Andrew Lokenauth
36.4K posts

Andrew Lokenauth
@FluentInFinance
I write https://t.co/mkgnr1Cb9H, trusted by 100,000 to get smarter with money, investing, the economy, stock market, geopolitics, tech/ai and decision-making.


BREAKING: US mortgage rates rise to 6.66%, highest level in a year

JUST IN: US debt now "exceeds" 100% of GDP for first time since World War 2

Buyers hiring a real estate agent in 2026 is hilarious. You find your house on Zillow, your agent prints some forms, and then you pay them $18k

I think I’ve reached the point where I’d rather stay in a hotel than an Airbnb. I don’t want to buy groceries. I don’t want to take out the trash. I don’t want to strip the bed before checkout. I want a cozy hotel room, breakfast waiting downstairs, housekeeping doing their thing, and zero responsibilities while I’m on vacation. When I’m traveling, I want to be a guest, not a temporary homeowner.



The US economy basically works like this: Get paid: $4,500. Give $1,800 to a landlord. Give $450 to health insurance. Give $400 to a car payment. Give $300 to gas. Give $350 to groceries. Give $200 to student loans. Spend the rest surviving until next payday. Then get lectured by someone who bought their house for $52,000 in 1985 about how you need to stop buying avocado toast and cancel Netflix.



The gender wage gap is mostly about married men doing an incredible job earning more than everybody else.

The US stock market peaked 26 years ago. Priced in gold, the S&P 500 is still down 66% from its 2000 high. It is LOWER today than the day Nixon closed the gold window. You just don't see it — because you measure your life in dollars.

The gender wage gap is mostly about married men doing an incredible job earning more than everybody else.

BREAKING: 77% chance Fed “maintains” interest rates tomorrow


I've invested in fintech for nearly 20 years and I've never seen 2 moats erode this fast… until now: x.com/i/article/2082…

JUST IN: US dollar lost 97% of purchasing power since 1913

The most damaging shift in the modern economy was turning housing from shelter into the primary savings vehicle of the middle class. Once millions of households depend on prices rising, affordability and wealth preservation become opposing goals. If young workers conclude that homeownership is permanently out of reach, the consequences will extend far beyond housing.


JUST IN: US dollar lost 97% of purchasing power since 1913
