Haul and Hodl

443 posts

Haul and Hodl

Haul and Hodl

@HAULANDHODL

TX Katılım Ağustos 2010
494 Takip Edilen191 Takipçiler
I got 5 on it
I got 5 on it@daguyoverthere·
That's 2 times @David__DAYF had to get them to stay honest. Y'all should be thanking him @Zebec_HQ community since you won't ask the hard questions because you're afraid to hurt your buddies feelings. Good job @David__DAYF and @nofacecryptoinc for keeping them honest with their community. No way that would have been addressed if left to the community.
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@nofacecrypto on YT
@nofacecrypto on YT@nofacecryptoinc·
Yes, which white paper are you pulling that from, this is mica which is the latest so i go off that, to which they are saying they had a dao vote to stop burns. 2 issues with that actualy 3, zebec manipulates dao bc they hold all the supply, the dao vote to stop burns never actualy happened and simon proved theyve been lying for years
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Then there’s this: Section G.13 (Supply adjustment mechanisms): “Zebec Network (ZBCN) does not implement any supply adjustment mechanisms that respond automatically to changes in market demand. The protocol does not feature dynamic monetary policies such as algorithmic rebasing, elastic supply adjustments, or demand-linked token issuance or burning.”
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Section G.13 (Supply adjustment mechanisms): “Zebec Network (ZBCN) does not implement any supply adjustment mechanisms that respond automatically to changes in market demand. The protocol does not feature dynamic monetary policies such as algorithmic rebasing, elastic supply adjustments, or demand-linked token issuance or burning.”
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Haul and Hodl retweetledi
🇺🇲ZBCNLEGEND🇺🇸 ™️
🇺🇸🎆 BIG ANNOUNCEMENT COMING JULY 4TH! 🎆🇺🇸 To celebrate America's 250th Birthday, I'll be announcing a 250,000 $ZBCN Giveaway on July 4th! 🔥 250 years of freedom. 250,000 ZBCN. One incredible community. All are welcome to participate. Make sure you're following so you don't miss the official giveaway announcement and entry details. ✅ Follow @ZBCNLegend ✅ Turn on notifications 🔔 ✅ Like & Repost to spread the word for your entry to be locked in!! Who's ready for July 4th? 🇺🇸👇 Previous winners: @MaddPharmer : 100k Wallets @Gonerouge7777 : 2026 XRP Las Vegas @EarlLeeTurtle & @cornxrpl : Friday night Fiesta #ZBCN #ZebecNetwork #xrpl
🇺🇲ZBCNLEGEND🇺🇸 ™️ tweet media
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
You’re quoting PX87 — a June 2015 due-diligence Q&A Ripple answered for one prospective market maker, describing the 2015 protocol. Read Q20(a) again: a market maker needs “a very small amount (e.g. $10 worth)” of XRP for its reserve, and Ripple offered to provide it free of charge. So your “$10k for a spam detector” is the doc refuting you — it’s $10, it’s free, and it’s a one-time reserve in units, not a payment. Two more misreads: “security mechanism” ≠ “security token.” It secures the network against DoS; it’s not a securities-law label. And “optional” was a protocol-design statement to a regulator — yes, you can make markets in fiat pairs directly. Optional ≠ unused. Ripple then built ODL on that exact optional bridge. Optionality means it has to win on merit instead of mandate. That’s a feature, not a gotcha.
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ĐΛRKHØRSΞ™
ĐΛRKHØRSΞ™@Dark_horse·
🤔🤔🤔 To all these new people to XRP that are now pushing the old narratives again, can we just remember that Ripple always said XRP is a security token for spam detection. And bridging is "optional" imagine paying $10k for a spam detector
ĐΛRKHØRSΞ™ tweet media
ĐΛRKHØRSΞ™@Dark_horse

🫡🫡🫡 when you actually know the truth, #SBI has been the Japanese version of Ripple they are both Stewards of XRP bought 9% of the holdings and works with Ripple to distribute. You will see why SBI never said anything about XRP in that notice it put out because Japanese Regulations stop them. 🔸️Almost 90-95% of sales for #XRP go to exchanges 🔸️The lawyers own documents, Expaining everything I have been telling you about the XRP use case between Ripple and the Partners.

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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Strong breakdown — you’ve nailed why the separation matters. The whole game is stopping a bank from issuing a bearer-style payment instrument that quietly carries deposit insurance, bank credit and yield all at once. That’s the arbitrage regulators have to close. Where I’d push the “why need a stablecoin at all?” question, though: a tokenised deposit is only ever a claim on one specific bank. It’s fungible inside that bank’s perimeter and with whoever that bank will onboard — and that’s it. A JPM deposit token and a Citi deposit token aren’t automatically worth the same to each other; that interbank par problem is the entire reason Partior exists. A stablecoin is one fungible bearer instrument that settles across every venue and counterparty without both sides banking in the same place. Your exchange example actually proves the point — the reason you don’t “need” a stablecoin there is that the exchange is quietly acting as the shared ledger. Step outside that one venue and the gap reappears. And the credit profile differs: a TD (tokenised or not) is a fractional claim on a bank; a GENIUS-compliant stablecoin is fully reserved 1:1. “Fractional reserve” is a loaded jab but it’s not wrong — LCR/ILAAP manage that risk, they don’t erase it. So the line blurs hard at the retail-payments layer, agreed. The two just don’t fully collapse the moment you leave a walled garden.
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ĐΛRKHØRSΞ™
ĐΛRKHØRSΞ™@Dark_horse·
🫡🫡🫡 I read this letter by Ripple, The first 2 pages are essentially Ripple establishing credibility, highlighting NYDFS, attestations, Deloitte as auditors, regulatory compliance etc. The remaining comments are heavily focused on keeping Tokenised Deposits (TDs) and stablecoins separate. Ripple is effectively saying tokenised deposits could evolve into stablecoins in all but name. If banks can issue assets that move P2P, circulate beyond their customer base and are used for payments, while still benefiting from traditional banking treatment, then you've essentially created a stablecoin under a different label. The concern isn't the technology itself, it's the regulatory distinction. If two products behave the same way, but one is regulated differently simply because it's called a "tokenised deposit", you've created an uneven playing field. Ripple's message to regulators is simple: Don't regulate based on what an asset is called. Regulate it based on how it behaves. The knock-on effect is that this also protects the future stablecoin market. Otherwise, banks could issue stablecoin-like products under deposit rules, blurring the lines between the two and potentially undermining independent stablecoin issuers. However, there is a counterargument to Ripples request and I think the banks may push it.. Ripple describes tokenised deposits as being part of a "fractionalized reserve banking system", but in my opinion this oversimplifies modern banking regulation. Banks today are heavily regulated through prudential frameworks, liquidity coverage requirements (LCR), ILAAP, capital requirements and stress testing. In fact, if a tokenised deposit can provide many of the same payment functions as a stablecoin, an obvious question emerges: Why would banks need a separate stablecoin ecosystem at all? Which is why I believe Ripple is pushing for more regulatory clarity. Not because tokenised deposits are bad, but because once the line between stablecoins and tokenised deposits blurs, the relevance and role of independent stablecoins becomes far less clear. If you could just use a TD and pay people using it, its on the blockchain, it could move to a wallet used to buy any crypto can cross border pay you is regulated already... why need a stablecoin? Its always been a question of mine when in an exchange, why do i need a stablecoin when i also have a wallet holding gbp... i think ripple also see this problem.
ĐΛRKHØRSΞ™ tweet media
Digital Asset Investor@digitalassetbuy

Here’s the @ripple letter to the FDIC from today’s video. fdic.gov/federal-regist…

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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Being ‘at a loss’ almost always comes down to entry point, not the project’s direction or fundamentals. If you bought near the top during hype, you’re underwater right now — that’s timing, not the coin failing. $ZBCN is still delivering (99% of promises hit), holder count keeps growing, and they’re executing aggressively. The only thing left is the Super App. Markets are rough, but smart investing means separating your personal buy price from the actual trajectory of the project. The direction is still up. Those who entered wisely (or average down with conviction) and stay patient will be fine. Unrealized losses ≠ project going the wrong way. Perspective is everything.
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Swizzled Out Trends
Swizzled Out Trends@SwizzTalks·
@gnuttz79 Patience is one thing, but what percent of the 108k+ holders are still at a loss right now while waiting on the SuperApp?
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George San Martin
George San Martin@gnuttz79·
If your question your investment always take a look at the bigger picture Market conditions are trash right now! The Positives Holder count growing ✅ Project aggressively making moves ✅ $ZBCN promises delivered 99% only thing not completed is the Super app ✅ Patience is 🔑
George San Martin tweet mediaGeorge San Martin tweet media
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Right, and well put. Same-asset leg = no bridge value; XRP keeps network utility only if it’s on XRPL; neutral routing is the actual win. That neutral-routing leg is already live — Ondo/JPMorgan/Mastercard did a real tokenized Treasury redemption on XRPL in May, and XRPL’s overweight in exactly the compliant institutional issuance the thesis predicts. Caveat: still single-digit share vs Ethereum’s majority. Real utility case, but it accrues as XRPL fees + auto-bridge demand — bounded, not the bridge moonshot.
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Alew
Alew@AlewXRP·
@HAULANDHODL @Dark_horse Yea, If the middle leg is same asset stablecoin transfer, XRP does not capture bridge value. At most it captures XRPL network utility if the transfer occurs on XRPL. XRP wins where direct stablecoin routes are weak, and where tokenized assets need a neutral native routing asset.
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Vet’s right on the mechanism. The sandwich’s middle leg is RLUSD→RLUSD — a same-asset transfer — so the rail isn’t doing cross-currency work. The FX happens at the on/off-ramps on each end. That’s structurally not XRP auto-bridging, where XRP sits between two currency order books in one atomic swap. Different primitive. And the Convera deal proves it rather than rebuts it: fiat in, RLUSD settles in the middle, fiat out, XRP only pays network fees. XRP isn’t bypassed by accident — a treasurer moving $190B/yr wants a dollar peg, not a token that moved 60% in six months. The honest bull case for XRP isn’t the sandwich. It’s the opposite corner: ODL / auto-bridging in corridors where no stablecoin can sit on both ends, once CLARITY makes XRP a legal settlement asset. Complementary parts of the stack, exactly — just doing different jobs. Conflating them is how the narrative gets sloppy.
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Alew
Alew@AlewXRP·
@Dark_horse You have to see Vets response, both Eri and Vet make great points and they are both correct. I’ve been telling people this about XRP for a while but I think in 10 years from now a lot of people are going to be very happy with where are at in the world of crypto.
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Mostly agree, and “beautiful vision” is more than most critics grant. But “they don’t own the rails, they rent them” describes every fintech in payments — ADP, Gusto, Deel, Chime, Cash App. None own ACH rails; all originate through sponsor banks. Not owning the rails is the model, not the danger. The risk you’re pointing at is sharper than “what if NatPay leaves” — it’s single-sponsor concentration. The fix is redundancy: more than one sponsor bank, multi-rail. So the real question isn’t “what if a partner pulls out,” it’s “do they have a backup ODFI lined up.” That’s checkable, and it’s the part I’d actually press on.
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Swizzled Out Trends
Swizzled Out Trends@SwizzTalks·
Here’s the danger: Zebec is not a bank. They don’t own the rails they rent them through NatPay . Beautiful vision, but execution depends on partners staying happy. One pullout and the TradFi bridge weakens.
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Swizzled Out Trends
Swizzled Out Trends@SwizzTalks·
“Zebec shills yelling ‘We joined NACHA!’ like they own the ACH network. Deep dive: It’s the Payments Innovation Alliance an industry collab club for networking and ideas. NOT full approval as ACH processor or independent operator. You still need bank sponsors like NatPay for real traditional ACH/direct deposit moves. What happens if NatPay decides they no longer want to be a partner? Back to scrambling for new rails while the on-chain side keeps promising.
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
@Dark_horse So what were the prompts given for it to get to that decision?
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ĐΛRKHØRSΞ™
ĐΛRKHØRSΞ™@Dark_horse·
🫡🫡🫡 For the sake of public interest I asked Grok, after teaching it about ZBC and Nuatilus and prior areas of Partnerships.. i asked it a simple question.. If you were wanting a payroll system and you put out a tender and Zebec payroll came up in an email how would you respond?
ĐΛRKHØRSΞ™ tweet mediaĐΛRKHØRSΞ™ tweet media
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
Fair points, but you’re arguing against yourself. You’re right the token isn’t the rail — ZBCN doesn’t move the money, stablecoins (USDC/RLUSD) do. And a payroll UI isn’t novel. Granted. But “same as Workday” is wrong. ADP/Sage/Workday settle through batch ACH — bank hours, T+1/T+2. ISO 20022 changes the message format, not the batch clearing underneath. Streaming per-second settlement on-chain + stablecoin + a card live in 138 countries in one stack is a different settlement primitive, not a reskin. And the XRP comparison cuts against you. XRP’s “real job” is a 0.00001 XRP burn — fractions of a cent — and even XRP analysts admit RLUSD just uses it briefly as a bridge with no lasting demand. So neither token is required to move the dollar. Both are value-capture wrappers. ZBCN ties capture to card-revenue buybacks; XRP ties it to a sub-cent burn. Which is more direct? The servers? Funded like every payroll SaaS — customers, via fees. Records live on a public chain, same role you credit XRPL with. The fair critique isn’t “so what.” It’s “show me the volume.” That one I’ll grant you.
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ĐΛRKHØRSΞ™
ĐΛRKHØRSΞ™@Dark_horse·
🤣🤣🤣 Wait a minute.... i watched the video of the super app. So ZBCN is now just another payroll application that will compete with the likes of ADP, SAGE, Brightpay and Workday? So we have come full circle to... a simple payroll software system that just plugs into the rails. (All the above can do this its mainly custom coded apis based on ISO20022 now) Thats it? I have Been building bespoke systems like this for 15 years, why do we need a token ZBCN to do what people have been doing for ages using current software already? Not being funny but... So what? At least Ripple use XRP for spam detection for RLUSD transactions and use the ledger to record the transactions. How does ZBCN fit into this .. super app? Congratulations zebec on building payroll software that is the same as the current software we have today. How are you funding the servers that hold the centralised system? Because companies will want seperate servers for auditing and nist security controls. 🙄 sooo many questions.. but i think zebec holders should be asking these questions.. what do i know about payroll?
Marco Salzmann 🇩🇪🇻🇪 Ħ@MarcoSalzmann80

🧵 Zebec, Stellar, Circle, MoneyGram, Stripe and Tempo may be building something much bigger than payroll. They may be laying the foundations for financial infrastructure designed for both humans and machines. At the center sits @StellarOrg. Not as a speculative asset, but as a settlement and asset layer capable of moving regulated stablecoins, tokenized assets and digital dollars globally in seconds and at negligible cost. @Zebec_HQ adds a distribution layer on top of that infrastructure. @circle contributes another important piece. Zebec recently joined Circle’s Arc Testnet, working alongside major financial institutions to explore more efficient USDC settlement. Combined with native CCTP support on Stellar, USDC liquidity can move seamlessly across multiple blockchain ecosystems without relying on wrapped assets or fragmented liquidity pools. In practice, liquidity originating on one blockchain could potentially settle and be distributed on Stellar while remaining fully fungible within the broader USDC ecosystem. The Zebec-Stellar rollout itself represents the payroll layer. But when combined with Circle’s CCTP on Stellar, MoneyGram access, embedded wallets and Stellar’s support for MPP, it begins to resemble a broader financial stack designed not only for employees, but eventually for autonomous software as well. Employers can stream salaries continuously in $USDC, $EURC or potentially $MGUSD over Stellar instead of relying on delayed payroll cycles and legacy banking rails. From there, value can move in three directions. First, to people. Through @MoneyGram’s integration with @StellarOrg, employees and contractors can convert digital dollars into local cash at more than 450,000 locations worldwide, even without a bank account. Second, to people who prefer to stay entirely digital. Funds received through @Zebec_HQ can be spent directly through cards, embedded wallets and consumer payment applications. This is also where Zebec’s Stripe connection becomes important. Through Privy, a @stripe company, Zebec can abstract away much of the wallet friction that usually keeps traditional users away from Web3 payroll. Employees do not need to manage browser extensions or private keys. They can access embedded wallets through familiar login methods, while the infrastructure underneath remains programmable. And third, to machines. @stripe and Tempo introduced the Machine Payments Protocol (MPP), reviving HTTP 402 “Payment Required” to enable autonomous agents to pay for APIs, SaaS subscriptions, datasets and digital services. Stellar subsequently introduced support for MPP through its SDK. With server-sponsored fees, AI agents do not need to hold native gas tokens. They simply transact in stablecoins. Three destinations. • Humans can cash out. • Humans can spend digitally. • Machines can transact autonomously. One settlement layer. Infrastructure, not speculation. @StellarOrg increasingly looks less like a payments network and more like a settlement layer for tokenization, stablecoins, payroll, remittances and the emerging machine economy. None of these companies have publicly presented this architecture as a unified roadmap. But the individual building blocks already exist. @StellarOrg @Zebec_HQ @circle @stripe @MoneyGram

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Haul and Hodl
Haul and Hodl@HAULANDHODL·
You’re quoting her FinTech Jail segment — the bit where guests name a buzzword they’re SICK of. She put “stablecoin sandwich” in jail. The “built our business on” line is her conceding the model works, then saying the label is noise and the real game is solving problems, not naming tech. So nobody’s coping. Sandwich is the path for liquid USD lanes today — granted. But XRP was never the entry/exit layer to begin with. On the XRPL it’s the native gas token behind every RLUSD move and the auto-bridge for routing — ~92% of ledger trades are Token/XRP pairs. That’s the plumbing, not the wrapper. Bridge asset vs sandwich isn’t a fight. It’s two layers of the same stack. DYOR.
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🌸Eri ~ Carpe Diem
🌸Eri ~ Carpe Diem@sentosumosaba·
While @Ripple has "built its business on the stablecoin sandwich", Cassie, the Ripple MD of UK | EU would like to put the TERM IN JAIL.😂 🔒'r Up! The Sandwich=Fiat->Stablecoin->Fiat Bridging two currencies in a transfer.
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
You’re quoting her FinTech Jail segment — the bit where guests name a buzzword they’re SICK of. She put “stablecoin sandwich” in jail. The “built our business on” line is her conceding the model works, then saying the label is noise and the real game is solving problems, not naming tech. So nobody’s coping. Sandwich is the path for liquid USD lanes today — granted. But XRP was never the entry/exit layer to begin with. On the XRPL it’s the native gas token behind every RLUSD move and the auto-bridge for routing — ~92% of ledger trades are Token/XRP pairs. That’s the plumbing, not the wrapper. Bridge asset vs sandwich isn’t a fight. It’s two layers of the same stack. DYOR.
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🌸Eri ~ Carpe Diem
🌸Eri ~ Carpe Diem@sentosumosaba·
1.🫡Fact: Stablecoin🥪Sandwich Convera builds “Stablecoin Sandwich” Payment Settlement Model with @Ripple. Begin with Fiat, Stablecoin Bridge for Settlement, Ends with Fiat. 2.🔥BREAKING 🚨SCOOP! June 16, 2026: Convera INTEGRATES Swift for cross-border payments. IN<>OUT 🧵1/2
🌸Eri ~ Carpe Diem tweet media
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Haul and Hodl
Haul and Hodl@HAULANDHODL·
You’re quoting her FinTech Jail segment — the bit where guests name a buzzword they’re SICK of. She put “stablecoin sandwich” in jail. The “built our business on” line is her conceding the model works, then saying the label is noise and the real game is solving problems, not naming tech. So nobody’s coping. Sandwich is the path for liquid USD lanes today — granted. But XRP was never the entry/exit layer to begin with. On the XRPL it’s the native gas token behind every RLUSD move and the auto-bridge for routing — ~92% of ledger trades are Token/XRP pairs. That’s the plumbing, not the wrapper. Bridge asset vs sandwich isn’t a fight. It’s two layers of the same stack. DYOR.
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🌸Eri ~ Carpe Diem
🌸Eri ~ Carpe Diem@sentosumosaba·
@KhaledElawadi OK Cupcake. Not sure why Cassie (UK|EU Ripple MD) would say they built their payments business on the stablecoin sandwich then.
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🌸Eri ~ Carpe Diem
🌸Eri ~ Carpe Diem@sentosumosaba·
Short List DYOR Help Who's deep in🥪STABLECOIN SANDWICHES? Make no mistake, stablecoins are the bridge, liquidity & settlement asset. 1. Convera (with Ripple) convera.com/blog/company-n… 2. Tazapay tazapay.com/guides/stablec… 3. Fireblocks fireblocks.com/blog/the-stabl… 4. Triple-A triple-a.io/blog/stablecoi… 5. Circle circle.com/blog/stablecoi… 6. Stripe (Stablecoin Sundae) stripe.com/resources/more… 7. Chainlink chain.link/article/stable… 8. Visa visa.com/en-us/solution… (references stablecoin models in payments) 9. Transak — transak.com/blog/what-is-s… 10. Bridge.xyz bridge.xyz/learn/understa… 11. Polygon polygon.technology/blog/what-is-a…
🌸Eri ~ Carpe Diem tweet media
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Haul and Hodl@HAULANDHODL·
XRP is the bridge. The “stablecoin sandwich” (Fiat → RLUSD/etc → Fiat) is the practical on/off-ramp layer many flows use today for stability. XRP remains the neutral, issuer-free bridge asset that connects currencies, chains & liquidity pools on XRPL. They’re complementary — not competitors. RLUSD growth deepens XRP utility.
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🌸Eri ~ Carpe Diem
🌸Eri ~ Carpe Diem@sentosumosaba·
Yesterday, people were angry, calling me an XRP hater because I shared a clip, exactly as the Ripple Dir answered, about building their payments business on the "stablecoin sandwich". In a sandwich, the stablecoin IS the bridge. DYOR because it's become standard. Endless Examples
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