Gabrielle Monaghan

Investing or overpaying a mortgage – which is the best use of €10,000? @Independent_ie independent.ie/business/money…

Nine ways the war on Iran could affect you over the next few months @Independent_ie independent.ie/irish-news/nin…

@CillianKilkee That's great, Cillian. That seems to be close to the average bill if it's highly efficient and everything's working correctly -- the property is well insulated, airtight, you're on the correct tariff etc. But for some people, the switchover is a steep learning curve.

@GabbyMonaghan Our total energy bill (100% electric for all cooking, lighting and heating with heat pump) for the year, including solar used and sold to grid, will be approximately €500.

In the Money section of today's Sunday Independent and on @Independent_ie: Why your heat pump is not saving you the money you’d expected -- and what to do about it Thanks to @AoifeMFoley, @Kilowatt_ie and Brian McIntyre at the SEAI for their insights. independent.ie/business/money…

@AoifeMFoley @Independent_ie @Kilowatt_ie Thanks a million for your help with it, Aoife!

@GabbyMonaghan @Independent_ie @Kilowatt_ie Wonderful chatting Gabrielle and hopefully this helps folks.

@noshiteplease If you read the piece, you'll see the high cost of electricity is mentioned as a factor.

Actually, even if an older Home has been retrofitted, it's doubtful IMHO a heat pump will actually work efficiently. A glaring omission from this Article is the actual cost of Electricity in Ireland, the Highest in Europe, possibly the world.

‘Don’t ask people to read something you couldn’t be bothered to write’ – Irish publishers warn authors over use of AI @Independent_ie independent.ie/irish-news/don…

How a dodgy or ill-planned attic conversion can slash the value of your home buff.ly/CrvKxEB

‘Downsizing’ – even the word can be emotive, but if you don’t have a large pension, it can be literally life-changing buff.ly/sxVKmkp

@darrenmcentee Hi Darren. It only applies from April. If you'll be continuing to buy back years, you'll be paying the class 3 rate for each of the UK tax years from April 2025-26 onwards. If you've finished buying contributions, it wouldn't affect you.

@GabbyMonaghan Hi Gabby, do you know for people who are already on Class 2, will they be locked in at that Class 2 rate, or will the new changes be broadly applied to everyone from 2026? Thanks

UK to close loophole that grants cheap windfalls to Irish pension savers @Independent_ie independent.ie/world-news/bri…

Inflation shoots above 3pc for the first time since 2023 independent.ie/business/money…

‘I rely on cups of tea to stay warm’ – how ‘middle Ireland’ is coping with energy costs buff.ly/c01Sw0k

Stringent new tenancy rules spark ‘stampede’ of landlords from market as fears for renters grow buff.ly/smRulIO

Smart electricity meters still baffle consumers with two fifths unaware of how to use them, Electric Ireland survey reveals. @Independent_ie independent.ie/business/irish…

Liath's first presidential election

I wish Catherine Connolly would answer questions properly but this attack ad from Fine Gael is a new low for the Irish political landscape and smacks of desperation.

In the Money section of today's Sunday Independent: How to get your property tax valuation right, and what happens if you get it wrong @Independent_ie independent.ie/business/money…

In today's Sunday Independent: Tens of thousands now eligible to defer Local Property Tax, potentially until after death @Independent_ie independent.ie/irish-news/ten…