Jerry Lynch, CFP®

Sign-ups started for SAVE, which can slash some student loan borrowers’ monthly payments by 50% and eliminate all obligations for others—depends upon borrowers’ income. This comes as millions will need to start paying monthly student loan bills again in Oct. after a 3-yr pause.

Check out this article from @nytimes. Because I'm a subscriber, you can read it through this gift link without a subscription. nytimes.com/2023/08/22/you…

New FAFSA form is coming in December, with less questions and a streamlined process for uploading tax forms. But the "sibling discount" has been removed from the eligibility formula. Check out article for more details. nytimes.com/2023/08/11/you…

With the shrinking inventory of existing homes available to buy, you may be tempted to look at purchasing new construction. Before signing on the dotted line, here are some tips to keep in mind. #financialplanning wsj.com/articles/buyin…

Wondering how much your money could make in a high-yield savings account with today's higher interest rates? Before moving funds, have enough in your checking account to cover 3 months’ worth of expenses. Check out other rules of thumb. cbsnews.com/news/savings-a… via @cbsmoneywatch

Questions about your student loans? Questions about paying for your kids’ future education? Check out our latest blog entry on strategies and tactics you can use to get that degree debt-free. onedigital.com/blog/simple-bu…

Higher home prices, mortgage rates and maintenance costs are driving more adult children to sell inherited houses. You need to weigh the sentimentality vs. the practicality of keeping a property in the family.wsj.com/articles/inher… via @WSJ

Transition from full-time career to retirement—especially if you were forced out early—is a struggle. Interesting article here (with some key tips you need to consider) about bridging this financial and emotional transition with entrepreneurial pursuits. nytimes.com/2023/05/12/bus…

Interesting article on determining the best retirement age. This "work span" approach lessens the burden on Social Security—never designed to support retirees for 20+ yrs—and acknowledges many of the mental/physical benefits working longer can provide. nytimes.com/2023/04/03/wel…

While doom & gloom have dominated financial headlines this year, not all of 2022’s impact is bad. And since challenging times bring both good and bad, this is a great time to review financial basics so you can be smart about your money decisions. s3.amazonaws.com/static.content…

Top 10 Open Enrollment Pitfalls to Avoid onedigital.com/blog/top-10-op…

We’re excited to announce: @JFL Total Wealth Management is joining OneDigital! Together, we will be able to bring sophisticated wealth management offerings to the communities we serve. Read the full announcement here: onedigital.com/blog/onedigita…

Last 7 months have reminded us that the stock market can be volatile. And that having a Plan B is just as important as your primary financial plan. Read these 8 fundamentals for increasing your financial savviness, especially during market downturns. s3.amazonaws.com/static.content…

Fine print on car leases can equal a chunk of charges when you turn it in or buy out the lease—especially for excessive wear-and-tear or mileage. Speak with the GM to see what can be waived. #financialplanning njmoneyhelp.com/2022/07/im-buy…

While NJ is one of the highest tax states in the country, it does offer some relief to those individuals receiving a pension. Exclusions on based on overall income and whether you are filing jointly with a spouse or as an individual. #financialplanning njmoneyhelp.com/2022/07/is-the…

Low inventory of new and used cars means that you have some interesting options to consider when your lease is about to end. Research whether buying your lease for resale could be more profitable than just turning it in. njmoneyhelp.com/2022/05/what-p…

First half of '22 has been a nightmare for even the most seasoned investors, with many indices recording their worst first halves in more than 50 years—or in some cases, ever. Read for a historical perspective on bear markets. s3.amazonaws.com/static.content…

Great article summarizing state of the economy + what investors should do w/ long-term investments, 401(k) allocations and diversified portfolios. Can’t emphasize the pros of low-cost, diversified index funds enough with this market volatility. nytimes.com/2022/07/14/bus…

With inflation at its highest in 40 years, the Fed raised interest rates again in mid-June by 0.75%, the biggest since rate hike since 1994. Read how the rising interest rates will affect your wallet in the coming months and beyond. s3.amazonaws.com/static.content…

Federal student loan debt forgiveness sounds like a good thing—except when it comes with a big tax bill. Learn more about whether you could be impacted when the taxable income provision expires in 2025. njmoneyhelp.com/2022/06/if-bid…