James Boyd

Consistency is everything.

"Champions do not become champions when they win the event, but in the hours, weeks, months and years they spend preparing for it. The victorious performance itself is merely the demonstration of their championship character." -Alan Armstrong

🚨A record amount of US federal debt is coming due: $10 trillion of US government debt will mature over the next 12 months, the most EVER. This represents 33% of all outstanding marketable debt, one of the highest percentages on record. On top of that, the US budget deficit this year is ~$2 trillion, while gross corporate bond issuance is expected to rise to ~$2 trillion, driven by surging supply from Big Tech. That brings total investment-grade supply hitting the market in 2026 to ~$14 TRILLION. This flood of supply is putting upward pressure on interest rates and credit spreads at the worst possible time. The US debt crisis is entering a new and more dangerous phase.

JUST IN 🚨: 30-Year Mortgage Rate ticks above 7% for the first time since August 📈🏡🤯🫂