The School of Innovation

@ndekekwe Well written.

Fintechs are everywhere and it may be challenging to build a new one as category-kings have already emerged. In Nigeria, we already have clear kings like Moniepoint/ OPay/ PalmPay/ Kuda (POS, SME banking, etc), Interswitch (card network), Flutterwave (web payment), PiggyVest (saving), FairMoney (lending), Bitmama/ Changera (cross-border) and TAP (micropayments) controlling their domains. Unless you have a clear new basis of competition, it may be tough going after these companies frontally. So, if you cannot find another financial service niche to pioneer and dominate, a good playbook could be anchoring a business upon some of these companies. One of Nigeria’s finest agtech startups - Winich Farms - is a very big company which taps into the fintech world, but serving farmers and those in the broad agro-sector. Another is Cinderbuild which focuses on construction while also deploying typical fintech services from partners. I will tell you to go from the flank, and that means going into a sector and within that sector, you offer value to customers, even as you work on ways to embed fintech solutions on your products. My fintechnolization postulation remains that all digital platforms will offer a fintech solution. But it does not mean that you have to start a fintech product that collects online payment in Lagos today. Nigeria and indeed Africa are moving to the next phase of fintech evolution as the core operating system has been established. With this OS running, we can unlock opportunities in new sectors like agriculture, retail services, construction, etc across all nexus of financial services. Pursue those latent opportunities and do not waste time building another “fintech” solution. tekedia.com/think-beyond-s…

Say goodbye to the inconvenience of managing mobile top-ups for multiple phone lines! Our streamlined solution makes the process effortless, saving you time and eliminating the hassle. Experience the convenience you deserve. #OneAccess #BulkTopUps #MobileRecharge #StayConnected

Let’s foster a dialogue, shaping an AI-powered education system that upholds ethics, inclusivity, and student well-being. Together, we can harness AI’s potential for positive impact! #DigitalTransformation #Innovation #TechStrategy #BusinessTransformation @Roserite @innomantra

Personalization vs. Privacy: AI can customize learning experiences, but it also collects sensitive data. Balancing personalized education with robust privacy safeguards is essential.

Equity in Access: Not all students have equal access to technology. We must ensure that AI doesn’t exacerbate existing disparities, bridging the digital divide.

The Ethical AI Dilemma in Education: Striking the Right Balance The integration of Artificial Intelligence (AI) in schools presents both exciting opportunities and complex challenges. As we navigate this terrain, let’s consider the following key aspects:

Curriculum and Bias: AI algorithms can inadvertently perpetuate biases. Vigilance is necessary to prevent discriminatory educational content.

Teacher Roles: While AI can assist educators, it cannot replace their irreplaceable human touch. How can we harmonize AI’s support with teachers’ expertise?

Teacher Roles: While AI can assist educators, it cannot replace their irreplaceable human touch. How can we harmonize AI’s support with teachers’ expertise?

Equity in Access: Not all students have equal access to technology. We must ensure that AI doesn’t exacerbate existing disparities, bridging the digital divide.

🤖🎓 Embrace the future of education! AI is transforming learning, making it more personalized and accessible. From adaptive learning apps to virtual tutors, AI is changing the game.

🌟 Benefits of AI in Education: Personalized learning Efficient content delivery Early intervention for struggling students Data-driven insights for educators 24/7 virtual support The future of learning is here!

💡 Challenges of AI in Education: Data privacy concerns Teacher-student relationship balance Ensuring AI promotes equity Technical barriers Ethical considerations Balancing innovation with responsibility is key. 🚀 Let's explore the dynamic world of AI in education together!

Join the conversation and share your thoughts on the benefits and challenges. How do you see AI shaping the future of learning? #DigitalTransformation #Innovation #TechStrategy #BusinessTransformation @RoseIlori @Innomantra

AI in education: Promise & peril Pros: Personalized learning, wider access, engaging experiences, support for diverse needs. Cons: Screen time, data privacy, biases, educator's role. Wise implementation is crucial. #DigitalTransformation #Innovation @Roserite @innoma

@cobbo3 It is the competitive nature of the people's mindsets. This can change of the people change the way they think.

We just spent hours in a Nairobi traffic jam, simply because impatient and selfish drivers were overlapping and choking the lanes. There's an unpopular theory on this. The day you come to an African country, and find the motorists have discipline and can self-organise not to jam up the already narrow streets, that country will be ready for economic take-off. Because that structured and clever system-flow mindset necessary for creating wealth will have taken root. The craziness that comes from this overlapping and clambering over pavements, tells you the country isn't ready yet. It's not ripe. It will remain economically backward

🌎📷Elevate your global connections! Seamlessly top up, send global gifts, pay utilities hassle-free. Stay connected, spread joy, manage bills with ease. Experience the convenience of worldwide connectivity and borderless transactions today! #GlobalConnectivity #GiftCards #TopUp

🌎📷Elevate your global connections! Seamlessly top up, send global gifts, pay utilities hassle-free. Stay connected, spread joy, manage bills with ease. Experience the convenience of worldwide connectivity and borderless transactions today! #GlobalConnectivity #GiftCards #TopUp