Flyfishingstockz retweetledi
Flyfishingstockz
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Flyfishingstockz retweetledi

3 Things I wish I knew before my first 14er.
Which of these do you think matters most?
#Colorado14ers #HandiesPeak
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False. This is not a vaccine. This is a patent application covering the platform and constructs — not an approved product. Preclinical data (e.g., protection in animal models) looks promising, but it would require full clinical development, safety trials, and regulatory approval before widespread use.
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@money_cruncher And this is before things like 401k contributions, HSA deductions, or any tax credits
A lot of people hear “22% bracket” and think all $100,000 is taxed at 22%
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Most people have no idea how taxes work.
Say you make $100k W-2. Taxable income will be $83.9k (standard deduction $16.1k)
From there, you will pay:
10% * $12,400 = $1,240
12% * $38,000 = $4,560
22% * $33,500 = $7,370
Total federal tax is $13,170. You will also pay FICA taxes of $100k * 7.65% or $7,650, plus any state/local tax.
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Average age of first time home buyers:
1991: 27
1999: 28
2008: 30
2016: 32
2019: 33
2024: 38
2026: 40
Here's how smart families (legally) skip interest to buy homes in half the time:
You don't need to refinance.
You don't need to side hustle.
You don't need a windfall.
Just make an extra "principal only payment" once per month.
Here's the blueprint:
1. Take your monthly P&I payment
(not taxes or insurance)
2. Divide by 12
(eg. $1,704 / 12 = $142)
3. Pay that amount as "principal only"
(mid month, around the 15th)
4. Rinse and repeat until paid off!
On a $400k home at 7%?
You'll save $150k+ in interest...
And cut 7+ YEARS off your loan...
All for the cost of a weekend out 😤
Why won't your bank tell you this?
Because they'd rather you refinance.
"Lower your payment!"
But all that does is reset your "interest clock"...
And restart their profit cycle 🙄
This is just one strategy my wife and I used to build wealth.
Combined with aggressive investing?
Erin and I went from $304k in debt...
To millionaire status in 7 years.
Education has the best ROI.
Save this before you forget it...
Share it with someone who could use it...
And follow me for more 🤝🏻
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Say you make $300k/yr in IL. That's a 35% marginal fed tax + 5% state.
$24.5k 401k contribution will lower your taxes by ~$9.8k.
When you are retired, you will likely be in a much lower rate, say 22% in this example.
That's 18 percentage points of tax savings and opportunity cost on saved taxes.
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May 6th 2026 was my 50th birthday 🎂! (photo credit my son Jake).
It was a huge milestone for me, not only did I celebrate my 11th anniversary of being administered the DCVax in March. I never thought I’d make it to 50, especially celebrating with my family.
I’m very grateful to so many people who played a vital role in keeping me here. Dr. Linda Liau, Dr. Timothy Cloughesy, Nanette Fong, My family, my friends, F.O.G.
However even though I’m a long tail survivor, I’m sure there are many Doctors still dismissing this scientific breakthrough in personalized immunotherapy. To them I say, the proof is in the pudding, I’m not an anomaly. I’m not a one off…
I’m thriving, living my life with gratitude, & grace. I KNOW THAT NWBO’s DCVax WILL BE APPROVED. & there is little any Big Pharma executive or MARKET MAKER ON WALL ST. Can do about it. Sorry Kenneth C. Griffin your greed & political donations won’t save you, a wave 🌊 is coming for you…
@kshaughnessy2 @LisainNJUSA @HollensbeAmanda @nprpolitics @NorthwestBio @ElvirPons @NHSEnglandLDN @MHRAgovuk @NYMag @TheLastWord @LastWeekTonight @latimes @LAmag

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Dr. Jay Bhattacharya: Our hearts go out to the passengers aboard the cruise ship M/V Hondius and their families during this difficult time. Our CDC team began coordinating with domestic and international partners as soon as we were notified of a hantavirus situation.
We understand that people are concerned and looking for information and that is why we provided clear, written health guidance to the American passengers through the State Department. The safety and health of the affected American travelers is our number one goal.
Hantavirus is not spread by people without symptoms, transmission requires close contact, and the risk to the American public is very low. CDC has the world’s leading experts on hantavirus and is lending its technical expertise when coordinating with interagency partners, state health offices, and international authorities on response and repatriation planning. We will be monitoring the health status and preparing medical support for all of the American passengers on the cruise.
CDC will continue to update as more information becomes available and remains committed to protecting the health and safety of the American public.
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NWBO Spoofing Lawsuit - A Curious Defense Attorney Addition
$NWBO
The Case: Northwest Biotherapeutics, Inc v. Canaccord Genuity LLC, 1:22-cv-10185, (S.D.N.Y.)
In today's filing attorney Rushmi Bhaskaran entered her appearance for Defendant G1 Execution Services LLC in $NWBO's civil spoofing lawsuit.
It's interesting that G1 would bring in someone with experience on the criminal side while $NWBO's case is in civil courts. It makes you wonder what has been uncovered in discovery where Defendants felt the need to bring in this attorney at this particular stage of litigation.
"Former Assistant U.S. Attorney for the Southern District of New York Rushmi Bhaskaran—who has more than 15 years of experience handling sophisticated white collar fraud and cybercrime matters—has joined Ballard Spahr’s Litigation Department and White Collar Defense and Investigations Group as partner, firm Chair Peter Michaud announced today. Rushmi is resident in the firm’s New York office."
ballardspahr.com/insights/news/…
"Former Southern District of New York Assistant U.S. Attorney Rushmi Bhaskaran has joined Ballard Spahr’s Litigation Department, White Collar Defense and Investigations Group, and New York office. Rushmi has investigated and prosecuted white collar criminal cases involving bank fraud, mail and wire fraud, health care fraud, securities fraud, criminal tax violations, computer crimes, money laundering, false statements, sanctions violations, and violations of the Bank Secrecy Act."
bizjournals.com/newyork/potmse…
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