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Fintech Takes
46 posts

Fintech Takes
@FintechTakes
People have called us "the AWS of fintech newsletters." Ok, fine. One person said that. Fine, fine. It was @AlexH_Johnson.
Katılım Eylül 2020
31 Takip Edilen3.1K Takipçiler

New Deep Dive Essay -- Unbundling the Financial Services Stack fintechtakes.com/articles/2024-…
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Three fintech news stories from the last week or so 📰
1.) Experian acquires NeuroID.
2.) Skyfire Systems raises a seed round.
3.) Pipe officially pivots into Capital-as-a-Service.
Interested in learning more? Go here: fintechtakes.com/articles/2024-…
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New essay just dropped!
Why is it so hard to freeze your credit file?
fintechtakes.com/articles/2024-…
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Happy Monday!
Klarna is launching a stored balance account. Apple is opening up access to its NFC chip. Public is making it easier to invest in corporate bonds. Online sports betting is bad for you. Brokered deposits are controversial.
Here's the latest: fintechtakes.com/articles/2024-…
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New Essay: Product Development > Risk Management
fintechtakes.com/articles/2024-…
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Fintech Takes retweetledi

Some news - I'm finishing up with Costanoa and ramping up my search for what's next.
jaredfranklin.com/2023/09/18/unc…
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🚨 New Essay Alert 🚨
Alex Johnson@AlexH_Johnson
@FintechTakes Essay: Big Tech is Now Focused on Financial Services Apple & Google have gone from not caring about financial services to carrying about it as an add-on for their core products to seeing it as a primary revenue driver. This is a BIG deal. newsletter.fintechtakes.com/p/big-tech
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Fintech Takes retweetledi

Join Fintech Meetup and meet with Alex Johnson, Creator at @FintechTakes. Join 30,000+ virtual meetings on March 22-24 with thousands of participants. TODAY is the last day to get tickets! bit.ly/347vxLj

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Fintech Takes retweetledi

The conditions are right for banking as a service (BaaS) to explode in the next few years.
What will that look like? And what will happen next?
I don't know, but here are 9 questions that are shaping my thinking on the future of BaaS.
newsletter.fintechtakes.com/p/baas
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Fintech Takes retweetledi

New @FintechTakes post.
Don't be surprised if the idea of banks and fintech companies building virtual branches in the metaverse catches on in the next 12 months.
My advice to banks and fintech companies: don't do it!
Here's why:
newsletter.fintechtakes.com/p/metaverse-br…
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Fintech Takes retweetledi

@FintechTakes: Five fintech trends that caught my eye in January.
1. Fashion-forward Fintech
2. The Neobank-ification of QuickBooks
3. The Credit Bureaus Evolve
4. The Delicate Dance of the DeFi Mullet
5. Better Banking for Lower-Income Americans
newsletter.fintechtakes.com/p/fintech-fire…
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Fintech Takes retweetledi

@FintechTakes: BNPL is the New Overdraft.
BNPL companies love comparing their products to credit cards, but in the case of pay-in-4 BNPL, the better analogy is overdraft.
Regulation for both overdraft and BNPL (👋@CFPB) should take this into account.
newsletter.fintechtakes.com/p/bnpl-new-ove…
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Final post of 2021.
5 things that won't change in financial services in the next 10 years:
1.) Convenience
2.) Customer Service
3.) Trust
4.) Capital
5.) Banking is Good business
newsletter.fintechtakes.com/p/what-is-not-…
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Fintech Takes retweetledi

Fintech has a first-party fraud problem and they're talking about it...
Fintech’s Fraud Problem: Why Some Merchants Are Shunning Digital Bank Cards
j.mp/3EzbItC
via @alexh_johnson @FintechTakes
#neobanks #fraud #fintech
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The Fintech Acquisition Boom of 2021.
newsletter.fintechtakes.com/p/fintech-acqu…
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Fintech Takes retweetledi

New @FintechTakes newsletter: We're not a bank. We're a software company.
But is that really true?
I'm mostly unconvinced, but there are three neobanks that really have built differentiated SaaS products.
Will we see more in the future?
newsletter.fintechtakes.com/p/software-not…
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How Mid-size Banks Can Survive Fintech
newsletter.fintechtakes.com/p/mid-size-ban…
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Reimagining Mortgage Servicing
newsletter.fintechtakes.com/p/mortgage-ser…
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Life Stage Products, not Life Stage Marketing.
newsletter.fintechtakes.com/p/life-stage-p…
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