Christian Hartman 🇺🇦
9.1K posts

Christian Hartman 🇺🇦
@HospitalPharmD
Founder Medication Safety Officer Society | Vice President, Innovation @Wolterskluwer | The PharmD Investor (https://t.co/tPofCye5g9) *Tweets = my own opinions*
Newport, RI Katılım Nisan 2009
6.7K Takip Edilen20.4K Takipçiler

@Willyintheworld @Roflsaurus16 @varma_ashwin97 How would you like to access it? In what context of your workflow?
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@Willyintheworld @varma_ashwin97 I am a primary care pediatrician. I have already started using GPT-4 as my “reference buddy” at work. I still have UpToDate open as well, but I will ask GPT something first and then check UpToDate or PubMed if it seems off…
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@DavidSacks Democrat here. RKJ is our version of Marjorie Taylor Greene. Bat shit crazy.
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I don’t think a man named Robert F Kennedy Jr needs to explain why he’s a Democrat. The real question is why the Democrat Party embraced Bush-Cheney neocons like David Frum.
David Frum@davidfrum
It's such a strange mix-up that Robert Kennedy Jr is so popular with Republicans and yet decided to run in the Democratic primary instead.
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@DataDInvesting @CashMoneyGoulah Banks/FinTech are the second biggest buyers of technology. In an economic recession that tech spend will decrease. Galileo is caught in this cycle.
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Yes, imagine investing in $SOFI, a company who has navigated:
1) Losing their previous biggest line of business through executive mandate for 3 years
2) The fastest rate hike cycle in history
3) A financial crisis that is crushing their entire sector
And yet has managed to:
1) Grow their user base by 4.8x in those 3 years
2) Beat every single analyst expectation for revenue and EPS in every quarter they've been public
3) Go from cash flow negative to cash flow positive
4) Consistently improve on revenue, adjusted EBITDA, cash flow, and GAAP net income
5) Grow deposits from $1.15B to $10.1B in a year when bank deposits have contracted every quarter they've been a bank. Including adding $2.7 B in deposits, their highest total ever, during the quarter when the banking crisis hit.
If they can do this during the worst possible macroenvironment you could have imagined and through external headwinds that were out of their control, imagine what happens when conditions improve. Look at the fundamentals. Opinions are noise, data is evidence.



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@FocusNotice If (when) we are in an economic recession then I expect a new, non-COVID related moratorium to be put in place.
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$SOFI Student Loan Update:
Important changes coming in 4 months:
✅ Aug 31, 2023: Moratorium concludes - last day for 0% interest & suspended payments
✅ Sep 1, 2023: Interest begins accruing on federal loans
✅ Oct 1, 2023: Monthly payments restart
More info: t.co/uGcjecSM45
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@unusual_whales Pharmacist here. No Pharmacy will comply with this ruling. No federal agency will enforce it either. Waste of time.
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This article gets it all wrong. "Opposing viewpoints" is not the reason liberal students choose not to attend colleges in GOP states. Lack of Freedom and Safety is the reason. Oppressive government overreach in GOP states makes it unsafe and dangerous.
thehill.com/homenews/state…
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@FocusNotice @anthonynoto I think @anthonynoto @miguelsantosw should acquire Alpaca. Would fit nicely in the Technisys/Galileo portfolio and move SoFi Invest away from Apex.
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SoFi pays licensing fees for its Invest Platform, Credit Cards, and Lending services.
@anthonynoto is trying to develop his own technology, which would allow him to save money and have greater control over the features they build for members.
This strategy will make SoFi more agile and innovative.
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Christian Hartman 🇺🇦 retweetledi

Here’s the Chest X-Ray of a young girl suffering from a condition that is now the #1 cause of death in children and adolescents in the U.S.
What’s the diagnosis?

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@FocusNotice @VadimKotlarov @anthonynoto @GalileoFintech I am actually proposing multiple banks holding the deposits and not one.
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@HospitalPharmD @VadimKotlarov @anthonynoto @GalileoFintech pretty sure this is called structuring and is made illegal by the FDIC,
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Hey @anthonynoto... When I need more server space/computing power I click a button on AWS or Azure. Galileo/Technisys could do the same when a customer needs more accounts when deposits exceed FDIC limit of $250k. Pooled banking as a service.
$SOFI @GalileoFintech
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@VadimKotlarov @throwabull @anthonynoto @GalileoFintech I was not implying it be the same bank. Galileo customers could provide deposit accounts in addition to SoFi.
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@throwabull @HospitalPharmD @anthonynoto @GalileoFintech Yeah, using Galileo. I am just not sure if it is even allowed to make multiple accounts in the same bank, I guess others would know better.
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@VadimKotlarov @anthonynoto @GalileoFintech SoFi could literally solve the industry problem. And every regional bank would sign up so they can get deposits @anthonynoto
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@HospitalPharmD @anthonynoto @GalileoFintech Now that I think about it, Galileo already does sweeps and allows much larger FDIC insurance (though in multiple banks)
SoFi had like what? $1mil FDIC insurance before becoming a bank?
How would that be different from sweeps?
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