Jessica Nascimento

I m excited to try it out 🚀

And Brazil might end up being one of the most active markets for prediction trading

@CiriloDesu @Cointelegraph Haaha nem notei, juro que tô perdida no tempo

@JessMay9400 @Cointelegraph pix foi lançado em 2020 muie, como assim 4 anos?

🇧🇷 LATEST: Banco Central do Brasil expands its Pix instant payment system to Argentina, allowing Brazilians to pay for goods and send money across both countries.

@SpencerHakimian If it stays there, supply chains, inflation and growth all get hit at once. we are potentially walking into the biggest energy crisis in 50 years

I don’t think people are realizing that NOTHING in the global economy works at $120/Oil. Nothing.

The smartest people are all self-taught, even if they went to school.

I totally get this, it’s relieving to see a post like this. Most of us are only here because someone took a chance and bet on our hunger to learn and get shit done. Wrote up a bit of my own messy-but-grateful trajectory here if you need a reminder to keep pushing. open.substack.com/pub/jess9400/p…

@sceniuslatam Congrats on the raise, ARQ proves high-end cross-border banking is the real growth play!

What fascinates me about this round is how it flips the usual narrative around stablecoins in Latin America. Most commentary on stablecoins in LATAM focuses on the image of “poor Latinos using crypto to escape inflation and survive.” But ARQ is targeting the opposite: high income Latin Americans living international lives. Founders, remote workers, global executives, professionals managing their financial lives across multiple borders, banks, and currencies. Take ARQ’s Prestige credit card, for example. It’s a premium, globally functional card explicitly designed for this segment. Instead of positioning it as a “crypto credit tool,” ARQ sells it as part of a broader, high-end banking experience. The backing of Sequoia and Founders Fund, along with the fintech’s traction with 2 million customers and more than US$10 billion in transaction volume, proves this is not a niche but a fast-growing, multi-billion dollar market. LATAM is exporting a new model of “lite private banking”. Traditionally, private banking and global wealth management have been US or Europe centric playbooks. ARQ is now testing whether a LATAM native fintech can build the equivalent for a younger, more mobile, more crypto native generation of high net worth users. Congratulations to the @arq_finance 's team! Long LATAM 🫡

@josh_recruits Congrats on the insane growth over the past few months! Looking forward to seeing more Ondo initiatives in Brazil. Although the RWA market is still maturing, there’s massive demand for tokenized yields and exposure as local regulations evolve

Ondo Global Markets has powered over $11B in cumulative volume and grown to over $600M in total value locked, more than all other competitor platforms combined. Last year, regulatory approval was received to offer and sell Ondo digital securities to the EU/EEA public. Now its presence expands across regulated financial centers globally. With a big thanks to Binance and our recent collaborative efforts. Being the first admitted for trading under the ADGM framework is no small feat🇦🇪

@Cointelegraph genuinely curious to see how this will play out against Polymarket: regulated and centralized versus permissionless and on-chain

🚨 JUST IN: Nasdaq has filed with the SEC to launch prediction-style binary options tied to the Nasdaq-100 index.

@benhoneill @Stablecoin Stablecoins are one of the most life-changing tools Web3 has given us, real utility, real access, real impact. Congrats !

Bridge 🤝 Visa @Stablecoin cards are going to change more lives around the world than almost any other onchain product. Edited to be working with such a great team to expand this initiative. Just the beginning!

@cioffi_victor @arq_finance Amazing Evolution. I believe unlocking the next phase will depend on sustained efforts in financial literacy, confidence in security, and strong regulatory support to bridge these gaps and turn innovative products into users’ true primary financial accounts.

If you are an investor paying attention to the LATAM neobank market, something just started to change. DolarApp, one of the fastest-growing onchain neobanks in the region, just rebranded. From DólarApp to @arq_finance. That rebrand signals something bigger than a new name: the use case is changing. The first wave of onchain neobanks in LATAM won by solving a real pain point: access to the US dollar. That created strong product-market fit, but mostly for a narrow segment: people traveling abroad, freelancers, cross-border users, and families moving money internationally. In that lane, they can be very competitive with players like Wise and Western Union. But that is not the same as winning the local banking market. To compete with local banks in Brazil, Mexico, Colombia, and beyond, you need more than a dollar card and a better FX spread. You need to win the primary account. And primary accounts are not won with “global money” branding alone. They are won with local financial primitives: •yield in local currency (BRL, MXN, COP) •credit in local currency •trust, prestige, and product depth That’s the shift we’re now seeing. In Brazil, for example, neobanks are starting to offer products indexed to CDI, the benchmark interbank rate closely tied to Selic. Now CDI around is 14.9% APY, which is why “100% CDI” is often understood by users as roughly ~15% annual yield in the current rate environment. This changes everything. Because outside of high-inflation edge cases (like Argentina and Venezuela), most LATAM users do not want to park the majority of their savings in USD. They may want dollar access. They may want dollar optionality. But they still live, earn, and spend in local currency. So the category is evolving: from “stablecoin fintech” → to “onchain neo-private bank / wealth layer.” Less “cheap fintech for travel.” More “modern financial operating system for your real financial life.” This is not just a branding trend. It is a product and positioning war. A war to own: •payroll inflows •idle balances •savings behavior •credit relationship •long-term trust In other words: a war to become the user’s primary financial account. And this is exactly where Nora enters. @norafinancexyz helps neobanks in LATAM offer truly competitive local-currency products, starting with BRL rails and yield-native products, without having to build the full stack from scratch. The opportunity is simple: The winners in LATAM won’t be the ones who only helped users escape local currencies. They’ll be the ones who helped users upgrade the whole economy.

100% this. Execution by intention should be table stakes now. No excuses left. @Bentodotfun does it really well. Love the onboarding experience.

👩‍💻✍️

@jack @BalderBomans @blocks worrying news

we're making @blocks smaller today. here's my note to the company. #### today we're making one of the hardest decisions in the history of our company: we're reducing our organization by nearly half, from over 10,000 people to just under 6,000. that means over 4,000 of you are being asked to leave or entering into consultation. i'll be straight about what's happening, why, and what it means for everyone. first off, if you're one of the people affected, you'll receive your salary for 20 weeks + 1 week per year of tenure, equity vested through the end of may, 6 months of health care, your corporate devices, and $5,000 to put toward whatever you need to help you in this transition (if you’re outside the U.S. you’ll receive similar support but exact details are going to vary based on local requirements). i want you to know that before anything else. everyone will be notified today, whether you're being asked to leave, entering consultation, or asked to stay. we're not making this decision because we're in trouble. our business is strong. gross profit continues to grow, we continue to serve more and more customers, and profitability is improving. but something has changed. we're already seeing that the intelligence tools we’re creating and using, paired with smaller and flatter teams, are enabling a new way of working which fundamentally changes what it means to build and run a company. and that's accelerating rapidly. i had two options: cut gradually over months or years as this shift plays out, or be honest about where we are and act on it now. i chose the latter. repeated rounds of cuts are destructive to morale, to focus, and to the trust that customers and shareholders place in our ability to lead. i'd rather take a hard, clear action now and build from a position we believe in than manage a slow reduction of people toward the same outcome. a smaller company also gives us the space to grow our business the right way, on our own terms, instead of constantly reacting to market pressures. a decision at this scale carries risk. but so does standing still. we've done a full review to determine the roles and people we require to reliably grow the business from here, and we've pressure-tested those decisions from multiple angles. i accept that we may have gotten some of them wrong, and we've built in flexibility to account for that, and do the right thing for our customers. we're not going to just disappear people from slack and email and pretend they were never here. communication channels will stay open through thursday evening (pacific) so everyone can say goodbye properly, and share whatever you wish. i'll also be hosting a live video session to thank everyone at 3:35pm pacific. i know doing it this way might feel awkward. i'd rather it feel awkward and human than efficient and cold. to those of you leaving…i’m grateful for you, and i’m sorry to put you through this. you built what this company is today. that's a fact that i'll honor forever. this decision is not a reflection of what you contributed. you will be a great contributor to any organization going forward. to those staying…i made this decision, and i'll own it. what i'm asking of you is to build with me. we're going to build this company with intelligence at the core of everything we do. how we work, how we create, how we serve our customers. our customers will feel this shift too, and we're going to help them navigate it: towards a future where they can build their own features directly, composed of our capabilities and served through our interfaces. that's what i'm focused on now. expect a note from me tomorrow. jack

@Cointelegraph Somewhere a new L1 founder just added ‘1B TPS roadmap’ to their pitch deck and opened a $300M seed round

🔥 INSIGHT: Stripe says blockchains may need 1B TPS to support an AI agent-driven future. Which network do you think can handle that?

Reading so many new developments about AI and how fast products are being shipped, it's hard not to feel anxious. 24 hours feels too short to catch up with everything while having a functional life. At this point, only someone on the outside will underestimate the impact that all of these products can cause. What makes a difference is to actually give it a chance and try it, experiment. It's impossible not to get excited and motivated by the endless opportunities you may encounter to learn faster, to build, to improve work, to save time. Fear fades when you see how much more you can do with it. In 2026, I decided to push myself to try as many tools as possible, and in a few weeks I've learned so much despite not being a developer myself. It's so pleasing to understand how your favorite apps are built, how they work, how to build the UI that clicks with you. I can't stop building apps for myself, ideas that I thought could never exist in reality. I think the best learning I got out of it is that AI isn't coming for the people who learn how to use it. It's coming for the people who refuse to. AI should be used as a tool. The best tools don't replace skilled people. They make skilled people unstoppable. Don't be the one replaced by it. Be the one who makes it work for you.

@claudeai Claude Code going full OpenClaw mode with Remote Control? 👀

New in Claude Code: Remote Control. Kick off a task in your terminal and pick it up from your phone while you take a walk or join a meeting. Claude keeps running on your machine, and you can control the session from the Claude app or claude.ai/code