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Three types of income and why you need all three. 1. Active income: Your salary. Your freelance gig. Money you trade time for. It stops when you stop. 2. Portfolio income: Dividends from stocks. T-bill interest. Money market returns. Your money working while you rest. 3. Passive income: Rent. Royalties. A business that runs without you. Money from assets you built once. Most people only have the first one. That is why taking a month off feels like a crisis. The goal is all three. Start with active. Use it to build portfolio. Use portfolio to fund passive. That is the ladder. Where are you on it?

Daytime hits different when New Jagermeister Orange pulls up. 🍊

Best performing shares on the JSE in 2025: 1) Choppies Enterprises: +843.75% 2) Sibanye Stillwater: +323.49% 3) Northam Platinum: +254.90% 4) DRDGOLD: +251.93% 5) Gold Fields: +210% 6) Impala Platinum: +205.46% 7) Valterra Platinum: +158.27% 8) Harmony Gold: +137.36% Miners🔥⛏️

@Fathers_Diary Imagine how much better the world would be if we were all taught these things I'd also add: - How to finish what you start - How to be alone without being lonely - How to regulate emotions under pressure - How to delay gratification

10 things to do in 2026: 1-Go all in on following Jesus 2-Make memories w/ family 3-Spend time in the Bible 4-Have an active prayer life 5-Be a good friend 6-Plug into a local church 7-Serve others 8-Exercise 9-Have a hobby 10-Laugh In fact, start them today. No need to wait.

1. Sell women Beauty 2. Sell men Lust 3. Sell parents Peace 4. Sell kids Dreams 5. Sell the rich Safety 6. Sell the broke Hope 7. Sell the old Youth 8. Sell the young Status 9. Sell the lonely Belonging 10. Sell the sick Miracles 11. Sell the healthy Fear 12. Sell the smart Shortcuts 13. Sell the dumb Validation 14. Sell the faithful Certainty 15. Sell the faithless Rebellion 16. Sell everyone Time You can make so much money. Try either. You can’t go wrong. Choose where money is.

High-Class Social Intelligence: 1. Remembering names 2. Introducing people properly 3. Giving credit publicly 4. Correcting privately 5. Leaving conversations gracefully 6. Making others feel at ease 7. Asking thoughtful questions 8. Respecting boundaries 9. Thank-you notes that mean something 10. Never embarrassing others

I fell in love with this sentence: "Forgive yourself for not knowing earlier what only time could teach."

2026 is for AUDACITY!!! No more cowering where you should be standing tall; no more settling for crumbs when in fact you can be offered the entire bakery. No more hiding. It is a BOLD YEAR! Get in with the program and be AUDACIOUS! You have what it takes, I promise.

Real Luxuries in Life 1. Living 10 minutes from work 2. Living 5 minutes from the gym 3. Having quiet neighbors 4. Having money left at the end of the month and investing it 5. Peace at home 6. Drinking coffee without rushing 7. Sleeping with a clear conscience 8. Laughing with people who truly get you 9. Traveling every year 10. Waking up naturally without an alarm 11. Enjoying a home-cooked meal with loved ones 12. Having time to read a book in one sitting 13. Finding joy in simple daily routines 14. Having a pet that greets you happily at the door These are the things that actually feel rich.

THREE BUSINESSES TO WATCH IN 2026 1/ Coca-Cola HBC: Following the blockbuster 21 October 2025 announcement that Coca-Cola HBC will acquire a 75% controlling interest in Coca-Cola Beverages Africa (CCBA) for $2.6-billion, 2026 is set to be a decisive year. As the deal targets a final close by end-2026, the group has committed to a secondary listing on the Johannesburg Stock Exchange. With a market capitalisation expected to place it comfortably within the JSE Top 40, Coca-Cola HBC will become a primary target for institutional investors looking for exposure to the second-largest Coca-Cola bottler globally. 2/ Old Mutual Bank: Following its phased public launch in late 2025, the next twelve months will be the definitive test for this new entrant. Old Mutual has invested approximately R2.8-billion into the core technology of the bank and anticipates an initial loss run rate as it builds toward its 2028 break-even goal. In 2026, the market will be watching to see if it can successfully convert its massive insurance customer base into active banking clients while fending off competition from established incumbents and new retail entries. 3/ Transnet: Though a State-Owned Entity, Transnet certainly deserves to be featured. 2026 will be the year of reckoning for Transnet as it moves from stabilisation to private sector integration. Under the leadership of Michelle Phillips, Transnet enters the year focusing on the operationalisation of the R127-billion infrastructure investment plan. The market will be watching for the successful rollout of the DCT Pier 2 partnership with ICTSI (effective 1 January 2026) and the expansion of private rail slots. For the South African economy, Transnet’s ability to move closer to its 200-million-tonne rail volume target in 2026 is the single most important factor for export growth.

BUSINESS DEAL OF THE YEAR: Maxime Saada (Canal+ Chair and CEO) Maxime Saada, Chairman and CEO of Canal+ Group, secures Deal of the Year for concluding the most watched corporate transaction of 2025: the approximately R55-billion mandatory takeover of MultiChoice Group. After nearly two years of strategic manoeuvring and intense regulatory scrutiny, Saada successfully navigated South Africa’s complex broadcasting framework to acquire more than 94% of the company by October 2025. The transaction creates a global media heavyweight with a combined subscriber base of roughly 40 million across nearly 70 countries. To ensure regulatory alignment and long-term market confidence, Saada committed to a secondary inward listing of Canal+ on the JSE, preserving South African investor participation while maintaining the group’s primary listing in London. The combination of Francophone and Anglophone African media assets reshapes the continent’s broadcasting landscape and establishes a powerful competitor to global streaming giants such as Netflix and Disney+. tinyurl.com/56nzf7p8

Since some among us have no concept of boundaries and possess the emotional intelligence of teething toddlers, please note the following Community Service Announcement. Here is what you are not going to do or ask: 1. Children’s Exam Results You will not ask how other people’s children performed in their exams. Their academic report is not community property. 2. Body Comments You will not comment on weight gain or weight loss. “You look good” is more than sufficient. If your tongue is itching to say more, drink water and face the wall. 3. Skin Conditions You will not comment on someone’s skin if it’s going through the most. Breakouts are not an invitation for your analysis. You are not a dermatologist. 4. Missing Partners You will not ask where husbands, wives, boyfriends, or girlfriends are if you don’t see them. Assume they are deceased and you missed the funeral notice. It is safer for everyone involved. PS. Let us practise the ancient art of being decent, mature human beings. It starts by minding your own business

TIGER BRANDS EYES TOWNSHIP GROWTH Tiger Brands is accelerating its expansion into South Africa’s township economy, positioning spaza shops as a key engine of future growth. The group is focusing on selectively widening its distribution footprint rather than serving every informal outlet. Group CFO Thushen Govender said the company plans to add about 50,000 spaza shops to its network to drive market penetration of its products. With roughly 110,000 spaza shops already supplied, Tiger Brands believes efficiency gains could lift coverage to up to 160,000 outlets. Full story - tinyurl.com/4bvrutdj

@wealth_director Real power is invisible to those chasing attention. It manifests in calm confidence, discreet action, and contentment with what truly matters.

The strongest are gentle. The smartest are quiet. The wealthiest are simple. The happiest are private. Real power doesn’t need to prove itself.

Put "Amen "

@omgsidewalks Be friends with ambitious people. Not because they hype you up—but because their standards make excuses uncomfortable. Growth gets ruthless when comfort leaves the room.

Ambitious people don't just motivate you. They change where your attention defaults to. Instead of scrolling or complaining, you're asking "What are they working on?" You start measuring yourself by what's possible, not what's comfortable. Environment isn't inspiration. It's the operating system.

Highly recommend being friends with ambitious people. Their drive pushes you to work hard for yourself. They also inspire you to do better, be better. Their good traits rub off on you. You start to want better for yourself and you grow.