Babyboy

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PiggyVest vs Cowrywise. PiggyVest started as a savings app that added investments. Cowrywise started as an investment platform that added savings. That difference tells you where each one is strongest before you even open the app. Current rates PiggyVest: PiggyBank - 18% per annum. SafeLock - up to 22% per annum, paid upfront the moment you lock. Cowrywise: ARM Money Market Fund currently yielding approximately 24 to 26% annually. Returns move daily with CBN MPR. Let me is this instance: If you save on N500,000 over 12 months PiggyVest SafeLock at 22%: N110,000 interest. Total: N610,000. Cowrywise Money Market at 24%: N120,000 interest. Total: N620,000. Cowrywise Money Market at 26%: N130,000 interest. Total: N630,000. Cowrywise wins on return. The gap is real and it compounds. The math on N1,000,000 split across both N500,000 in PiggyVest SafeLock at 22%: N110,000. N500,000 in Cowrywise Money Market at 25%: N125,000. Combined return: N235,000 on N1,000,000 in 12 months. That is money working while you sleep. Liquidity PiggyVest SafeLock cannot be broken before maturity. Breaking it means forfeiting every kobo of interest earned. That is the point. It protects you from yourself. Cowrywise Emergency Plan lets you access funds within 24 hours if life happens. More flexible. Dollar savings PiggyVest Flex Dollar pays up to 7% per annum. Cowrywise dollar mutual funds offer comparable or slightly better yields. Check both on the day you are ready to move. Minimum to start Cowrywise accepts as little as N1,000 in naira funds or $10 in dollar funds. PiggyVest has no meaningful barrier either. You can start both today regardless of how small your capital is. Security Cowrywise is SEC regulated with funds held by Zenith Nominees. PiggyVest is CBN licensed and insured. Both are legitimate. Neither is a scheme. My verdict Use PiggyVest SafeLock for emergency funds, short term goals, and financial discipline. The upfront interest and lock feature are genuinely powerful. Use Cowrywise for investment capital you want earning maximum naira returns inside a regulated mutual fund with real asset managers behind it. The smartest move is not choosing between them. It is using both intentionally with different roles in your portfolio. Rates are dynamic and move with CBN decisions. Always confirm current rates on both apps before committing capital. Not financial advice.

"I regretted voting Obi in 2023" I don't know why you're regretting a decision that hasn't had any effect whatsoever in your life for the last 3 years.

Most families in Lagos would rather burn out as primary caregivers than hire professional homecare, and it’s not just about the money. Is it the 'fear of the unknown' with strangers in the house, or have we just seen too many horror stories?

I put together 1000 Reasons Why You should not Vote for Tinubu in the next election. 1000-reasons.vercel.app Good morning Nigerians.

Cancer cells grow faster than healthy cells. Doesn’t mean we want cancer

This is why, when i mention and praise fintech banks like Opay, you never see me mention Moniepoint. I have NEVER liked them or used them. Moniepoint went as far as ILLEGALLY arresting and detaining a customer for calling them and asking questions on their VAT charges which other fintech banks don't make their customers go through and which doesn't make any sense in the first place. This is Moniepoint now telling its customers that customer satisfaction is not their business and if they talk too much, they would use the police and the government to deal with and bully them. What kind of bank is this? I have never rated them and i think you guys who use them should think again.

Lol we will achieve faster progress with the North leaving even before Biafra. 90% of the Nigerian problem is a direct consequence of the Northern culture.

Anybody noticed...since Donald Trump dropped that bomb in Sokoto...our Tiktok bandits and terrorists have been awfully quiet? 🤔

Trump bombed ISIS terrorists who have killed and displaced Nigerians for decades, and he did this with intelligence from the Nigerian government. Never again use the lived experiences of Nigerians who continue to suffer at the hands of terrorists to chase cheap political clout.

Choosing Christmas day to light up terrorists is top tier pettiness that puts a gleeful smile on the face of the world >>>>

I’m genuinely impressed by your ability to frame “pay for your own transportation” and buy your “own clothes” as internalized misogyny. The sheer audacity of calling me a pick-me when you’re literally out here with your hand out like a poorly dressed Oliver Twist is absolutely sending me. Let me break this down for your clearly struggling comprehension: asking a stranger to bankroll you for a first date is wrong. While you’re out here monetizing mediocrity and calling it feminism, some of us have jobs, self-respect, and the ability to call an Uber without starting a GoFundMe. But please, continue embarrassing yourself by pretending that financial independence is somehow patriarchal. I’d take you more seriously, but it’s hard to respect financial advice from someone who needs a sponsor just to leave her house.

Hello @BashirAhmaad Good of you to reply. We consider this an act of providence by God so that people will see Muhammad exposed. You have tried to justify him murdering the men at Banu Qurayza, and we want to show everyone what Muhammad did. Listen all, please: 1. Muhammad actually slaughtered around 400–900 boys and men of the Jewish tribe of Banu Qurayzah. Who were Banu Qurayzah? When Muhammad left Mecca because he couldn't get his message accepted, he went to Yathrib (now Medina). There were three major Jewish tribes there: Banu Qaynuqa, Banu Nadir, and Banu Qurayza. Muhammad arrived weak and vulnerable. The Jews, surrounded by hostile idolaters, accepted him because his monotheism echoed their Old Testament. They made a mistake. When Muhammad gained power, he expelled Banu Qaynuqa and Banu Nadir from their own land. S eeing this shift, Banu Qurayza sought alliances elsewhere. Muhammad declared this an offence. Do you know how the execution happened? Their trousers were removed, and any male with pubic hair was slaughtered. Sunan Abī Dāwūd 4404 ‘Atiyya al-Qurazi said: “I was among those presented to the Prophet on the day of Qurayza. Whoever had grown pubic hair was killed, and whoever had not grown pubic hair was allowed to live. I had not developed pubic hair, so they let me live.” Is this what a messenger of God would do? Of course not. Muhammad was a false prophet — a murderous illiterate who raped women and killed many. The man Muslims call “the best example for humanity” slaughtered boys and men — up to 900 people. Bashir, this is what you defended. 2. Bashir, you justified your so-called prophet’s highway robbery by saying:** “Raiding caravans was a standard pre-Islamic Arabian tribal practice.” False. But if it was, should the Messenger of God have done it? What then made him different from the idolaters if He would further their depraved ways? Of course, Muhammad was a depraved man. And we will prove it. The Meccans no longer troubled Muhammad; they were relieved he left. They could practice their idolatry in peace. But in Medina, with no economic base, Muhammad began attacking caravans within a year of the Hijra. The first one: The Nakhla Raid. Muhammad deliberately attacked during a sacred month, when fighting was forbidden. “They attacked them and killed ʿAmr b. al-Ḥaḍramī in the sacred month.” — Tārīkh al-Ṭabarī, vol. 7 He sent his raiders with a sealed letter they were not allowed to open until they reached the route. Even his own men panicked: “They were distressed, thinking they had brought destruction upon themselves.” And what did Muhammad do? He produced a “revelation” to justify it — a pattern he repeated again and again. When he broke his oath to his wives not to sleep with his maid, he got a revelation permitting him to break oaths. Qur’an 66:1–2 “O Prophet! Why do you forbid what Allah has made lawful for you…Allah has already ordained for you the dissolution of your oaths.” So Allah exists to legalise Muhammad’s desires. When Muslims refused to march a brutal distance to attack the Byzantine Empire — a people who had done nothing to them — he got a revelation cursing them. Qur’an 9:38–39 “O you who believe! What is the matter with you, that when you are told to march forth in the cause of Allah, you cling heavily to the earth? …If you do not march forth, He will punish you with a painful punishment…” So peaceful people must be attacked — or Allah will punish you. And again, he received a revelation justifying his attack in the forbidden month: Qur’an 2:217 “Fighting therein is a grave offense, BUT preventing people from the way of Allah… and oppression is worse than killing.” This was enough to shed blood in a sacred month simply because someone “prevented people from the way of Allah.” This same ideology is why Deborah was killed — and why Bashir supported it. 3. Finally, and most shamefully, Bashir justified Muhammad having sex at age 54 with a 9-year-old girl by saying “people married young at that time.” So godless cultures are now the standard for the “greatest moral example”? Is Muhammad not supposed to bring a higher ethic? If ancient societies practiced child sacrifice, would it become acceptable for Muhammad to follow them? Muhammad raped a child — and the consequences continue today. Across Afghanistan, Pakistan, Yemen, and Northern Nigeria, grown men rape children in the name of “marriage” because Muhammad did it and called it Sunnah. We have provided Quran and Hadith to demonstrate: Muhammad committed genocide against an entire tribe. Muhammad robbed a trade caravan in a forbidden month. Muhammad raped a child. The Quran says Muhammad is the greatest human, the best example. Qur’an 33:21 “Indeed, in the Messenger of Allah you have the best example…” If everyone followed this example, would society be civil or soaked in blood? Would there be free markets or sanctioned robbery? Would the girl child be safe or handed over to old men? You have 6 hours to answer. FINAL: We challenge you openly to a debate: The Quran is lost forever, and the book Muslims have today is a fabrication, hence Islam is a lie. We can prove this, if you are ready. If you are ready, say so. You have 12 hours to accept or decline. Come and defend Prophet Muhammad (Police be Upon Him).

Maknun, think. Just pause and think What do you imagine the purpose of an art exhibition is? When an artist displays their work, what exactly do you think happens to the pieces during and after the show? Let me help you, because it’s clear you don’t know: the works are sold. People buy them. And at her current valuation, Uzo Njoku is not small. Her paintings sell, and they sell very well. Recovering $75k? Easy peasy. Then add partnerships, sponsorships, and other revenue streams. Since you are keeping tabs, you should know this much. Fabrics for the exhibition ranged from 35k to 60k. Anyone who can afford that and makes their way to Ikoyi did not come because they are jobless and hungry for beer and small chops. Do you want to know who the hungry and jobless person actually is? Stand in front of a mirror. Your answer is right there.

Nnamdi Kanu was never caught with a gun or bomb, nor was he ever caught killing anyone. If Nnamdi Kanu is being prosecuted solely for his words, why has Bashir not faced the same consequences? Bashir openly admitted to being an Islamic extremist and has publicly expressed support for Hamas, a designated terrorist organization and its leaders, yet he’s still walking free.

Femi Lazarus, one day you will stand before God and give an account. This man, Evangelist Ezekiel Dachomo, has buried more Christians murdered by Muslim terrorists than you have planted church branches. Yet, you’ve chosen to speak in line with those who oppose, excuse, or dismiss the genocide of Christians in Nigeria. Trump’s administration offered to help eliminate the terrorists killing Christians in this nation. Over 60,000 Christians have been killed since 2009. 19,000 churches burnt. 2,200 schools destroyed by Muslim extremists. You saw the Owo massacre. You heard of Yeleta. This year alone, 7,000 dead. That is like every member of the headquarters of your church being killed. Imagine that scale. That is what you have cheaply propagandized away. You’ve seen terrorists shouting Allahu Akbar as they bash the skulls of believers — members of the same Body you claim to be an apostle over. Yet you showed no righteous anger, no moral fire. Instead, you echoed the “they’re coming for your resources” narrative. Did you read Trump’s warning? He told the Nigerian government to destroy the terrorists, or they would do it. That meant if Tinubu’s administration acted decisively, the U.S. wouldn’t intervene. But they haven’t. All we got was a 20-second incoherent video. The terrorists still threaten fresh attacks. You haven't buried a father and his children before; you haven't had to unsuccessfully comfort a widow who lost her husband and three children to the Islamists. You haven't seen underage girls r*ped mercilessly by these godless hordes. Ministers in the North have this as their normal experience. Why couldn’t you, Femi Lazarus, speak for your brethren? Obama’s administration withheld weapons. Trump spoke up for Christians here. He confronted Buhari and declared Nigeria a CPC. It was the liberal Biden who reversed that. This was disappointing from you, though not surprising. You’re ministry friends with someone like Uebert Angel, exposed in Al Jazeera’s four-part investigation for alleged gold laundering, plunging Zimbabweans into mortifying suffering. You even wished him a happy birthday publicly. You also agreed to serve as a facilitator under Dayo Israel, the APC Youth Leader who pushed the “Yoruba Ronu” dog whistle that fueled ethnic violence against Igbos during the elections. A key benefactor to your ministry is a minister who fakes healings on such a grand scale that it almost rivals the devil’s deception. Streams of lies and theatre of deception that build power, fame, and money. But God commands otherwise for His servants: “Learn to do right; seek justice. Defend the oppressed. Take up the cause of the fatherless; plead the case of the widow.” — Isaiah 1:17 (NIV) What a shame. What a tragedy. Preachers like you legitimize corrupt administrations — no wonder their hands are strengthened. “From the least to the greatest, all are greedy for gain; prophets and priests alike, all practice deceit. They dress the wound of my people as though it were not serious. ‘Peace, peace,’ they say, when there is no peace.” — Jeremiah 6:13–14 (NIV) You, Femi Lazarus, even said preachers like you are a “covering” for politicians. Ah! What a grievous confession. These are rulers who deal in injustice — and God hates it. He destroyed Jerusalem for the same reason. Yet, you claim you are a covering for them, and you have even conditioned your congregation to be in on such through your "Corridors of Power' series. Your mouth doesn't hold the laws of God. You are no priest. Anyways, you do not speak for us, Femi. We reject your voice. The apostle exists for the Church, not the Church for the apostle. We reject you, today. Go serve your other masters. Not us. Amen.

So why negitiating with bandits?

@AyotheEngine @lightxud Nice!!!

Thanks for the love and acceptance, guys! 🙌🏽. Its been massive. My team and I at @lightxud are taking steps toward production, and we can’t wait to show you what’s coming...Kindly follow us @lightxud to get development updates on the game

#FreeSundayJackson Self defence against killer herdsmen is not a crime.