American takes out a student loan for $8,645.
After years of payments, he’s paid $7,450.
His current balance? $8,750.
He pays $7,450 — and somehow owes MORE than the original loan.
This is usury, and it should be illegal
I’m a loser at 27 😭. Made dumb financial decisions and struggled with depression most of my 20s. Last year I got laid off and my car was repossessed. I found another job recently, but the damage feels permanent.
Credit score: 290. $23/hr in a kitchen. No savings, no retirement. My sociology degree feels worthless. I can’t afford to rent alone, so I’m stuck with roommates for years. I’m just… lost.
🚀🌌 Stargate entry complete - VET staked, Flash NFT secured.
Now earning $VTHO as my node orbits through the reward cycles.
Next stop: the future of decentralized infrastructure.
🔗 stargate.vechain.org
I have called for the full release of the Epstein files. I have provided a sworn statement of what I know. And just this week, I’ve agreed to appear in person before the committee. But it’s still not enough for Republicans on the House Oversight Committee.
🚨You may dislike Dan Pena, but he did warn everyone.
"When the real founder of #Bitcoin comes out, Bitcoin will go to f**king ZERO.”
Bitcoin wouldn’t reach 1 cent without Epstein Island.
kinda wanna get a hobby in 2026. what is a good hobby for dads with no spare money and who only have free time in blocks that are 40 minutes or shorter and happen at completely unpredictable dates and times? it can’t be smoking cigarettes, thats way too expensive in CA these days
I sold all my Bitcoin the day Trump took office.
I put every cent into physical silver.
Everyone laughed and called me a boomer, but absolutely no one is laughing now.
Silver to $1,000+
@KurtSupeCPA If her house is really worth that her property tax and insurance is 20-30k a year... upkeep will be through the roof (literally and figuratively); she will have to tap her savings...
Client walks in. 68 years old. $2.8M net worth.
House is paid off. Worth $950K.
She's living on $38K a year from Social Security.
Tell me how that makes sense.
She brings coupons to restaurants. Buys the cheapest everything.
"I'm not taking money from my retirement accounts. I need that for emergencies."
What emergency costs $2.8M? You're denying yourself basic comforts at 68. You haven't visited your grandkids in Phoenix in 2 years. Your emergency fund has an emergency fund.
She fought me for 8 months.
"My parents taught me never to touch principal."
Your parents also retired with a pension and died at 74.
We finally got her to take distributions last year.
$120K annually from her portfolio. Still only a 4.3% withdrawal rate.
Now she's flying to Phoenix quarterly. Took her grandkids to Disney. And stopped agonizing over every $12 purchase.
She spent 3 years being miserable with $2.8M in the bank.
You don't get a prize for dying with the most money.
My coworker is 40 with 2 young kids
Been living paycheck to paycheck
And has $5k in credit card debt
Never been on vacation as a family
Just got a $5k bonus at work
He can finally pay off the credit card
Or can take the family to Disney
Which one should he choose? 🤔