Ritu Bakshi

Thread: What to Do When Your Parent Passes Away Leaving a House in Another City 🧵 1/8 🏠 Losing a parent is tough, and handling their house in another city is daunting. Whether they left a will or not, transferring the property involves a legal heir certificate and mutation. Here is how: Also understand, how outcomes differ with or without a will. Retweet if you like. #property #will #inheritanceLaws #Parents #house #succession #LegalHeirCertificate #EstatePlanning

India’s $17B+ smartphone export surge is a PLI success, but the supply chain hasn't decoupled from China—it has merely stretched. Key components, design, and IP are still elsewhere. India is plugged in, not replacing. #IndiaManufacturing #SupplyChain

FPIs have withdrawn nearly ₹3 trillion from Indian markets over the last two fiscal years (FY25 and FY26)—an outflow larger than that seen during the COVID-19 period. #FPISelling #StockFocusnews #Nifty50

The paradox of Indian manufacturing: companies like Dixon Tech have thin ~2% margins and depend on imported parts. What happens to "India's Foxconn" when the government's PLI incentives eventually dry up? Assembly is easy; core value addition is not. #Dixon #PLI #investing

March 2026 is teaching a masterclass in market velocity. 📉 In just 27 days, FIIs have pulled out over ₹1.12 Lakh Crore—that is nearly 70% of the entire 2025 record-breaking exodus, but compressed into a single month. While 2025 was a slow "Time Correction" (+10.5%), March 2026 has been a brutal "Price Correction" (-13%). We’ve officially wiped out a year’s worth of grinding gains in four weeks. The big question now: Can the 22,000 weekly support act as the ultimate floor, or is the macro-pressure just getting started?👇 #nifty50 #StockMarketIndia #FII #Investing #TradingStrategy #stockmarketcrash

@HomeCentreIndia Horrible experience with Home Centre... A month back I returned an item for which the refund was to be issued. First they said, refund is delayed because of technical issue.. Then I was told a gift voucher shall be issued. Since then also 1 week has gone by and still they are playing ping pong. I have sent multiple emails, called them multiple times. Everytime I am told, it will be resolved in 48 hours but no action taken. Real fraudulent behaviour. Will never ever buy anything from @HomeCentreIndia online. They take your money and then don't return it. Pathetic.

This is my home in Kashmir right on the banks of River Jhelum. The place I took my first steps, spoke my first words. Gone since the 1990 Genocide. A Muslim family lives there illegally. I have tried for 2.5 years, submitted all papers to the Govt but every time, local officials say 'No home at that address'. My mother still clutches the old key. Please help. Share and amplify my plea. Maybe, one day, justice will return our world to us. 🙏🏼🕉️🚩

(5/5) Industries where oil is a major raw material: Paint Companies: Roughly 50% of the raw material cost for paints is crude-linked derivatives. Aviation: Jet fuel (ATF) accounts for nearly 40% of an airline's operating cost. Tyre & Chemicals: Companies like #SRF, Apollo Tyres, and MRF use carbon black and synthetic rubber, both of which are petroleum-based. #Nifty #stockmarketcrash #StocksInFocus

(4/5) What it means for India: 🇮🇳 A breakout here is a double-edged sword. While it’s great for producers like ONGC (up 4.7% yesterday!), it puts immense pressure on OMCs like BPCL and HPCL. It also threatens to derail the "low inflation" story we were expecting for FY27.

Thread: Is the "Oil Bear Market" finally dead? 💀(1/5) #StockMarketIndia #CrudeOil #Economy #Nifty

The 'new' funds you see are often just old funds with new makeup. HSBC is L&T, Bandhan is IDFC, and Nippon is Reliance. These funds have been active for 10-20 years. If we include the funds that were 'quietly merged' because they were failing, the case for Active management becomes even weaker. While it's true that 40% of the current midcap category is less than 5 years old, the 'Veterans' (those with 10+ years of history) represent the majority of the Assets Under Management (AUM). If the largest, most established funds in the country—with all their resources and history—are struggling to beat the benchmark over 10 years, it proves that 'Active Alpha' is shrinking, regardless of how many new funds enter the market. #mutualfunds #investing #StockMarketIndia

@IndiaMarketTalk Yes, the data you have pulled out looks correct BUT it is not fair to compare the active mutual funds with index funds and ETFs over a 10 year period because majority of these funds came into existence only 3 years back so comparing them with funds that have 10 history isn't fair

If you are paying a fund manager 1%-2% in fees to underperform a free index, you aren't investing—you are donating. #mutualfunds #stockmarketcrash The data is brutal:

@Ashim_Mehta BSE Midcap 150 TRI being the benchmark for Midcap funds has returned 19.41 over 10 years. Only 8 funds, as shown in the snapshot below, have cleared this hurdle. Add to that need for at least 1% Alpha, one is left with barely 5 funds.

@IndiaMarketTalk I did a quick check using data from multiple reliable research platforms and this is what I concluded: Final (sample) count from the 20-fund sample: ≈ 14 – 16 funds beat the Nifty Midcap 150 TRI on a 10-year annualized basis. This data is for direct mutual funds in midcap space

Think the Indian market is stalling? The data tells a different story. 📈 While the "underperformance" narrative spreads, the real numbers over the last year reveal a massive wealth creation engine: Bank Nifty: +26% 🏦🔥 Nifty Midcap 150: +25% 🚀 Nifty Smallcap 250: +17% 📈 Nifty 500: +15% (92% of NSE cap) The benchmarks aren't just holding steady—they are soaring. Don't let the noise blind you to the growth. #stockmarketcrash #StockMarketIndia #BANKNIFTY #NIFTY #midcap #smallcap

It is easy to feel that a big home loan chains the middle-class family to work, leaving little time to enjoy the facilities like pool etc or even the home they worked so hard for. But it is not right to view a home loan just as a burden—it is a bridge that lets us build an asset, which grows with time, without draining every bit of your savings upfront.. Without it, so many of us would spend our best years in rented houses, shifting from place to place, never really putting down roots.

Itna Sach nahin Bolna tha 😭😭 Most people pay EMI in the prime years of marriage & children without actually being able to enjoy facilities, family time or the home itself. Life goes in paying Principal + Interest. Air changes. Water changes. Flexibility is lost. Vacations are sacrificed to pay the EMI. The 2 BHK taken in 20s won't be enough when loan is finished. And in 60s, even a 1 BHK is big. This video needs to be shared widely. Thought Provoking Message. #FI

ICRA flags a looming solar glut in India — here is what it means for listed players: • Module capacity > Demand → pricing pressure + margin squeeze • Pure-play/smaller manufacturers could feel the squeeze — #WAAREERTL #vikramsolar #websol #saatvik • Ancillaries like Borosil Renewables may see softer glass realizations • Integrated players (Adani, Tata Power, Reliance) might be better cushioned • Overall sector might see some consolidation as capacities scale up Solar long-term story intact, but the easy multi-bagger phase might be over. #BORORENEW #adanigreen #Reliance #StocksToWatch #StockMarket