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Andrew Lokenauth
36.1K posts
Andrew Lokenauth
@FluentInFinance
I write https://t.co/mkgnr1CIZf, trusted by 100,000 to get smarter with money, investing, geopolitics & the economy. 20yrs in finance—Follow for daily posts.
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@ChrisCote24 Some people have no control and would spend it too quickly lol
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@FluentInFinance Why would anyone select 4 over 3. 120k at 10k per month vs 100k lump sum at the begging of the year?!?
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You can only pick 2:
1. Never pay taxes again
2. No rent or mortgage (ever again)
3. $10k passive income each month
4. $100k deposited to your bank account every January 1st
5. Never pay for a flight or hotel again
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@thehierophant96 The real issue isn't politicians. It's the system they live in. Politicians run for office every 2-4 years. Debt compounds for decades. There's zero reward for fixing a problem the next generation will feel.
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@FluentInFinance And I don’t think any politician is going to fix it. Each subsequent admin just piles it on even more.
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The US deficit just hit $955 Billion in 7 months.
That's $3 billion EVERY SINGLE DAY.
And the math gets worse.
We are on track to hit nearly $2 Trillion in new debt this year alone.
Right now, 22% of your taxes go straight to paying interest on government debt.
And the Congressional Budget Office projects that in 10 years, 30% of your taxes will go toward paying interest on government debt.
That's nearly 1 in 3 dollars.
That money does not go to fixing our roads, funding our local schools, or improving healthcare.
And it's only getting worse.
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@drewski0123 The 10-year projection from the CBO isn't a worst case. It's the BASE case. It assumes no recession, no new wars, no major spending bills lol.
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100,000+ tech layoffs in 130 days.
Most people think the tech layoff wave is over. It's not. 100,000+ jobs have already been cut in 2026. And we're only 4 months in.
This isn't a layoff cycle. It's a STRUCTURAL SHIFT.
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@elonmusk The most dangerous ideas aren’t the ones people argue against. They’re the ones no one is allowed to question.
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Read this book and give it to all your friends.
Survival of civilization depends on it!
Gad Saad@GadSaad
#2 across all new releases in Canada.
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Business schools are now cutting MBA programs by as much as 50% due to falling demand.
Applications are collapsing and the reasons are impossible to ignore:
- AI is wiping out the white-collar jobs MBAs were built to unlock
- The job market for new grads is the weakest it's been in years
- Average MBA debt sits around $80K-$100K (before interest even kicks in)
The ROI is falling. The risk is rising.
Business schools are in panic mode right now.
For decades, schools sold one idea.
Pay $150K now. Earn it back in 3 years.
That math doesn't work anymore.
The scam is finally collapsing.
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PRESIDENT TRUMP JUST REVEALED HIS LATEST STOCK TRADES.
He filed new financial reports with the Office of Government Ethics.
On May 8th he told the whole country to 'Go buy Dell.'
The stock shot up 12% that day.
He owned $DELL the whole time.
Some of the other buys include: Intel $INTC, Palantir $PLTR, Sandisk $SNDK, and NVIDIA $NVDA.
Politicians have made public statements that sent prices up or down.
They've sat on committees that set policy for entire industries they invested in.
They've voted on legislation that directly moved stocks they held.
And none of it is technically illegal.
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The US dollar lost 30% of its value over the last 6 years.
Think about what that actually means.
$100K in 2018 is equivalent to $70K today.
When the government prints more money, your dollars lose their value.
You pay more for the same things. Groceries. Rent. Gas.
Between 2020 and 2023, the U.S. government printed $6+ trillion into the economy. The Fed kept interest rates near zero for years. It felt like free money.
But there's no such thing as free money.
When you flood the economy with cash, each dollar buys less. More dollars chasing the same goods. Prices rise. Your purchasing power shrinks. It's basic supply and demand.
The worst part? Wages don't keep up.
Here's what you do long-term:
1. S&P 500 Index Fund in your Roth IRA (~10%/year historically, tax-free)
2. Real estate (beats inflation over time)
3. Hard assets & commodities
4. Invest in your skills and income potential
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Realizing that inflation hit its highest reading since 2022 just to keep the Strait of Hormuz open… which was already open before all of this.
That the problem never existed to begin with.
Watcher.Guru@WatcherGuru
JUST IN: 🇺🇸 US PPI rises to 6%, higher than expectations.
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JUST IN: US April PPI inflation RISES to 6.0% (above expectations of 4.9%.)
Core PPI inflation RISES to 5.2% (above expectations of 4.3%.)
PPI inflation is now at its highest levels since 2022.
I’m sure everything is fine.
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The brutal truth about the economy nobody wants to hear:
Reporter: “To what extent are Americans’ financial situation motivating you to make a deal?”
President Trump: “Not even a little bit. I don’t think about Americans’ financial situations.”
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@EricSpracklen The loudest voices saying "no crash coming" are realtors, mortgage brokers, and banks. They all get paid when you buy.
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‼️HOUSING CRASH ALERT‼️
Zillow is now forecasting that 309 of 894 US metro housing markets will decline in price by 2027— THAT’S OVER 1/3 OF THE COUNTRY!
Anyone denying that a housing crash is imminent is lying to you and themselves!
Eric Spracklen 🇺🇸@EricSpracklen
🚨HOUSING MARKET IS GOING TO IMPLODE🚨 New reports show that existing home sales numbers are horrific with no signs of rebound. - Mortgage rates are too high - Home prices are too high - Low rate homeowners frozen in place - Inflation outpacing wages The crash is coming.
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@HustleAudit Companies are already splitting into two camps. One camp is using AI to make their people better. The other is using AI to make fewer people necessary.
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@FluentInFinance That’s is true. Let’s hope the CEOs and others in charge get that memo rather than throwing people out.
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AI won’t replace those who use it. It will replace those who don’t.
The ones who win will use tools like this to run 3x the searches in half the time while keeping relationship-building at the center.
Ben Keighran@benkeighran
Most recruiters have no idea Claude can already 10x sourcing. The problem: Claude can’t search LinkedIn. Until now. I connected Claude to a new AI agent called Super Carl in ~2 minutes. Now Claude can search 1B+ people profiles, reason across your network, and build warm recruiting shortlists for you 👇
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@benkeighran Average time-to-fill a senior role is around 45-60 days. Most of that time is spent on outreach that goes nowhere. Cut cold outreach by half and you probably cut time-to-fill by a third.
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Most recruiters have no idea Claude can already 10x sourcing.
The problem:
Claude can’t search LinkedIn. Until now.
I connected Claude to a new AI agent called Super Carl in ~2 minutes.
Now Claude can search 1B+ people profiles, reason across your network, and build warm recruiting shortlists for you 👇
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Calling it doom and gloom is the easy way to dismiss data you don’t like. I’m not pessimistic. I’m paying attention. There’s a difference lol.
When a doctor tells you your cholesterol is high, you don’t call him doom and gloom. You change your diet. Honest diagnosis isn’t negativity. It’s the first step toward fixing something lol.
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@FluentInFinance You're pretty doom and gloom yourself there buddy...
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He’s predicted 69 of the last 3 financial crises
Watcher.Guru@WatcherGuru
JUST IN: Big Short investor Michael Burry says stock market is "minutes" away from a "bloody" crash.
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