Honest Money

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Today, Warren Ingram & Pieter de Villiers answer your questions by exploring retirement income strategies, focusing on how to structure your investments during the accumulation phase and transition into retirement.  Listen now: f.mtr.cool/tgxzgushxk

Turn your Rands into Dollars and invest internationally. You can now take up to R2 million per year offshore. Discover how to make your global investment journey seamless. #OffshoreInvesting #GlobalInvestments #FinancialTips #InvestmentStrategy Watch now: f.mtr.cool/erkqrttlbt

Thinking about where to invest 2 million rand in your 50s? Offshore global equity could offer a 30-40 year horizon, providing a hedge against a falling rand and focusing capital gains tax on share price movement. Watch now: f.mtr.cool/udnayldyxx

The debate: Pay off high-interest debt like a R10k+ car loan immediately, or invest and potentially earn 8-10%? Understand the psychology and compounding forces at play. #DebtFree #InvestingTips #FinancialPsychology #MoneyMindset Watch now: f.mtr.cool/togdvvzgzf

[New Blog] Is It All Greek to You? More Investment Concepts Explained - Martin Hesse "We dig a little deeper into investment theory by looking at some concepts and metrics employed by professionals when making buying or selling decisions." Read now: f.mtr.cool/koamhrlzjx

Wipe out debt and build global exposure for your wealth. Consider diversified global equity unit trusts or index trackers for a long-term investment horizon, even in your late 50s. #InvestmentStrategy #GlobalInvesting #WealthBuilding  Watch now: f.mtr.cool/opecbmsufr

Cars lose value fast, and high interest rates make debt a losing game. Pay off your car loan, service it well for longevity, and use that freed-up money for education. Don't swap debt for more debt.  Watch now: f.mtr.cool/lqunyucehz

In this episode, Warren Ingram & Pieter de Villiers answer listener questions on personal finance, covering topics like debt management, investment diversification, lump sum contributions, and offshore investing strategies. Listen now: f.mtr.cool/utxmgzzyit

When saving for goals 10+ years away, a simple, 100% equity strategy is sound if you can stomach volatility. Focus on the asset class (equities) over the specific ETF. Broad market or top 40/50 index ETFs offer good exposure.  Watch now: f.mtr.cool/olesrauvwk

Limit speculative investments like individual stocks or crypto to 5% of your portfolio. Diversify your risks to protect your entire financial future. #InvestingTips #PersonalFinance #Diversification #Crypto #StockMarket Listen now: f.mtr.cool/czcduunaeg

Only 1 in 1,000 people truly master stock picking. Even pros struggle. If you're busy, outsourcing to professional managers & complementing with passive investing is a smart move. Don't chase individual stocks unless you're deeply committed.  Listen now: f.mtr.cool/foniqzdpsx

[New Blog]  Child Support: What Are Parents’ Financial Obligations? - Martin Hesse "Biological parents have well-defined financial obligations towards their children, irrespective of the relationship between parents." Read now: f.mtr.cool/xxmyhswlni

Think you're a genius stock picker? Studies show even a monkey throwing darts could outperform. Success isn't just buying, it's knowing when to sell—a psychological battle against loss aversion and sunk costs.  Listen now: f.mtr.cool/mmzuqxmxmv

Is picking individual stocks worth the effort, especially with time constraints? Explore the psychology and practicalities of investing with conviction. #StockInvesting #InvestmentStrategy #PersonalFinance #FinancialLiteracy Listen now: f.mtr.cool/ujlzqvxlek

Today, Warren Ingram & Pieter de Villiers discuss the nuances of investing in ETFs, active management, how to approach local & global markets, and the potential of individual stock picking for young investors.  Listen now: f.mtr.cool/nixtnjvhyq

Unlock optimal retirement growth! Discover why keeping funds active, beyond simple preservation, boosts growth and tax benefits. Crucial for expats navigating international finance. #RetirementPlanning #FinancialGrowth #InvestmentStrategy Watch now: f.mtr.cool/oumcbpswtr

[New Blog] First Signs of Inflation Picking Up - Martin Hesse  "About a week ago, StatsSA published its inflation figures for March. It reported that Consumer Price Index (CPI) inflation had risen to 3.1% in the 12 months to the end of March." Read now: f.mtr.cool/zvhltcktfz

Considering stopping retirement annuity contributions? Don't cash out! Let it grow tax-free. It makes sense to keep it active for future compounding, especially if unit trust based. #RetirementPlanning #Annuity #FinancialAdvice #InvestingTips Watch now: f.mtr.cool/klpbflatuo

South African tax residents are taxed on global earnings. Understand the 1.25 million rand overseas income exemption, requiring 183 days abroad (60 consecutive). Proof of travel is essential.  Watch now: f.mtr.cool/yrcxnbfkcc

Planning for retirement? If you're over 35 and haven't contributed to medical aid, you face a 5-75% penalty. Understand 'creditable coverage' and protect your future medical costs.  Watch now: f.mtr.cool/gvfqmbslwx