Honest Money

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Big news for TFSAs! The annual contribution limit is up from R36,000 to R46,000. While the lifetime limit remains R500,000, this increase lets you reach it faster and maximize compounding. If you can afford it, contribute as much as possible!  Watch now: f.mtr.cool/bhghvmassm

In this episode, Warren Ingram & Pieter de Villiers unpack South Africa's latest tax adjustments, highlighting how these changes impact savers, investors, & homeowners. Discover key updates, practical tips & more.  Listen now: f.mtr.cool/hhguxbhfqd

Markets: A Bumpy Ride Over 150 Years 150 years of ups and downs, but long-term growth prevails. #InvestSmart #MarketHistory #StayTheCourse Watch more now: f.mtr.cool/mnmdcgqncn

[New Blog]  Tax-Free Savings in South Africa: What the Limit Increase Means for You  "If you have been trying to build your savings without losing a portion to tax, a Tax-Free Savings Account is one of the most useful tools available." Read here: f.mtr.cool/okdaqattkf

Long-Term Investing: Ignore Short-Term Noise Focus on long-term goals, not market noise. Stay disciplined and let your strategy guide you. #InvestSmart #StayFocused #LongTermGrowth Watch more now: f.mtr.cool/zsivdvevbw

Investing: Focus on Goals, Not Benchmarks Stay focused on long-term goals, not short-term noise. #InvestSmart #BehavioralFinance #StayTheCourse Watch more now: f.mtr.cool/tlhnkgrurh

[New Blog]  Investors Pulling Out of SA Equities May Have Tried to Time the Market - Martin Hesse  "Last year was a bumper year for the JSE: the FTSE/JSE All-Share Total Return Index (Alsi) was up 42.4% over the 12 months, in December 2025." Read more: f.mtr.cool/pznymvcuqz

Think Ahead: Degrees of Freedom in Decision Making Markets fluctuate, but long-term growth is key. Focus on goals, not noise. #InvestSmart #BehavioralFinance #StayInvested Watch more now: f.mtr.cool/lxxenxazok

Long-Term Investing: Ignore Short-Term Noise Most obsess over short-term noise, but true success lies in patience and resilience. Stay the course, not the chaos. #InvestSmart #LongTermGoals Watch more now:  f.mtr.cool/phkiquidcm

In this podcast, Warren Ingram speaks to Ryan Murphy, Global Head of Behavioral Insights at Morningstar, on how behavioral science impacts investment decisions, strategies to manage emotional biases & achieve long-term financial goals. Listen now: f.mtr.cool/yilgudxdlz

Social media shows flashy lifestyles, but true wealth is quiet. Real wealth isn't about designer clothes or luxury cars; it's about financial freedom, being debt-free, and having control over your time. Watch now: f.mtr.cool/uovvlmjkqz

Millions in endorsements from online betting companies—is it ethical? Public figures endorsing harmful practices erodes trust and doesn't benefit society. Building reputation takes years, but trust can shatter in seconds. Watch now: f.mtr.cool/ljrnuidkmu

Young people often buy cars they can't afford, driven by emotion and easy credit. This 'too much car' mistake costs more than just the payments; it's the lost opportunity to invest and compound wealth over decades.  Watch now: f.mtr.cool/nbdcanlwlh

[New Blog]  How the Iran War Affects South African Consumers - Martin Hesse  "The price of oil is the biggest worry for analysts commenting on the economic implications of the turmoil in the Middle East." Read now: f.mtr.cool/gvfjkshwoc

Cars depreciate daily, while apartments often appreciate, at least relative to inflation. Prioritize housing over car payments with their high interest rates and short terms. #FinancialMistakes #CarVsHouse #Investment #RealEstate #MoneyTips Watch now: f.mtr.cool/nypzyhutuv

Dave Ramsey calls online sports betting evil, and many agree. With pervasive ads & even gambling vouchers on banking apps, it's a growing concern. Retailers report losses as consumers spend less on essentials and more on betting. Watch now: f.mtr.cool/drlxatpeel

In this episode, Warren Ingram & Pieter de Villiers react to Dave Ramsey clips and dive into hot personal finance topics, from the risks of online sports betting to building stability before big life moves, comparing the US & SA, and more. Listen now: f.mtr.cool/keoiousajo

A small debt can balloon into a massive financial burden surprisingly fast. Never borrow money without understanding the interest rate—it's the hidden trap that can cost you dearly. #BadDebt #PersonalFinance #InterestRates #MoneyManagement Watch now: youtu.be/50nEcNp6Ju4

[New Blog]  Budgeting 101: How South Africans Can Divide Their Income Wisely "One helpful approach is using % based budgeting. Instead of guessing where your money goes each month, you divide your income into categories based on ratios."  Read more now: f.mtr.cool/bhwnxsyljk

Spending $1,200 a month on fast food has serious financial and health implications. Regular expense audits can reveal subconscious spending habits that don't align with your values or purpose.  Watch now: youtu.be/50nEcNp6Ju4