Neelam Beniwal, CFA
1.5K posts

Neelam Beniwal, CFA
@Finance_Neelam
CFA Charterholder I FCS I AMFI Regd. MFD - ARN : 137669 Disclaimer : Views are personal; shouldnot be treated as Financial/Investment advice
india Katılım Kasım 2025
119 Takip Edilen518 Takipçiler

@KommawarSwapnil Age gives experience but wisdom comes from reflection, adaptability and clear thinking. Some advices are timeless while some are just inherited fear wrapped as experience thus respect people but so think independently
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@AshishGupta325 I feel we should consider it as the part of the cycle, portfolio will recover & mental state will too..thus for investors real job right now is to not make a permanent decision in a temporary moment
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@Atulsingh_asan True, temporary losses test conviction while permanent losses usually come from panic, leverage or owning weak businesses w/o understanding them. Time helps good businesses recover but it doesn’t rescue bad decisions thus real skill in investing is knowing the difference
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You are not in loss untill hold your position.
Many stocks are quite good but looks like liabilities during market correction.
keep your nerves and hold with conviction giving time,You will overcome not only mental fearness but a profitable portfolio.
Learn from history and don’t forget what’s happened last month
#stockmarket
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Smart move! Paytm isn’t targeting transactions here but targeting behaviour. Teenager learns payments on Paytm, parent monitors spending on Paytm & over time that relationship can expand into wallets, savings, insurance, investing etc; that’s how fintech platforms build lifetime customers, not just app users
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@simplykashif Yeah at this point it's just.. Tuesday. 😂
Threats, Caps lock, signing his own name is so predictable one could set that Iranian clock to it. We're not even surprised anymore, we're just documenting:)
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@SandeepMall Irony is we spend billions on supplements, biohacks and longevity protocols but the 4things you listed are free or nearly free & most people still struggle with them. Problem was never information but was never making peace with how unglamorous the answer is
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Two hikes in 48 hours tells you something important. When the affordable fuel slowly dragging towards..stops being affordable, the real cost isn't at the pump but it's in the livelihoods of millions who built their lives around that price point. Inflation doesn't hit everyone equally but always finds the most vulnerable first
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CNG Price: 2nd Hike in 48 Hours in Delhi-NCR! ⛽
CNG price in Delhi has been increased by ₹1 per kg to ₹80.09/kg.
This is the 2nd hike in just 48 hours.
In Noida-Ghaziabad, CNG now costs ₹88.70 per kg.
The back-to-back hikes will increase running costs for autos, taxis, and common people.
niftykaboss.com

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@Prakashplutus Easy money funds ambition while expensive one tests survival..AI adoption may continue but weaker companies burning cash could hit the wall much sooner than markets expect because in every boom, capital decides who scales while in slowdown its the CF that decides who survives!
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Good morning. Happy Monday. ☀️
Most investors check prices daily but never check their strategy.
The best returns don't come from finding the perfect asset.
They come from:
-Buying when others panic
-Holding when it's boring
-Selling when it's euphoric
This week, invest smarter. Not louder!
#investing #MoneyMindset
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@Iamsamirarora @vijayshekhar Jab We Met - the headline and the interview, apparently not for now:)
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Most investors think mutual fund returns are the same for everyone. They’re not!
Two people can invest in the same fund & still earn completely different returns. Why?
Because timing changes everything.
Investor A:
• Continued SIPs during crashes
• Bought more when markets were fearful
• Stayed invested for years
Investor B:
• Paused SIPs during panic
• Invested only after rallies
• Exited during volatility
Same mutual fund. Different XIRR.
That’s the difference between: Absolute Return & CAGR & XIRR
Investor's actual report card is reflected in XIRR.
Always judge yourself by XIRR.
#SIP #WealthBuilding

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Sunday Wisdom 🌅
An investment in knowledge pays the best interest - Benjamin Franklin
Rs 10,000 invested blindly → luck
Rs 10,000 invested with understanding → conviction
Before Monday opens:
✦ Know WHY you own what you own
✦ Read what the market ignored this week
✦ Question one thing you assumed was true
Knowledge doesn't show up in your DEMAT.
But it shows up in every decision you make.
#weekendwisdom
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@nakulvibhor Here whats the more impressive than the recovery is that ordinary Indians who held through wars, viruses, demonetisation etc with no fancy risk models, no Bloomberg terminals, just SIPs running quietly every month & that's the real India growth story
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The biggest investor mistake?
EGO = 1/KNOWLEDGE
The less you know, the more confident you are.
The more you learn, the more you realize how much you don't know.
Humility isn't weakness in investing — it's the edge.
#investing #WealthBuilding

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Neelam Beniwal, CFA retweetledi

@GrantCardone Inflation is painful when money sits idle & powerful when money owns businesses & productive assets. Most don’t realize it until years later
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Everyone wants multibagger returns.
A few can handle the journey that comes with them.
The same stock people proudly post at +80% often gets hated at -30%.
That’s the real test of investing.
Not finding good companies.
Holding your conviction when the market tests it.
#investing #WealthBuilding
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Neelam Beniwal, CFA retweetledi

Trump on Taiwan: When you look at the odds, China is very, very powerful, big country. That's a very small island. Think of it, it's 59 miles away. We're 9500 miles away. That's a little bit of a difficult problem. Taiwan was developed because we had presidents that didn't know what the hell they were doing. They stole our chip industry.
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