Indiana Moderate

@Ezra4Liberty Look at that. Moderate libertarian. Who would have expected that?

@JDStokes79 @RudeOnion I think all of this is true. Younger generations have always been worse with money than older generations, but it wasn't defended as a systemic failure or personal attack. I also think Twitter Gen-Z is very different from actual Gen-Z in regards to blaming older generations, etc.

@RudeOnion This was an issue for some people in previous generations as well, but it was quietly disapproved of by most. Gen Z seems to think it's normal and healthy, and that any questioning of it is a personal attack. At least that's the case on social media, reality may be different.

Indeed. They have *some* extra spending money and instead of saving it towards something they could actually use, they waste it. Then their car breaks down or there's an emergency vet cost and they wail that everything is too expensive and they can't afford it.

@ahahdjsn @zulways @Timmyhoover I'm not living my life through a bubble. I'm challenging your victim complex and your refusal to see your own power in your economic choices.

@IndianaModerate @zulways @Timmyhoover wow i’m glad your anecdotes go against the grain. however they are just that, anecdotes. I know Gen Z millionaires so that must mean every Gen Z person is a millionaire! see how dumb that sounds? you live in a bubble and run your whole life thru this bubble. that’s the issue here

18% on 23k is not the same as 6% on 400k The 20% down on the first is 4k, 20% down on the second is about 4x times the total of the first loan. Be serious Ken. (This is why they dont use numbers)

@ahahdjsn @zulways @Timmyhoover 13-29. I said 27 because my oldest gen-Z daughter is 27.

@ahahdjsn @zulways @Timmyhoover And Gen-Z is 13-27 right now. You attributing statistics from 2026 to waves from 6 years ago makes no sense at all.

@ahahdjsn @zulways @Timmyhoover Oh wow, that genuinely surprises me. I didn't help any of my Gen-Z kids buy houses, and neither did their friends' parents. We're all below-median income though. Maybe that matters. But my kids are right in line with median income and median first time buyer house prices.

@IndianaModerate @zulways @Timmyhoover yeah that made no sense. much like almost every reply you’ve made thus far. i’m still waiting on these mythical areas you speak of.

@real_top_lobsta @ahahdjsn @zulways Boomers bought starter houses in Boston when it was a working class area. Every generation has been able to buy starter houses in working class areas and can still do so now.

@IndianaModerate @ahahdjsn @zulways Boomers bought starter houses in Boston

@real_top_lobsta @ahahdjsn @zulways ?? I don't know if you came in mid-conversation or if you're being obtuse, but the whole point is that people who do what Boomers did (buy modest homes in working class areas) can still buy affordable homes. That turned into "there are no affordable areas near me."

@IndianaModerate @ahahdjsn @zulways Yeh obviously working class people are not buying them now because they are way too expensive, that is the entire point of the argument. Even median income earners cannot afford to buy these houses, I don’t think you understand that

@ahahdjsn @zulways @Timmyhoover You're projecting ;) You're just making up both sides of an argument and declaring yourself the winner. You're not using facts or logic or comparing apples to apples with regard to housing or generational spending, saving, and home-buying.

@IndianaModerate @zulways @Timmyhoover the first wave was 20-21. and the second was 25. the reason in 25? parents helping and them moving to metros. again you are lying.

@ahahdjsn @zulways @Timmyhoover ?? You're arguing with you and declaring yourself the winner. Just because younger generations don't save like older generations doesn't mean they can't or that those who do aren't buying homes. And I don't know what you're talking about regarding needing 100K down for a condo.

@IndianaModerate @zulways @Timmyhoover oh with what savings? also after proving you wrong with that zillow link, they need savings. you would need $100-$120K for a down payment on a CONDO.

@real_top_lobsta @ahahdjsn @zulways I'm saying Boston isn't where working class people are buying homes NOW. Below-median earners have never been able to afford above-median housing. Not in any generation. It's a silly threshold for affordability.

@IndianaModerate @ahahdjsn @zulways Are you trying to say Boston wasn’t a working class city? And everything within a 30 mile radius is not working city?

@ahahdjsn @real_top_lobsta @zulways The existence of rich people doesn't mean non-rich people stop existing ;)

@IndianaModerate @real_top_lobsta @zulways zillow.com/boston-ma-0212…

@real_top_lobsta @ahahdjsn @zulways Boomers didn't buy their first homes in the country's most expensive cities.

@IndianaModerate @ahahdjsn @zulways All of the houses are basically 700 or less, either way you just proved your point, if someone has family there they have to move now when back then they could have stayed

@real_top_lobsta @ahahdjsn @zulways You're not choosing average working class areas. Gen-Z are buying smaller homes in working class areas, just like previous generations did. But Boomers didn't buy homes in the country's most expensive cities.

@IndianaModerate @ahahdjsn @zulways

@ahahdjsn @zulways @Timmyhoover Again, you're arguing with your imagination, not economic reality. Stats first started showing Gen-Z buying houses in 2024. They continue now. My own Gen-Z kids (24, 24, and 27) have bought in 2024, 2025, and 2026.

@IndianaModerate @zulways @Timmyhoover yeah older gen z got good deals for 2 years and locked in a 2% interest rate. so they were taking however that is no longer the case. by age 30 gen x owned more houses. if that rate didn’t exist/were todays rates. the numbers would skew to gen X.

@ahahdjsn @zulways @Timmyhoover Gen Z median income is 38K, Gen Y median income is 71K. Median rent is not 1K with roommates. You made that up. And below median income people have never been able to afford median apartments. That would be silly. You don't seem to understand how medians work.

@IndianaModerate @zulways @Timmyhoover gen z median is 33K, gen y is 48K. rent is between $1500- $1K(if you split it with someone else) taking up roughly between 1/3-1/2 of someone’s take home pay monthly. that’s just rent. add college tuition, 4.50/gallon (i have to pay between $5-$6/gallon) used car prices are high

@real_top_lobsta @ahahdjsn @zulways None of them are parking spots or garages. I filtered for houses, condos, or townhomes. Yes chose a very expensive area. That's not where most first time buyers choose to buy homes. But if that area is important to you, you do have options that aren't ghettos.

@IndianaModerate @ahahdjsn @zulways Almost all of these units are literally 700 sq ft or less and most of this listings are for parking spots or garages

@ahahdjsn @zulways @Timmyhoover Gen-z is buying at higher rates than Millennials or Gen-X did in their 20s. Home ownership is a less popular choice compared to when Boomers were young, for various reasons, but people who want to buy are buying and always have. Home ownership has always required saving first.

@IndianaModerate @zulways @Timmyhoover because people for 2 generations can’t afford houses. it’s only Gen Xers and Boomers able to afford houses. they don’t have to deal with rent eating away their savings. on top of other expenses such as having to buy a used car, college tuition, etc.

@ahahdjsn @zulways @Timmyhoover You're projecting. You're denying that below-median buyers and below-median neighborhoods exist or that all below-median neighborhoods are crime-ridden and/or unlivable. It's silly and illogical and based on emotions not facts.

@IndianaModerate @zulways @Timmyhoover aliens are attacking us. it’s happening right now. i have no proof but it’s happening. do u see how absurd you sound?

@ahahdjsn @zulways @Timmyhoover npr.org/2026/05/15/nx-…

@IndianaModerate @zulways @Timmyhoover this generation or millennials aren’t able to do it. again SHOW ME WHERE. give me a county/district something tangible. you just repeating that “it’s happening” when it isn’t, isn’t proving your point.