Fox Davidson

With comments from @wesdavFD whatmortgage.co.uk/news/borrowers…

Do you know which type of property provides the best yield for landlords in 2026? fdcommercial.co.uk/finance-guide/…

Holiday Let owners: 2026 brings major changes! Mandatory registration in England, planning updates, safety rules and tax shifts after FHL abolition. Don’t get caught out, read our complete guide: foxdavidson.co.uk/2026/01/28/hol… #HolidayLets #ShortTermLets #UKProperty

One of the best photos, this is the Windsor Cafe in bell lane, Spitalfields, London. Circa 1970. Wonder what the talk was all about then. At FD Commercial & Bridging we fund all types of commercial property for business premises & investors £250k -£100m + hello@fdcommercial.co.uk

Bristol commercial mortgage secured. fdcommercial.co.uk/finance_case_s…

In the news. #google_vignette" target="_blank" rel="nofollow noopener">birminghammail.co.uk/news/money/buy…

best places to invest in London in 2026. foxdavidson.co.uk/2026/01/14/bes…

can you get a mortgage on a timber framed house? foxdavidson.co.uk/2026/01/15/can…

Buying property in Knightsbridge foxdavidson.co.uk/2026/01/20/eve…

Great to see another drop in interest rates. Base rate now 3.75%

Barclays now accepting 100% of of profit after tax, interest only improvements too. #innovationforgood

For all self-employed income evidence, the most recent year end must not be more than 18 months before the date of the application. From Monday 6 October many lenders will need your 2025 tax calculation to have been submitted. #tax #selfemployed #londonmortgagebroker

In a shifting UK property market, homeowners are increasingly turning to raffles as an alternative to traditional estate agents, with entry fees as low as £2 offering a novel path to selling a home! @Telegraph #UKProperty" target="_blank" rel="nofollow noopener">telegraph.co.uk/money/property… #MortgageAdvice

Average fixed rates stable: 2yr at 4.98%, 3yr 4.87%, 5yr 5.02%. Lenders like Santander (cuts up to 19bps), TSB (15bps), and Virgin Money (34bps) lower rates, while some hike—Barclays’ 4.85% 2yr fix at 95% LTV boosts first-timers. Sub-5% deals gaining traction. Remortgaging dips in August: instructions down 8% MoM, completions fall 28% seasonally, yet avg payments rise £354—45% increase loan sizes, 26% tap equity. Two-year fixes lead at 46%; London loans avg £370k vs £176k elsewhere. Industry moves: Pepper Advantage acquires Computershare’s UK servicing, adding £50bn in assets. NatWest launches BTL loans, cuts resi rates for FTBs. Rental supply tightens as landlords exit, pushing rents up—4+ bed homes hit £2,010 avg. 350k face renewal shocks; experts say lock in rates now. Budget stamp duty rumors swirl—stay alert! #MortgageNews #UKProperty #mortgagebroker

Bank of England held base rate at 4% after August cut, with inflation steady at 3.8%—next move likely hinges on upcoming data, but markets eye possible late-year trim. Avg mortgage rates dip slightly: 2yr fixed now ~4.55% (up 0.01% WoW but 0.42% YoY lower), 5yr at 4.57%; sub-4% deals emerge for low LTV, boosting affordability for first-timers with avg £1,064 monthly payments on £227k homes. Lenders like Nationwide slash rates despite hold, signaling competitive pressure. House prices climb 2.7% YoY to £292k avg, with South West up 1.4% monthly—North East leads annual gains at 7.9%, while London lags at 0.7%. Market on pace for 5% more sales (1.15m total), driven by first-time buyers and improving incomes; autumn season heats up, but Budget stamp duty/CGT rumors spark caution. Rents hit £2,010 avg for 4+ bed homes, up amid supply crunch in cities like Manchester. Watch for gilt yield spikes that could nudge rates higher—consider locking in soon if remortgaging! Can always secure a cheaper rate if they do come down. #MortgageNews #UKProperty #HousePrices

Renting your property via Airbnb, Fox Davidson specialise in Airbnb mortgages. foxdavidson.co.uk/airbnb-mortgag…

These are our Top 10 places to live near Bristol 2025. foxdavidson.co.uk/2025/09/12/10-…

Cotswold Property. Best places to buy a home in the Cotswolds. foxdavidson.co.uk/2025/09/03/the…