2/L3 chainech. Aave právě dostalo lekci za 280 milionů.

hear hear 👇🏻

@PavolBosko @firefish_io 👇🏻

@firefish_io Můžete prosím zveřejnit podobný graf pro půjčky v CZK? Děkuji 🙂

Take a EUR loan today. Pay it back in October 2027 at 7.93%. Or get a 3-month EUR loan at 5.64%! 7.93% is the current 18-month rate on Firefish. And, it's the lowest it's been in over a year. Rates across tenures have been falling across every term, quietly, steadily, since last summer's peak. 3-month: 5.64% 6-month: 6.44% 12-month: 8.22% 18-month: 7.93% 24-month: 9.51% Back in January we said rates were the most affordable in over a year. They kept falling. And, it's just market economics. Borrowers and lenders find each other on a P2P marketplace, where the price is set by the market. You don't have to sell your Bitcoin to access liquidity. Lock it as collateral, borrow in FIAT, while your BTC stays exactly where it belongs. In your hands. The rates are telling you something. @LSEGplc

Půjčit si české koruny od 4.5% úrok? Na Firefish standard. Data hovoří jasně, úroky na platformě dlouhodobě klesají, a to poměrně razantně. Zájem ze strany investorů je velký, a to je dobrá zpráva pro bitcoinery. Jak to využít jako bitcoiner? 👇🧵

@Vladcostea @firefish_io Listed on DegenX 🌒🚀

@firefish_io How can I invest?!

@firefish_io Wine drop included

@kotasjn @firefish_io Never sell your sugar. Live off it.

@firefish_io Proof of sugar!! 😂🔥

@firefish_io 49g sugar daily for 24 months 📈

It's a privilege to speak at the best Bitcoin conference in the world - BTC Prague. Join me and over 250 other speakers this June 11–13 at the Bitcoin capital of the world. Get your tickets at btcprague.com

@firefish_io bitcoin backed loans in Latín América. Meetup with proper keynote and panel from @FFChairman and @NoFinntech At @BTCParaguay event.