IBS Intelligence

💳 Global Payment Momentum From stablecoins to agentic payments, FinTech players are reimagining how value is issued, moved, and managed across the global payments ecosystem. Key Innovations: Currency.com → Stablecoin payment card @VisaNews → Agentic payments programme GlobalPay → Smart forex card @openwaygroup + @UnionPay_Intl → Cross-border payments collaboration CRED → Payment aggregator licence These developments highlight a shift towards programmable payments, enhanced cross-border capabilities, and more intelligent, user-centric financial experiences. #PaymentsInnovation #FinTech #DigitalPayments #CrossBorderPayments #Stablecoins #AgenticAI #FinTechNews #IBSIntelligence

🚀📰 Top News of the Day!🌎💰 The Central Bank of The UAE (CBUAE) has approved a comprehensive Financial Institution Resilience Package aimed at reinforcing the stability of the country’s banking sector, as global and regional market uncertainties persist. The move signals a pre-emptive policy stance designed to preserve liquidity and sustain credit flows rather than respond to immediate systemic stress. 👉Read more: ibsintelligence.com/ibsi-news/cent… #CentralbankofUAE #Resiliancepackage #policy #DigitalBanking #UAE #WestAsiawar #saudi #DigitalTransformation #BankingInnovation #FinTech #BankingTechnology #FinancialServices #TechInBanking #IBSintelligence

🚀📰 Top News of the Day!🌎💰 @Avaloq and Aladdin Wealth, part of @BlackRock, have expanded their collaboration with @arabbankCH (Switzerland) Ltd., as the private bank extends its use of digital banking and wealth management technology to enhance client servicing and operational efficiency. Under a renewed agreement, Arab Bank Switzerland will broaden its adoption of the Avaloq platform to include mobile banking and relationship management capabilities. 👉Read more: ibsintelligence.com/ibsi-news/aval… #Avaloq #BlackRock #ArabBank #DigitalBanking #Wealthmanagement #Embeddedfinance #SaaS #DigitalTransformation #BankingInnovation #FinTech #BankingTechnology #FinancialServices #TechInBanking #IBSintelligence

As regulatory expectations evolve towards continuous supervision, financial institutions are rethinking their approach to operational resilience, risk governance, and compliance. In this IBSi Podcast episode, Puja Sharma speaks with Bhavana M., Chief Technology Officer and Co-Founder of Gieom, about how AI-driven intelligence can be embedded into compliance and resilience frameworks. They discuss the complexities of navigating global regulations, emerging RBI guidelines, and how financial institutions can shift from reactive, deadline-driven compliance to building transparent, future-ready resilience operating models. Tune in for insights on transforming financial resilience with AI. Listen to the full podcast: lnkd.in/dgEktbyx #IBSIntelligence #IBSiPodcast #AIinCompliance #RegTech

🚀📰 Top News of the Day!🌎💰 @YouLendEurope has established a new regional hub in Berlin, positioning Germany as a central node in its European growth strategy and signalling the increasing importance of embedded finance across the region. The Berlin office will serve as the operational headquarters for YouLend’s EU activities, overseeing multiple markets while strengthening proximity to key partneRs and merchant ecosystems. 👉Read more: ibsintelligence.com/ibsi-news/youl… #YouLend #Berlin #Europe #DigitalBanking #SMEBanking #Embeddedfinance #merchants #DigitalTransformation #BankingInnovation #FinTech #BankingTechnology #FinancialServices #TechInBanking #IBSintelligence

🚀📰 Top News of the Day!🌎💰 @BankDhofar has introduced Neo Corporate Internet Banking (Neo CIB), a new digital banking platform designed to expand and streamline services for corporate, SME, institutional, and government clients as part of the bank’s broader digital transformation strategy. 👉Read more: lnkd.in/dJVXaH_r #BankDhofar #NeoCIB #CorporateBanking #DigitalBanking #SMEBanking #InstitutionalBanking #GovTech #DigitalTransformation #BankingInnovation #FinTech #EnterpriseBanking #BankingTechnology #ClientExperience #DigitalPlatforms #NextGenBanking #MiddleEastBanking #OmanBanking #CIB #FinancialServices #TechInBanking #IBSintelligence

🚀📰 Top News of the Day!🌎💰 @Revolut Bank UK has received regulatory approval from the Prudential Regulation Authority (PRA) to exit the mobilisation phase and launch as a bank in the UK. The launch comes on the back of an existing base of 13 million UK customers and follows Revolut’s recent commitment to invest £3bn ($4bn) and create 1,000 high-skilled jobs in the UK. 👉Read more: ibsintelligence.com/ibsi-news/revo… #Revolut #PRA #Revolutbank #DigitalBanking #UK #FinancialServices #Accountrollout #licensedbank #BankingInnovation #FinTech #FinTechnews #IBSintelligence

📊 Key Moves in Lending Innovation across the lending ecosystem continues to accelerate, with institutions adopting AI-driven platforms, launching new partnership models, and securing funding to expand specialised lending solutions. Recent Developments: Gold Coast Federal Credit Union + Algebrik AI → AI loan platform adoption @happymoney → Co-branded lending launch RenoFi → $22m funding for renovation lending @YouLendEurope + Värde Partners → Embedded lending partnership These moves highlight how technology, partnerships, and capital are reshaping modern lending infrastructure. #DigitalLending #FinTech #EmbeddedFinance #AILending #FinTechNews #FinancialInnovation #IBSIntelligence

𝗪𝗵𝗲𝗻 𝗖𝗹𝗼𝘂𝗱 𝗠𝗲𝗲𝘁𝘀 𝗜𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗶𝗻 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 — Hari Padmanabhan, Founder – Chairman, UNCIA In an exclusive IBSi Interview, Hari Padmanabhan shares how UNCIA’s Zero Implementation model, self-serve platforms, and AI-enabled intelligence are enabling lenders to accelerate digital transformation, scale supply chain finance, and build smarter lending ecosystems for the future. 📖 Read the full interview: lnkd.in/g_EsA3WX #IBSiInterview #Uncia #AIinLending #CloudNative #DigitalLending #FinTechInnovation #BankTech #FutureOfBanking

🚀📰 Top News of the Day!🌎💰 @Mambu_com has been selected as the core banking technology provide for @banknyla, as the digital bank prepares to launch Shari’ah-compliant financial services in Ghana and expand across West Africa. The collaboration marks a step forward for Mambu’s Islamic banking offering on the African continent, where demand for ethical financial services is growing but remains underserved. 👉Read more: lnkd.in/gbYb9z9E #Mambu #AI #NylaBank #DigitalBanking #Ghana #FinancialServices #WestAfrica #Islamicbanking #Shariahcompliant #BankingInnovation #FinTech #FinTechIndustry #FinTechnews #IBSintelligence

Banks across West Asia are entering a new phase of strategic recalibration. In an environment shaped by geopolitical uncertainty, resilience is becoming a central priority for technology, operations, and risk management. Our latest IBSi Perspective examines how banks in the region are strengthening operational stability while maintaining momentum in digital transformation. From tighter liquidity monitoring to more deliberate technology investments, institutions are prioritising resilience, scalability, and long-term stability. The piece also explores what this shift means for FinTech vendors, as banks increasingly look for partners that demonstrate regulatory readiness, cybersecurity strength, and strong regional expertise. Read the full IBSi Perspective: ibsintelligence.com/wp-content/upl… #IBSiPerspective #Banking #FinTech #BankingTechnology #DigitalTransformation

🚀📰 Top News of the Day!🌎💰 @FinastraFS has partnered with  FraudAverse Group to deliver an AI-driven fraud prevention capability for financial institutions using its Financial Messaging platform, as banks seek stronger protection against increasingly sophisticated payment fraud. Under the collaboration, FraudAverse’s platform will be pre-integrated into Finastra’s financial messaging infrastructure, enabling banks to detect and prevent fraudulent transactions in real time. 👉Read more: ibsintelligence.com/ibsi-news/fina… #Finatra #AI #FraudAverse #DigitalBanking #fraudprevention #FinancialServices #paymentfraud #instantpayment #CustomerExperience #FinTech #FinTechIndustry #FinTechnews #IBSintelligence

🚀📰 Top News of the Day!🌎💰 UK-based lender GB Bank has gone live with a treasury management system from MORS Software as it looks to strengthen risk, liquidity and funding oversight amid continued growth. The system also integrates with third-party platforms, including Bloomberg and ClearBank, enabling streamlined data flows across treasury and financial operations. 👉Read more: lnkd.in/exPe3RHH #GBbank #RetailBanking #Americanbank #DigitalBanking #funding #FinancialServices #treasurymanagement #clearbank #CustomerExperience #FinTech #FinTechIndustry #FinTechnews #IBSintelligence

AI is rapidly moving from experimentation to a core capability in banking. But where should institutions focus to generate real impact? IBSi's 𝗔𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀 𝗼𝗳 𝗔𝗿𝘁𝗶𝗳𝗶𝗰𝗶𝗮𝗹 𝗜𝗻𝘁𝗲𝗹𝗹𝗶𝗴𝗲𝗻𝗰𝗲 𝗶𝗻 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 report explores how AI is transforming legacy banking processes into scalable, intelligent systems across the front, middle, and back office. From fraud detection and cross-sell optimisation to chatbots and advanced analytics, the report maps the evolving AI landscape, emerging trends, regulatory outlook, and the strategies banks are adopting to stay competitive. Featuring 𝟮𝟱+ 𝗿𝗲𝗮𝗹 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘂𝘀𝗲 𝗰𝗮𝘀𝗲𝘀 𝗮𝗻𝗱 𝟮𝟬+ 𝘃𝗲𝗻𝗱𝗼𝗿 𝗽𝗿𝗼𝗳𝗶𝗹𝗲𝘀, the report provides a practical view of how financial institutions are deploying AI today—and where the next wave of innovation will emerge. 📊 Explore the full report to understand how AI is reshaping banking ibsintelligence.com/product/applic… #IBSIntelligence #AIinBanking #FinTechResearch #BankingInnovation #DigitalBanking #ArtificialIntelligence #FutureOfBanking

🚀📰 Top News of the Day!🌎💰 Sohar International, an Oman-based commercial bank providing retail, corporate, and investment banking services, has opened its 59th branch in Al Mouj, a mixed-use residential and commercial development in Muscat, as part of its strategy to expand physical banking access alongside digital services. 👉Read more: lnkd.in/g2NS3HWg #SoharInternational #OmanBanking #BranchExpansion #RetailBanking #CorporateBanking #DigitalBanking #BankingStrategy #FinancialServices #BankingGrowth #Muscat #MiddleEastBanking #CustomerExperience #BankingInnovation #HybridBanking #FinTech #FinTechIndustry #FinTechnews #IBSintelligence

𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗶𝘀 𝗺𝗼𝘃𝗶𝗻𝗴 𝗯𝗲𝘆𝗼𝗻𝗱 𝗶𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝘂𝗽𝗴𝗿𝗮𝗱𝗲𝘀. The real shift is strategic; banks are embedding themselves more deeply in the operating ecosystems of their corporate clients. In this interview with Vivek Gupta, President & Global Head – Consulting, and Deepa Santhanam, Partner & SVP – Business Consulting at Intellect Design Arena Ltd, we explore how transaction banking is evolving into an intelligence-driven capability integrated directly into enterprise workflows. From embedded banking and API-led ecosystems to AI-powered treasury intelligence and real-time decisioning, the discussion highlights how banks are transitioning from service providers to strategic partners in corporate financial operations. 📖 Read the full interview in the IBSi FinTech Journal. lnkd.in/dV6gUc34 #IBSIntelligence #TransactionBanking #EmbeddedBanking #AIinBanking #TreasuryInnovation #BankTech

🚀📰 Top News of the Day!🌎💰 @10XBanking has released version 10.0 of its core banking platform, marking the company’s 100th software release ahead of its tenth anniversary and underscoring the growing shift among financial institutions towards continuous core system modernisation. 👉Read more: lnkd.in/gVpJihTT #10xBanking #CoreBanking #BankingTechnology #DigitalBanking #CoreModernisation #BankingInnovation #FinTech #CloudBanking #FinancialTechnology #BankingTransformation #NextGenBanking #TechInBanking #BankingPlatforms #FinancialServices #DigitalTransformation #FinTechnews #IBSintelligence

𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝗶𝘀 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗲 $𝟭.𝟲 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻 𝗶𝗻 𝗻𝗲𝘁 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗶𝗻𝗰𝗼𝗺𝗲 𝘁𝗵𝗶𝘀 𝘆𝗲𝗮𝗿, 𝗮𝗻𝗱 𝘂𝗽𝗴𝗿𝗮𝗱𝗶𝗻𝗴 𝗰𝗼𝗿𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺𝘀 𝗶𝘀 𝗻𝗼 𝗹𝗼𝗻𝗴𝗲𝗿 𝗼𝗽𝘁𝗶𝗼𝗻𝗮𝗹. Recent data reveals that: - 𝟰𝟳% of banks are adopting incremental modernisation, gradually upgrading core systems with minimal disruption. - 𝟰𝟬% are using progressive modernisation, leveraging APIs and digital layers to innovate faster. - Only 𝟭𝟯% are opting for full core replacements, choosing cloud‑native models for future readiness. This shift shows that banks are blending strategies to balance risk, speed, and innovation. With modular, hybrid solutions on the rise, banks are combining legacy systems with new technologies to stay competitive. The 𝗰𝗼𝗿𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝗼𝗳𝘁𝘄𝗮𝗿𝗲 𝗺𝗮𝗿𝗸𝗲𝘁 𝗶𝘀 𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝘁𝗼 𝗴𝗿𝗼𝘄 𝗮𝘁 𝗮 𝟭𝟬.𝟮% 𝗖𝗔𝗚𝗥, 𝗿𝗲𝗮𝗰𝗵𝗶𝗻𝗴 $𝟮𝟭 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗯𝘆 𝟮𝟬𝟯𝟬, highlighting the accelerating pace of transformation. Discover more on how banks are navigating this shift with the latest insights on 𝘐𝘉𝘚𝘪 𝘎𝘢𝘭𝘢𝘹𝘺. ibsintelligence.com/ibsi-galaxy/ oreBanking #DigitalTransformation #BankingInnovation #FinancialServices #ibsigalaxy

🚀📰 Top News of the Day!🌎💰 @Avaloq has identified India as a key growth market for wealth management technology, underscoring the country’s expanding affluent investor base and accelerating digital transformation across financial services. According to the World Bank, India remains the world’s largest recipient of remittances, supported by more than 35.4 million citizens living overseas. 👉Read more: lnkd.in/giPw2GM7 #Avaloq #WealthManagement #FinTech #DigitalTransformation #IndianWealthMarket #Remittances #AffluentInvestors #DigitalBanking #WealthTech #FinancialServices #GlobalRemittances #IndiaFinTech #InvestmentTechnology #CrossBorderPayments #FutureOfWealth #FinTechIndustry #FinTechnews #IBSintelligence

🌍 Partnerships Rewiring the Global Payments Ecosystem Strategic collaborations across the payments landscape are accelerating real-time capabilities, expanding cross-border infrastructure, and bridging traditional and digital finance. Key Partnership Innovations: @SumUp + Form3 → Real-Time SEPA Scaling @emirates + @Cellulant → Split Payments in Africa Pesalink + Pan-African Payment & Settlement System - PAPSS → Pan-African Cross-Border @GetOnramper + @krakenfx → Crypto–Fiat Integration These partnerships highlight how FinTech firms are strengthening global payment rails and enabling more seamless, interoperable financial transactions. #GlobalPayments #FinTechPartnerships #CrossBorderPayments #RealTimePayments #CryptoFiat #DigitalPayments #IBSIntelligence